We have found 8 products for you!
SqSave
BenefitsSqSave revolutionizes automated investing with AI-driven portfolio management starting from just one Singapore dollar, making global diversification accessible to everyone. The platform's MoneyBox offers an attractive alternative to traditional savings with returns of 2.50 percent annually during October 2025, featuring zero fees and complete withdrawal flexibility. Perfect for beginners seeking hands-off investing through machine learning algorithms that monitor markets continuously and rebalance portfolios automatically. With MAS regulation and over five years of operational track record, SqSave combines institutional-grade technology with retail accessibility.
Pros
Extremely low one dollar minimum investment requirement
MoneyBox returns of 2.50 percent annually with zero fees
Fully automated AI-driven portfolio management with zero decisions required
Pros
Extremely low one dollar minimum investment requirement
MoneyBox returns of 2.50 percent annually with zero fees
Fully automated AI-driven portfolio management with zero decisions required
Cons
Limited to ETF portfolios only with no individual stock selection
Performance fee of ten percent on profits above benchmark
Currency conversion fee of 0.40 percent on SGD deposits
Cons
Limited to ETF portfolios only with no individual stock selection
Performance fee of ten percent on profits above benchmark
Currency conversion fee of 0.40 percent on SGD deposits
- •Machine learning AI portfolio management based on Modern Portfolio Theory
- •Invest from one dollar with no minimum balance requirements
- •MoneyBox cash management solution with attractive returns
- •Automated portfolio rebalancing with continuous risk monitoring
- •Global diversification through US-listed ETFs across asset classes
- •Risk profiling through proprietary game theory based assessment
- •Gift-a-Portfolio feature for financial gifting options
- •Zero withdrawal fees and penalties for full flexibility
- •KidSave goal setting for children's education planning
- •Client funds segregated at licensed custodians for safety
- Flat fee structure for all users
- No volume-based discounts or tiers
- Same pricing regardless of portfolio size
- Global ETF portfolios: 0.50% annual management fee
- Calculated and deducted daily based on portfolio value
- No transaction or trading fees
- All ETF purchases executed by broker without commission to client
- Not applicable - automated portfolio only
- Not available
- Not available
- Not applicable - no margin or leverage available
- Not applicable
- Not applicable
- No leverage available
- Not applicable
- Not applicable
- Not applicable
- Deposits: 2-3 business days
- Withdrawals: 2-5 business days
- Orders executed via Tiger Brokers on US exchanges
- Execution during market hours only
- No control over specific execution prices
- Portfolio trades executed at next available market opportunity
- Portfolios comprise US-listed Exchange Traded Funds
- AI system screens from pool of 2,000+ ETFs
- Coverage across equities, fixed income, commodities, currencies
- Focus on diversified global asset allocation
- MoneyBox invests in Singapore dollar money market funds
- Global exposure through US-listed ETFs
- Developed markets: US, Europe, Japan, Australia
- Emerging markets: China, Asia Pacific, Latin America
- MoneyBox focused on Singapore dollar instruments
- Access to global equity markets via ETFs
- Major indices: S&P 500, NASDAQ, FTSE, DAX, Nikkei
- Fixed income across government and corporate bonds
- Commodities: gold, silver, oil, agricultural products
- Web-based platform only
- Mobile responsive design
- No native mobile apps
- Google Cloud Platform infrastructure
- Browser-based access via website
- Portfolio dashboard with performance tracking
- Goal setting and management interface
- Deposit and withdrawal functionality
- Statement downloads available
- No dedicated mobile apps
- Mobile responsive web platform
- Full functionality on mobile browsers
- SMS-based two-factor authentication
- Accessible at sqsave.com
- Account dashboard with portfolio overview
- Risk profiling game interface
- Multiple goal management
- Investment calculators: BuildWealth, RetirementSave, EducationSave
- Monthly statements and reports
- SqSave Risk Profiler using game theory
- Digital Asset Allocation System
- Automatic portfolio rebalancing
- Gift-a-Portfolio feature
- KidSave goal setting
- DoGood social investing
- Portfolio performance tracking
- Not applicable - automated portfolio management
- Performance charts and graphs available
- NAV tracking over time
- Benchmark comparison visualizations
- AI-driven continuous risk monitoring
- Portfolio optimization based on Modern Portfolio Theory
- Sharpe Ratio tracking
- Maximum Drawdown monitoring
- Automatic rebalancing for risk management
- Email and phone support available
- Business hours operation
- Comprehensive FAQ section
- Account opening assistance
- Business hours: Monday-Friday
- Contact: +65-8481-8933
- Not available
- 1-2 business days
- Email: clientservices@sqsave.com
- English
- Chinese
- Singapore: 60 Paya Lebar Road
- #11-25
- Not provided
- MAS regulated in Singapore
- Capital Markets Services License holder
- Operational since 2019
- Regular regulatory compliance
- Monetary Authority of Singapore (MAS)
- CMS100806
- Client funds segregated from company assets
- Held at Tiger Brokers Singapore
- Additional custodians: UOB and State Street Bank
- Not covered by SDIC as not a bank
- Client assets protected in event of company failure
- Two-factor authentication required
- Hosted on Google Cloud Platform
- 24/7 intrusion detection
- Regular security audits
- Third-party penetration testing
- Secure data encryption
- SMS-based OTP verification
Endowus
BenefitsEndowus stands as Singapore's only digital wealth platform allowing CPF Ordinary Account investment through the CPF Investment Scheme, managing over $8 billion in client assets. The platform revolutionizes wealth management with industry-first 100% trailer fee cashback, returning all fund manager commissions directly to clients rather than keeping them. Perfect for goal-oriented investors seeking institutional-grade fund access across Cash, CPF, and SRS accounts in a single platform. With MAS regulation and fees starting from 0.15% annually, Endowus combines conflict-free advisory with transparent, fair pricing unavailable through traditional channels.
