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UOB Lady's Solitaire Card
The UOB Lady's Solitaire Card elevates premium rewards with up to 25X UNI$ earning potential on selected categories. Enjoy doubled bonus caps and exclusive privileges reserved for discerning high spenders. Designed for affluent individuals who consistently maximize rewards through substantial monthly spending. Elite cardholders earn an average of 100,000 miles annually through optimized category spending.
Pros
Premium 10 mpd potential
Higher spending caps
Elite banking privileges
Pros
Premium 10 mpd potential
Higher spending caps
Elite banking privileges
Cons
High annual fee after first year
Bonus points capped at S$3,000/month\120,000 income requirement
Cons
High annual fee after first year
Bonus points capped at S$3,000/month\120,000 income requirement
- •25X UNI$ maximum earning
- •S$1,500 monthly bonus cap
- •Premium lifestyle benefits
- •Complimentary lounge access
- •Metal card upgrade option
- •World Elite Mastercard perks
- •Concierge services
- 3% or S$50
- whichever higher
- S$120
- 000
- S$120
- 000
- NRIC (Citizens/PRs)
- Passport (Foreigners)
- Latest utility bill
- Bank statement
- Tenancy agreement
- Latest 3 months payslips
- Latest Income Tax Notice
- CPF Contribution History
- Latest 2 years Income Tax
- Latest 6 months bank statements
- Company financial statements

UOB PRVI Miles American Express Card
The UOB PRVI Miles American Express Card elevates travel rewards with exclusive airport limo transfers and bonus loyalty miles. Earn up to 8 complimentary airport transfers annually plus 20,000 bonus miles with S$50,000 yearly spend. Designed for affluent travelers seeking premium benefits alongside competitive miles earning rates. The only entry-level miles card offering complimentary limo service with just S$1,000 quarterly overseas spend.
Pros
Up to 8 airport limo transfers yearly
20,000 bonus miles at S$50,000 spend
American Express exclusive privileges
Pros
Up to 8 airport limo transfers yearly
20,000 bonus miles at S$50,000 spend
American Express exclusive privileges
Cons
No complimentary airport lounge access
Amex has lower acceptance than Visa/MC
UNI$ expire after two years
Cons
No complimentary airport lounge access
Amex has lower acceptance than Visa/MC
UNI$ expire after two years
- •8 complimentary airport transfers yearly
- •20,000 bonus miles annually
- •3 miles per S$1 regional
- •2.4 miles per S$1 overseas
- •8 miles via travel portals
- •Tablet Plus membership included
- •American Express Offers program
- •4 Priority Pass visits
- Waived with S$50
- 000 annual spend
- 3% or S$50
- whichever higher
- S$30
- 000
- S$30
- 000
- NRIC (Citizens/PRs)
- Passport (Foreigners)
- Utility bill
- Bank statement
- Tenancy agreement
- Latest 3 months payslips
- Latest Income Tax Notice
- CPF Contribution History
- Latest 2 years Income Tax
- Latest 6 months bank statements
- Company financials

Maybank World Mastercard
The Maybank World Mastercard combines premium golf privileges with accelerated miles earning at 4 miles per dollar on selected merchants. Enjoy complimentary green fees at 100 golf clubs across 19 countries with travel insurance up to S$1 million. Tailored for golf enthusiasts who value lifestyle rewards alongside travel benefits. Named Best Golf Card for three consecutive years.
Pros
Complimentary golf at 100 clubs
4 miles per dollar on dining
Priority Pass lounge access
Pros
Complimentary golf at 100 clubs
4 miles per dollar on dining
Priority Pass lounge access
Cons
High S$240 annual fee after waiver\60,000 income requirement
10X points limited to specific merchants
Cons
High S$240 annual fee after waiver\60,000 income requirement
10X points limited to specific merchants
- •10X points selected merchants
- •Golf privileges worldwide
- •Airport lounge access
- •Travel insurance coverage
- •Rewards never expire
- •Birthday month bonuses
- •Concierge services
- Spend S$24
- 000 annually
- 3% or S$20
- whichever higher
- S$80
- 000
- S$80
- 000
- NRIC (Citizens/PRs)
- Passport (Foreigners)
- Latest utility bill
- Bank statement
- Phone bill
- Latest 12 months CPF
- Latest computerised payslip
- Income Tax Notice
- Latest Income Tax Notice
- Latest 6 months bank statements

