Overview
Key Highlights
Welcome Offer
MoneyBox 1.7% - 2% p.a. projected returns
- Projected returns of 1.7% to 2% p.a. on MoneyBox (as at 30 Nov 2025)
- Invests in 70% UOB United SGD Fund Class B + 30% UOB United SGD Money Market Fund
- No lock-in period, withdraw anytime
- S$1,000 minimum deposit for MoneyBox
- Management fee of 0.15% p.a. (currently waived under promotion)
Trading Costs
$1 minimum investment
- Open account with zero minimum
- Start investing with just $1
- No minimum balance to maintain
- No account maintenance fees
Assets & Markets
0.50% management fee
- Global ETF portfolios: 0.50% annual management fee
- MoneyBox: 0.15% p.a. management fee (currently waived)
- CashBox: 0.10% annual management fee
- Performance fee: 10% on annual profits above USD high-water mark
Why Choose?
AI-driven automation
- Machine learning algorithms manage portfolios 24/7
- Based on Nobel Prize winning Modern Portfolio Theory
- Automatic rebalancing when better opportunities arise
- No manual decisions or trading required from you
Regulation & Safety
MAS regulated
- Capital Markets Services License CMS100806
- Operated by PIVOT Fintech Pte Ltd (UEN 201716150D)
- Client funds segregated at Tiger Brokers, UOB and State Street Bank
- Over 6 years operational track record since 2019
- FATCA and CRS compliant
Account Minimum
Global ETF portfolios
- Invest in US-listed ETFs across multiple asset classes
- Diversification across equities, bonds, commodities, currencies
- Access to 2,000+ ETFs screened by AI system
- Portfolios customized to your risk profile