Pros
Only robo-advisor enabling CPF-OA investment in Singapore
100% trailer fee cashback returns all fund commissions to clients
Access to institutional share classes typically reserved for ultra-wealthy
Pros
Only robo-advisor enabling CPF-OA investment in Singapore
100% trailer fee cashback returns all fund commissions to clients
Access to institutional share classes typically reserved for ultra-wealthy
Cons
Higher minimum investment of $1,000 compared to other robo-advisors
No direct stock or individual security trading available
Withdrawal period longer than direct stock investment platforms
Cons
Higher minimum investment of $1,000 compared to other robo-advisors
No direct stock or individual security trading available
Withdrawal period longer than direct stock investment platforms
- •Invest CPF Ordinary Account through official CPF Investment Scheme
- •SRS tax-advantaged retirement account investing capability
- •Access 70+ leading global fund managers including Vanguard and PIMCO
- •Institutional share class funds with lowest available fee structures
- •100% cashback on trailer fees paid by fund managers
- •Goal-based portfolio construction for retirement and wealth goals
- •Automatic portfolio rebalancing to maintain target allocations
- •ESG sustainable investing options from top ESG managers
- •Private markets access for accredited investors
- •Multi-currency support for SGD, USD, and other major currencies
- Cash management portfolios: 0.15% per year flat rate
- Cash investment multi-fund: 0.25% to 0.60% per year tiered
- Cash investment single-fund: 0.15% to 0.50% per year tiered
- CPF multi-fund: 0.40% per year flat
- CPF single-fund: 0.30% per year flat
- SRS multi-fund: 0.40% per year flat
- SRS single-fund: 0.30% per year flat
- No sales charges on fund purchases
- No transaction fees for portfolio trades
- No switching or rebalancing fees
- Endowus Fee charged quarterly based on daily average
- All fees subject to 9% GST
- No leverage offered
- Yes
- T+2 to T+3 for fund transactions
- Professional fund platform execution
- Orders processed same day if before cut-off
- NAV-based pricing for all fund trades
- No slippage on fund unit purchases
- Access to 1000+ institutional-grade funds
- Unit trusts from 70+ leading fund managers
- ETFs and index funds available
- Money market funds for cash management
- Bond funds across maturities and credit qualities
- ESG and sustainable investment options
- Global diversified portfolios
- US, Europe, Asia-Pacific exposure
- Developed and emerging markets access
- Regional and country-specific funds
- Worldwide fixed income markets
- S&P 500 and US total market exposure
- MSCI World and All Country World Index
- Asia-Pacific including Japan, China, India
- European developed markets comprehensive
- Singapore Straits Times Index available
- Award-winning digital wealth platform
- Mobile-first design philosophy
- Web platform for desktop access
- Seamless cross-device experience
- Modern, intuitive user interface
- Full-featured web platform
- Portfolio dashboard and analytics
- Goal tracking and management
- Fund selection and research tools
- Transaction history and statements
- No software download required
- Native iOS and Android apps
- Complete portfolio management
- Quick Singpass onboarding
- Biometric authentication support
- Push notifications for updates
- Offline portfolio viewing
- In-app customer support
- Browser-based access from any device
- Responsive design for all screen sizes
- Secure HTTPS encryption
- Regular security updates
- Consistent experience across devices
- Goal-based planning tools
- Risk profiling questionnaire
- Portfolio recommendation engine
- Fund comparison capabilities
- Performance tracking and reporting
- Automated rebalancing
- Recurring investment setup
- Portfolio performance charts
- Asset allocation visualizations
- Historical returns analysis
- Benchmark comparison tools
- Goal progress tracking graphs
- Not applicable for technical trading
- Risk-appropriate portfolio construction
- Diversification across asset classes
- Regular rebalancing to target allocations
- Volatility management through fund selection
- No stop-loss or trading risk tools
- Client advisors available for consultation
- Email and in-app support channels
- Comprehensive online help center
- Business hours primarily
- Responsive within 24-48 hours
- Not specified
- In-app messaging available
- Within 24-48 hours
- English
- Chinese
- Singapore headquarters
- Hong Kong expansion office
- Available for larger portfolios
- Licensed by Monetary Authority of Singapore
- Capital Markets Services License holder
- Type 4 (Advising on Securities) regulated activity
- Type 9 (Asset Management) regulated activity
- Regular MAS compliance audits
- Monetary Authority of Singapore (MAS)
- CMS License 101051
- Client assets segregated at UOB Kay Hian
- Funds held in client's own name
- No commingling with Endowus assets
- No lending or leverage of client funds
- Regular third-party audits
- Assets protected even if Endowus fails
- Two-factor authentication via Singpass
- Bank-level encryption for all data
- Secure HTTPS connections
- Regular security audits
- ISO certification compliance
- Biometric app authentication
- Fraud monitoring systems
Kristal.AI
BenefitsKristal.AI democratizes sophisticated wealth management by charging zero fees on the first US$10,000, making institutional-grade investments accessible to mass affluent investors. The platform uniquely combines AI-powered portfolio optimization with experienced human advisors, offering over 1,000 curated products from global fund houses. Perfect for investors seeking access to private equity, venture capital, and alternative investments typically reserved for high-net-worth individuals. With MAS regulation and operations across Singapore, Hong Kong, India, and UAE, Kristal.AI provides professional wealth management with personalized service and transparent pricing.
Pros
Zero management fees on first US$10,000 for all investors
Access to private markets including PE, VC, and pre-IPO deals
Hybrid model combining AI algorithm with dedicated human advisors
Pros
Zero management fees on first US$10,000 for all investors
Access to private markets including PE, VC, and pre-IPO deals
Hybrid model combining AI algorithm with dedicated human advisors
Cons
No CPF or SRS investment options available
Portfolio prices update with one-day delay, not real-time
Additional FX and withdrawal fees for non-SGD/HKD currencies
Cons
No CPF or SRS investment options available
Portfolio prices update with one-day delay, not real-time
Additional FX and withdrawal fees for non-SGD/HKD currencies
- •Hybrid wealth management combining AI and human expertise
- •Over 1,000 curated investment products globally
- •Access to private equity and venture capital funds
- •Pre-IPO deals and private market opportunities
- •KAIRO algorithm for automated portfolio rebalancing
- •Dedicated relationship managers for accredited investors
- •Thematic investing portfolios for tech, biotech, ESG
- •Multi-asset portfolios spanning bonds, equities, alternatives
- •15-minute digital onboarding process
- •Globally licensed across four jurisdictions
- Kristal Freedom: 0% up to US$10k, 0.3% p.a. above
- Kristal Private Wealth: 0% on mutual funds, up to 1% p.a. on managed strategies
- No volume-based tier discounts
- ETF trades: ~US$1 per trade via Saxo broker
- Number of underlying ETFs in portfolio determines cost
- All-in pricing with no hidden charges
- Included in management fee
- Private Wealth only
- contact advisor
- Private Wealth only
- contact advisor
- Not applicable for cash-based investing
- Not offered
- Not applicable for managed portfolios
- No leverage offered
- Cash-only investing
- Not applicable
- Not applicable
- Yes
- cash-only investing prevents negative balances
- Varies by underlying product
- ETFs typically T+2
- Executed via Saxo Capital Markets
- Best execution policy
- Self-service and advisor-assisted options
- Over 1,000 curated investment products
- ETFs across global markets
- Mutual funds from top fund houses
- Private equity and venture capital
- Hedge funds and alternatives
- Pre-IPO deals and private credit
- Global product selection
- US and European ETFs
- Asian fund exposure
- Emerging markets access
- Private markets worldwide
- S&P 500 and US equity exposure
- European equity and bond funds
- Asian growth opportunities
- Multi-asset global portfolios
- Web-based platform primary interface
- iOS and Android mobile apps
- KAIRO proprietary AI algorithm
- Jarvis AI assistant for advisors
- 15-minute digital onboarding
- Browser-based web platform
- Portfolio dashboard and analytics
- Investment product marketplace
- One-click rebalancing
- Performance tracking and reporting
- Native iOS and Android apps
- Full portfolio access
- Investment execution capability
- Notifications and alerts
- Price updates with one-day delay
- Seamless cross-device sync
- No download required
- Responsive design
- Full feature parity
- Secure HTTPS connection
- Self-service investing interface
- KAIRO algorithm optimization
- Goal-based portfolio construction
- Thematic portfolio selection
- Risk-aligned investment strategies
- Automated rebalancing
- Customization capabilities
- Portfolio performance charts
- Asset allocation visualization
- Not applicable for active trading
- Risk profiling questionnaire
- Portfolio risk monitoring
- Diversification metrics
- Hedging via options (Private Wealth)
- Asset allocation guidelines
- 24/7 customer support availability
- Phone, email, and live chat
- Highly rated by users
- Professional and responsive team
- 24 hours
- 7 days per week
- 24/7
- Typically within 24 hours
- Faster for urgent inquiries
- English
- Chinese
- Singapore: 6 Raffles Quay
- Hong Kong office
- India operations
- UAE (Abu Dhabi) presence
- Yes for Private Wealth clients
- Dedicated relationship managers
- Direct access to fund managers
- MAS regulated in Singapore
- Multi-jurisdictional licensing
- Strong compliance framework
- Regular regulatory audits
- Monetary Authority of Singapore (MAS)
- Capital Markets Services License
- UEN: 201711235E
- Client assets segregated at custodian
- Held at Saxo Capital Markets
- MAS-approved liquidator framework
- Regular compliance monitoring
- Secure login and authentication
- Data encryption standards
- Privacy policy compliance
- Regular security audits
- Client information protection
- HTTPS secure connections
OCBC RoboInvest
BenefitsOCBC RoboInvest offers Singapore's widest selection of thematic portfolios with 38 options spanning tech, healthcare, ESG, and regional markets. The platform uniquely provides referral rewards of S$20 management fee credits for both referrer and referee, building a community of investors. Perfect for OCBC customers seeking automated portfolio management across 7 global markets with themes like Electric Vehicles, Cybersecurity, and Impact Investing. As Singapore's first bank-launched robo-advisor backed by OCBC Bank and powered by WeInvest technology, the platform combines institutional trust with innovative thematic strategies.
Pros
Widest thematic portfolio selection with 38 options across themes
Seamless integration with OCBC banking for existing customers
Fixed flat fee structure benefits smaller investment amounts
Pros
Widest thematic portfolio selection with 38 options across themes
Seamless integration with OCBC banking for existing customers
Fixed flat fee structure benefits smaller investment amounts
Cons
Higher management fee at 0.88% versus competitor robo-advisors
Requires existing OCBC bank account to open
No CPF or SRS investment capability available
Cons
Higher management fee at 0.88% versus competitor robo-advisors
Requires existing OCBC bank account to open
No CPF or SRS investment capability available
- •38 portfolios across income, thematic, and risk-based strategies
- •Access to 7 global markets including US, Singapore, Hong Kong
- •Monthly Investment Plans for selected portfolios
- •Automated quarterly or half-yearly rebalancing with approval
- •Direct stock and ETF investments with algorithm optimization
- •Bank-grade security interface integrated with OCBC Digital
- •Email alerts for rebalancing opportunities with user consent
- •Factor-based stock selection across 60+ quantitative factors
- •Anytime withdrawal to linked OCBC bank account
- •No custodian or securities account needed
- No tiered fee structure
- Flat 0.88% annual management fee for all customers
- Same percentage regardless of investment amount
- No volume discounts available
- Management fee: 0.88% per year on total investment value
- Charged monthly based on calendar days
- Exchange fees vary by market and trading channel
- SEC fee: 0.00221% on US stock sales
- All fees inclusive of GST where applicable
- No separate trading commissions
- All costs included in 0.88% management fee
- Exchange-related fees may apply
- Not applicable for robo-advisory service
- Not applicable for robo-advisory
- Portfolios invest at market prices
- No leverage offered
- Cash-only investments
- Yes
- cash-only investing prevents negative balance
- T+2 settlement for investments
- Withdrawals process within standard banking timeframes
- Automated execution via algorithm
- Investment managers verify all trades
- Execution typically within 1 business day
- Settlement on T+2 basis
- 38 portfolios across income, thematic, and risk-based strategies
- Direct stock holdings and ETF investments
- Access to equities, bonds, commodities, and REITs
- Focus on quality, diversified holdings
- Thematic options include tech, healthcare, ESG, regional
- Singapore (SGX)
- United States (NYSE, NASDAQ)
- Hong Kong (HKEX)
- United Kingdom (LSE)
- Australia (ASX)
- Germany (Frankfurt)
- France (Euronext Paris)
- Full access to US major indices and stocks
- Singapore blue-chip and growth companies
- Hong Kong market via Stock Connect
- UK and European large-cap exposure
- Australian equity market access
- Integrated into OCBC Digital banking platform
- Powered by WeInvest fintech technology
- Algorithm-based portfolio management
- Cloud-based infrastructure
- Web-based access via OCBC Internet Banking
- Full portfolio management capabilities
- Portfolio monitoring dashboard
- Transaction history and performance tracking
- OCBC Digital mobile banking app
- iOS and Android compatibility
- Seamless integration with banking services
- Real-time portfolio updates
- Push notifications for rebalancing
- Browser-based access via OCBC online banking
- Secure login with 2FA
- Portfolio selection and management
- Performance tracking and reporting
- Responsive design for various devices
- Automated rebalancing with user approval
- Email alerts for portfolio changes
- Performance tracking and analytics
- Portfolio comparison tools
- Risk profiling questionnaire
- Portfolio performance charts
- Historical returns visualization
- Benchmark comparison graphs
- Asset allocation pie charts
- No technical analysis tools (robo-advisory focus)
- Risk profiling during onboarding
- Portfolio diversification across asset classes
- Periodic rebalancing to maintain target allocation
- Volatility management through portfolio construction
- Email support via support@ocbcroboinvest.com
- WeInvest team provides technical support
- OCBC customer service for banking queries
- FAQ section on website
- Limited phone support
- OCBC banking hotline for account issues
- Not available
- Typically within 1 business day
- English
- Chinese
- OCBC Bank branches throughout Singapore
- Can visit branch for banking setup
- Not available
- Self-service platform model
- OCBC Bank regulated by MAS
- Securities trading via approved channels
- Compliance with Singapore financial regulations
- WeInvest holds appropriate licenses
- Monetary Authority of Singapore (MAS)
- OCBC Bank regulated entity
- SDIC protection up to S$100,000 for SGD deposits in OCBC account
- Investment portfolios subject to market risk
- Securities held in custodian accounts
- Bank-grade security protocols
- Bank-grade encryption
- Two-factor authentication via OCBC Digital
- Secure login protocols
- Regular security audits
- Biometric authentication on mobile
- Data protection compliance
DBS digiPortfolio
BenefitsDBS digiPortfolio celebrates October 2025 with a complimentary S$68 Retirement portfolio gift for qualifying customers who invest or insure through DBS, combining institutional portfolio management with robo-technology for everyday investors. The hybrid platform leverages expertise from DBS private banking teams previously accessible only to accounts above S$500,000, now available from just S$100 monthly recurring investments. Perfect for existing DBS customers seeking hassle-free diversification through professionally curated ETF portfolios with seamless digibank integration. With MAS regulation and backing from Southeast Asia's largest bank, digiPortfolio offers institutional credibility with retail accessibility for long-term wealth building.
Pros
Seamless integration with DBS digibank and Multiplier account benefits
Access to institutional-grade portfolio management from S$100 monthly
Zero fees on recurring savings plan until 31 December 2025
Pros
Seamless integration with DBS digibank and Multiplier account benefits
Access to institutional-grade portfolio management from S$100 monthly
Zero fees on recurring savings plan until 31 December 2025
Cons
Limited portfolio choices compared to pure robo-advisors
Requires DBS Multi-Currency Account to access platform
Management fees not waived for smaller investment amounts
Cons
Limited portfolio choices compared to pure robo-advisors
Requires DBS Multi-Currency Account to access platform
Management fees not waived for smaller investment amounts
- •Hybrid human-robo portfolio management approach
- •Chief Investment Office strategic guidance
- •Multiple portfolio options with risk levels
- •Automated quarterly rebalancing included
- •Regular savings plan from S$100 monthly
- •DBS Multiplier account qualification
- •No lock-in period or withdrawal restrictions
- •Glidepath retirement portfolio available
- •Multi-currency support for SGD and USD
- •Fully integrated digibank app access
- No volume-based tiers for management fees
- Flat fee structure based on portfolio type only
- SaveUp: 0.25% annual management fee
- Asia, Global, Income: 0.75% annual fee
- Global Portfolio Plus: 0.75%-0.85% annual fee
- Retirement: 0.75% annual management fee
- No transaction fees for portfolio rebalancing
- Management fee covers all trading activities
- Underlying fund TER already included in NAV
- No separate commission on ETF purchases
- Zero fees RSP promotion until 31 Dec 2025
- No leverage available for robo-advisory
- Yes
- portfolio cannot go negative
- Several days for liquidation when closing portfolio
- Professional portfolio management by DBS investment team
- Quarterly rebalancing when market conditions warrant
- Best execution policy for underlying fund trades
- Transparent portfolio construction methodology
- Discretionary portfolio management service
- Invests through carefully selected ETFs and unit trusts
- Global and Asia-focused portfolio options
- Fixed income and equity asset classes
- Focus on diversification across 12 asset classes
- Income-generating and growth portfolios available
- Global exposure through international ETFs
- Asia-Pacific focus portfolios including Singapore
- China, Japan, India market access
- US and European market exposure
- Emerging markets allocation in certain portfolios
- Global Portfolio: UK-listed ETFs for worldwide exposure
- Asia Portfolio: SGX-listed ETFs for regional exposure
- Diversified across developed and emerging markets
- Strategic and tactical asset allocation by CIO team
- Fully integrated within DBS digibank platform
- Web-based access through internet banking
- Mobile apps for iOS and Android
- Hybrid human-robo management approach
- Automated processes for rebalancing and monitoring
- No separate platform login required
- Web-based digibank internet banking access
- Portfolio dashboard with real-time valuation
- Transaction history and performance reporting
- Fund prospectuses and fact sheets available
- Portfolio insights and market updates section
- Easy top-up and withdrawal functionality
- DBS digibank app for iOS and Android
- Full portfolio management capabilities on mobile
- Real-time portfolio monitoring and alerts
- Biometric authentication for secure access
- Push notifications for important updates
- Recurring investment setup on mobile
- Browser-based access through digibank
- No download or installation required
- Same credentials as banking login
- Fully responsive design for all devices
- Secure HTTPS connection standard
- Portfolio allocation visualization tools
- Performance tracking and reporting
- Transaction history records
- Fund details and documentation access
- Risk assessment questionnaire
- Regular savings plan setup
- Portfolio performance charts over time
- Asset allocation breakdown visualization
- Benchmark comparison reporting
- Historical performance data access
- Basic charting functionality for portfolio value
- Risk level selection during onboarding
- Portfolio diversification across asset classes
- Automatic rebalancing to maintain allocation
- Glidepath strategy for retirement portfolios
- Customer Knowledge Assessment for suitability
- Portfolio monitoring by professional team
- Support through DBS contact center
- Email and phone channels available
- In-app messaging for account inquiries
- Branch support network in Singapore
- English and Chinese language support
- Business hours Monday to Friday
- Extended hours on weekdays for banking
- Check DBS website for specific timings
- In-app messaging available during business hours
- Typically 24-48 hours
- English
- Chinese
- Singapore headquarters and branch network
- DBS branches across Singapore for in-person support
- No dedicated relationship manager for standard accounts
- Professional investment team manages all portfolios
- DBS Bank Ltd regulated by MAS
- Capital Markets Services license holder
- Discretionary portfolio management service
- Compliance with Singapore financial regulations
- Regular MAS audits and oversight
- Monetary Authority of Singapore (MAS)
- Co. Reg. No. 196800306E
- Client assets held in segregated custody accounts
- DBS Bank as custodian for portfolio holdings
- Singapore regulatory framework protection
- Backed by Southeast Asia's largest bank
- Highest credit ratings from major agencies
- Regular compliance and audit oversight
- Two-factor authentication for access
- Bank-level encryption and security infrastructure
- Secure login credentials same as digibank
- Biometric authentication on mobile app
- Regular security updates and monitoring
- Compliance with Personal Data Protection Act
- ISO-certified security standards
AutoWealth
BenefitsAutoWealth combines institutional-grade robo-advisory with personalized human support, serving as the preferred investment platform for Fortune 500 companies including Google, ByteDance, and Unilever for corporate pension schemes. The platform charges a transparent fixed fee structure of 0.5% annually plus US$18 platform fee, significantly lower than traditional financial advisors charging 2-4% with hidden costs. Perfect for investors seeking globally diversified ETF portfolios with dedicated wealth managers accessible via WhatsApp 24/7. With MAS licensing since 2015 and client assets held in segregated Saxo custody accounts, AutoWealth delivers institutional excellence with retail accessibility.
Pros
Personal wealth manager assigned to every client via WhatsApp
Proven track record managing Fortune 500 corporate pension schemes
Transparent fixed fee structure with no hidden costs
Pros
Personal wealth manager assigned to every client via WhatsApp
Proven track record managing Fortune 500 corporate pension schemes
Transparent fixed fee structure with no hidden costs
Cons
Higher minimum investment of S$3,000 compared to competitors
No mobile app available, web platform only
Does not invest in commodity ETFs limiting diversification options
Cons
Higher minimum investment of S$3,000 compared to competitors
No mobile app available, web platform only
Does not invest in commodity ETFs limiting diversification options
- •Personal wealth manager accessible via WhatsApp 24/7
- •Index-tracking investment approach using low-cost ETFs
- •Globally diversified portfolios across equity and fixed income
- •Automatic portfolio rebalancing with no additional fees
- •SRS and CPF investment options available
- •Legally segregated custody accounts at Saxo Capital Markets
- •Recurring investment plans from S$100 monthly
- •Multiple portfolio options including thematic strategies
- •Automatic dividend reinvestment into portfolio
- •Comprehensive 24/7 online portfolio reporting and monitoring
- No volume-based tiers, flat fee structure for all users
- Same fees regardless of portfolio size
- Simple and transparent pricing model
- AutoWealth Starter: 0.5% annual management fee plus US$18 platform fee
- AutoWealth Flexi Cash: 0.1% annual management fee, no platform fee
- AutoWealth Plus+: 8% performance fee on profits only, no base fee
- All transaction costs absorbed by AutoWealth
- No leverage available
- Cash investment only
- Yes - cash investment only
- no borrowing
- Portfolio goes live within 2 business days of funding
- Automated execution through Saxo Capital Markets
- ETF purchases at market prices
- Regular rebalancing executed automatically
- Robo-advisory platform investing in diversified ETF portfolios
- Over 6,000 ETFs screened for selection
- Focus on low-cost, liquid, and diversified ETFs
- Portfolio mix of equity and fixed income ETFs
- Access to institutional share class funds with lower expense ratios
- No direct stock trading or individual securities
- Global diversification across major regions
- United States equity exposure
- Europe equity exposure
- Asia Pacific equity exposure
- Emerging markets equity exposure
- Geographic allocation varies by portfolio risk profile
- US market exposure through broad market ETFs
- European developed markets coverage
- Asia Pacific developed markets including Japan, Australia
- Balanced allocation across major developed economies
- Web-based robo-advisory platform
- Automated portfolio management and rebalancing
- 24/7 online access to portfolio dashboard
- Technology augmented by personal wealth managers
- Browser-based web platform accessible from any device
- No desktop application download required
- Clean interface with portfolio overview
- Performance tracking and reporting tools
- Goal-based planning with Lifestyle Planner
- No dedicated mobile app currently available
- Mobile-responsive web platform accessible via browser
- Behind competitors in mobile development
- Full-featured web platform at autowealth.com.sg
- Secure login with account authentication
- Real-time portfolio valuation and performance
- Transaction history and detailed reporting
- Fund deposit and withdrawal requests online
- Access to educational resources and documentation
- Automated portfolio rebalancing
- Lifestyle Planner for goal-based investing
- Risk profiling questionnaire
- Performance analytics and reporting
- Recurring investment plan setup
- Portfolio monitoring dashboard
- Not applicable for robo-advisory platform
- Focus on long-term portfolio returns not trading
- Performance charts showing portfolio growth over time
- Risk profiling during account opening
- Portfolio allocation matched to risk tolerance
- Diversification across asset classes and geographies
- Automatic rebalancing maintains target allocation
- Regular portfolio review with wealth manager
- Personal wealth manager assigned to every client
- WhatsApp messaging support 24/7
- Phone and email support channels
- In-person meetings available at Singapore office
- Hybrid model combining technology with human advisors
- +65 6777 7249 during business hours
- WhatsApp preferred for after-hours queries
- WhatsApp messaging with personal wealth manager
- Available 24/7 for queries
- clientservices@autowealth.sg
- Response typically within 1 business day
- English
- Chinese
- Singapore office at 21 Heng Mui Keng Terrace, NUS
- In-person meetings available by appointment
- Yes - personal wealth manager for every client
- Accessible via WhatsApp 24/7
- MAS Financial Advisers License FA100064-1
- Regulated under Financial Advisors Act since 2015
- Proven track record managing institutional assets
- Client asset protection through segregated accounts
- Monetary Authority of Singapore (MAS)
- FA100064-1 (Financial Advisers License)
- Company Registration: 201540155G
- Client assets held in legally segregated custody accounts
- Saxo Capital Markets as custodian (MAS CMS licensed)
- Funds held separately at HSBC and Citibank
- Client ownership maintained even if AutoWealth becomes insolvent
- Personal custody account in client's own name
- Secure login with password authentication
- Data encryption for all communications
- Regular security audits and compliance reviews
- Funds held separately from AutoWealth operating account
- Client assets protected under custody arrangement
Syfe
BenefitsSyfe revolutionizes wealth management by combining robo-advisory managed portfolios, self-directed brokerage trading, and high-yield cash management in one integrated platform. Founded in 2019, the platform serves over 250,000 users across Singapore, Hong Kong, and Australia with transparent tier-based pricing starting from 0.25% annually. Perfect for investors seeking diversified automated portfolio management alongside tactical stock trading opportunities. With MAS regulation and S$10 billion in assets under management, Syfe combines institutional expertise with retail accessibility for comprehensive wealth building.
Pros
Comprehensive all-in-one platform for managed portfolios, trading, and cash management
Transparent tier-based pricing with lower fees as assets grow
First Singapore broker offering fractional share trading
Pros
Comprehensive all-in-one platform for managed portfolios, trading, and cash management
Transparent tier-based pricing with lower fees as assets grow
First Singapore broker offering fractional share trading
Cons
Brokerage limited to US, Singapore, Hong Kong and UCITS ETF markets only
No free trades for Singapore market unlike US market benefits
Relatively new platform compared to established traditional brokers
Cons
Brokerage limited to US, Singapore, Hong Kong and UCITS ETF markets only
No free trades for Singapore market unlike US market benefits
Relatively new platform compared to established traditional brokers
- •Managed portfolios with automatic rebalancing and dividend reinvestment
- •Cash+ Guaranteed with rates up to 4.35% per annum
- •Income+ portfolios providing 5.0-6.0% monthly payouts
- •REIT+ portfolio for Singapore real estate investment trusts
- •Brokerage with fractional share trading from US$1
- •Access to UCITS ETFs with lower dividend withholding taxes
- •SRS account integration for tax-advantaged retirement investing
- •Custom portfolio builder with up to 8 ETF selections
- •Thematic portfolios for sector-specific investments
- •Mobile-first platform with intuitive user experience
- Blue: 0.65% managed, 0.20% cash, 2 US free trades
- Black (S$50k+): 0.55% managed, 0.15% cash, 4 free trades
- Gold (S$250k+): 0.45% managed, 0.10% cash, 8 free trades
- Platinum (S$1M+): 0.35% managed, 0.10% cash, 10 free trades
- Diamond (S$5M+): 0.25% managed, 0.05% cash, unlimited free trades
- US stocks/ETFs: Unlimited free first 3 months, then tier-based free monthly allowance
- After free allowance: US$0.99 (Diamond) to US$1.49 (Blue) per trade
- Singapore: 0.04-0.06% of trade value (min S$1.98)
- Hong Kong: 0.04-0.06% of trade value (min HK$15)
- UCITS ETFs: Free until 30 April 2025
- US: US$0.99-$1.49 after free allowance
- SG: 0.04-0.06% (min S$1.98)
- HK: 0.04-0.06% (min HK$15)
- Market spreads apply
- No margin trading offered
- T+2 for stocks
- Instant for managed portfolios
- Best execution via broker partners
- Real-time order processing
- Fractional share execution supported
- Orders processed during market hours
- US stocks and ETFs (NYSE, NASDAQ)
- Singapore stocks, ETFs, REITs (SGX)
- Hong Kong stocks and ETFs (HKEX)
- UCITS ETFs domiciled in Ireland
- 20+ managed portfolio options
- Cash management solutions
- United States (full coverage)
- Singapore (comprehensive SGX access)
- Hong Kong (major listings)
- Europe (via UCITS ETFs)
- Global exposure via managed portfolios
- US: Access to all major exchanges
- Singapore: Complete SGX coverage including REITs
- Hong Kong: HKEX-listed securities
- Managed portfolios provide global diversification
- Mobile-first platform architecture
- iOS and Android native apps
- Web platform accessible from browsers
- Integrated experience across all products
- Real-time synchronization
- Web-based platform accessible via browser
- Full portfolio management
- Trading and investment capabilities
- Portfolio analytics and reporting
- No download required
- Native iOS and Android apps
- Full feature parity with web
- Biometric authentication
- Push notifications
- Real-time portfolio tracking
- SingPass integration for fast onboarding
- Browser-based access
- Responsive design
- Complete product suite access
- Portfolio monitoring tools
- Secure HTTPS connection
- Custom portfolio builder
- Fractional share trading
- Recurring investment automation
- Automatic dividend reinvestment
- Goal-based investing tools
- Portfolio rebalancing
- Basic charting tools
- Historical performance tracking
- Portfolio analytics
- Asset allocation visualization
- Limited technical indicators
- Portfolio diversification analysis
- Risk profiling questionnaire
- Goal-based allocation
- Regular rebalancing
- Managed portfolio risk levels
- Email support available
- In-app messaging
- Comprehensive help center
- FAQ section extensive
- No phone support
- In-app messaging available
- Within 24-48 hours typically
- English
- Chinese
- Singapore headquarters
- Hong Kong office
- Australia office
- Private Wealth clients only
- Licensed by Monetary Authority of Singapore
- Capital Markets Services License
- Full regulatory compliance
- Regular audits conducted
- Monetary Authority of Singapore (MAS)
- CMS100837
- Client funds segregated from company assets
- Held at major Singapore banks
- Regular reconciliation
- Trust account structure
- Two-factor authentication
- Biometric login supported
- SSL/TLS encryption
- Secure data centers
- Regular security audits
- SingPass integration
StashAway
BenefitsStashAway revolutionizes investing with stackable welcome bonuses including up to 2% p.a. boosted returns on Simple Plus portfolios plus 3 months free investing on up to S$25,000. The platform democratizes sophisticated portfolio management through algorithm-driven ETF selection requiring zero minimum deposit. Perfect for hands-off investors seeking diversified exposure to global markets through multiple portfolio types including General Investing, Income, and Thematic strategies. With MAS regulation since 2017 and over S$3 billion in assets under management, StashAway combines institutional-grade investment strategies with retail accessibility.
Pros
No minimum deposit required to start investing
Stackable welcome bonuses with boosted returns and free management periods
CPF and SRS investment options available for retirement planning
Pros
No minimum deposit required to start investing
Stackable welcome bonuses with boosted returns and free management periods
CPF and SRS investment options available for retirement planning
Cons
No direct stock picking or manual trading control
Management fees higher than DIY ETF investing
Limited to ETF-based portfolios without individual securities
Cons
No direct stock picking or manual trading control
Management fees higher than DIY ETF investing
Limited to ETF-based portfolios without individual securities
- •Algorithmic portfolio management using Modern Portfolio Theory
- •Multiple portfolio types including General, Thematic, Income, and Flexible
- •Simple and Simple Plus cash management portfolios
- •CPF and SRS funds investment capability
- •Automatic rebalancing based on market conditions
- •Goal-based investing with timeline customization
- •Responsible investing ESG portfolio options
- •Withdraw anytime without lock-in periods
- •Mobile app for iOS and Android
- •Recurring investment plans available
- Tiered management fees based on total AUM:
- First S$25,000: 0.8% p.a.
- S$25,001 to S$50,000: 0.65% p.a.
- S$50,001 to S$100,000: 0.5% p.a.
- Above S$100,000: 0.2% p.a.
- No trading commissions charged
- Fees built into management fee structure
- ETF expense ratios: 0.15%-0.25% average
- FX conversion spread applied on USD portfolios
- No leverage available
- 1:1 ratio only
- Not applicable (no leverage)
- Varies by fund
- Typically 2-5 business days for withdrawals
- Orders executed at next available NAV
- Typically same-day or next-day execution
- No direct market execution as robo-advisor
- Rebalancing handled automatically
- ETF-based portfolios only
- Access to global markets via ETFs
- Bonds, equities, REITs, commodities
- Simple/Simple Plus cash portfolios
- Singapore-focused investment options
- Thematic sector portfolios
- Global diversification via ETFs
- US market exposure (largest allocation)
- European markets represented
- Asia-Pacific including Singapore
- Emerging markets exposure
- No direct stock market access
- US equities via broad market ETFs
- Singapore stocks via local ETFs
- Hong Kong and China exposure
- Developed market bonds
- Global REITs
- Proprietary web and mobile platforms
- Built on Modern Portfolio Theory
- Algorithm-driven portfolio construction
- Cloud-based infrastructure
- Mobile-first design philosophy
- Web-based platform accessible via browser
- Full portfolio management capabilities
- Performance tracking and analytics
- Goal setting and monitoring
- Document access and tax reporting
- iOS and Android native apps
- Highly rated on app stores
- Full feature parity with web
- Biometric login supported
- Push notifications enabled
- Easy deposits and withdrawals
- No download required
- Responsive design
- Secure login with 2FA
- Portfolio dashboard
- Transaction history
- Document center
- Risk profiling questionnaire
- Goal-based planning calculator
- Portfolio projections
- Performance attribution
- Automatic rebalancing system
- Recurring investment setup
- Portfolio performance charts
- Asset allocation visualization
- Returns comparison to benchmarks
- No traditional technical analysis tools
- Focus on long-term trends
- Risk-based portfolio construction
- Automatic diversification
- Dynamic rebalancing system
- Downside protection mechanisms
- Portfolio stress testing
- Email and in-app support
- WhatsApp support channel
- Comprehensive FAQ and help center
- All staff trained in-house
- No phone support available
- In-app messaging available
- WhatsApp support
- Typically within 24-48 hours
- English primarily
- Singapore headquarters
- Not provided for standard accounts
- MAS regulated robo-advisor
- Capital Markets Services License
- Retail Fund Management approved
- Licensed since May 2017
- Monetary Authority of Singapore (MAS)
- CMS100604
- Client funds held at DBS trust account
- Securities at Saxo Capital Markets custodian
- Complete segregation from operations
- In bankruptcy, client assets protected
- Regular audits and compliance reviews
- Two-factor authentication
- Compliant with PDPA regulations
- MAS Technology Risk Management Guidelines
- SSL encryption for data transmission
- Regular security testing
- Access controls and monitoring