Maybank Platinum Visa Card
The Maybank Platinum Visa Card provides straightforward cashback up to 3.33% on all spending with low S$300 monthly minimum requirement. Earn quarterly cashback tiers based on spending levels with comprehensive travel insurance coverage. Designed for conservative spenders seeking uncomplicated rewards on everyday purchases. Enjoy fuel savings up to 20% at participating stations nationwide.
Pros
Low S$300 minimum spend requirement
Up to S$200 quarterly cashback
Comprehensive travel insurance
Pros
Low S$300 minimum spend requirement
Up to S$200 quarterly cashback
Comprehensive travel insurance
Cons
Cashback is paid out quarterly, not monthly
Low maximum cashback of S$100/quarter
Low base cashback rate
Cons
Cashback is paid out quarterly, not monthly
Low maximum cashback of S$100/quarter
Low base cashback rate
- •3.33% cashback all spending
- •S$300 minimum monthly
- •Quarterly cashback tiers
- •Travel insurance S$500,000
- •Fuel savings program
- •Low fee structure
- •Simple rewards system
- 3% or S$20
- whichever higher
- S$30
- 000
- S$30
- 000
- NRIC (Citizens/PRs)
- Passport (Foreigners)
- Latest utility bill
- Bank statement
- Phone bill
- Latest 12 months CPF
- Latest computerised payslip
- Income Tax Notice
- Latest Income Tax Notice
- Latest 6 months bank statements

Maybank Horizon Visa Signature Card
The Maybank Horizon Visa Signature Card rewards travelers with up to 2.8 miles per dollar on foreign spending and air tickets. Enjoy complimentary airport lounge access and comprehensive travel insurance up to S$1 million. Perfect for frequent flyers who value premium travel benefits without high income requirements. Access exclusive regional privileges across Southeast Asia.
Pros
High 2.8 miles earn rate overseas
Complimentary airport lounge access
S$1 million travel insurance
Pros
High 2.8 miles earn rate overseas
Complimentary airport lounge access
S$1 million travel insurance
Cons
High miles earn rate is narrowly focused
Lounge access is limited to the cardholder
Points expire after 3 years
Cons
High miles earn rate is narrowly focused
Lounge access is limited to the cardholder
Points expire after 3 years
- •2.8 miles foreign spending
- •1.2 miles local spending
- •Airport lounge access
- •Travel insurance S$1 million
- •Fuel savings 20%
- •Regional benefits
- •TREATS Points program
- Spend S$18
- 000 annually
- 3% or S$20
- whichever higher
- S$30
- 000
- S$30
- 000
- NRIC (Citizens/PRs)
- Passport (Foreigners)
- Latest utility bill
- Bank statement
- Phone bill
- Latest 12 months CPF
- Latest computerised payslip
- Income Tax Notice
- Latest Income Tax Notice
- Latest 6 months bank statements

Maybank Family & Friends Card
The Maybank Family & Friends Card revolutionizes cashback with customizable categories earning up to 8% returns on your preferred spending areas. Select five categories from ten options and enjoy quarterly flexibility to adapt rewards to your lifestyle. Ideal for families maximizing everyday spending across groceries, dining and utilities. Over 150,000 cardholders save an average of S$1,500 annually.
Pros
Customizable 8% cashback categories
First 3 years annual fee waived
Quarterly category changes allowed
Pros
Customizable 8% cashback categories
First 3 years annual fee waived
Quarterly category changes allowed
Cons
Cashback is capped at S$80 per month
Base cashback rate is very low (0.3%)
Need to select and track categories
Cons
Cashback is capped at S$80 per month
Base cashback rate is very low (0.3%)
Need to select and track categories
- •Choose 5 of 10 categories
- •8% cashback on selections
- •Change quarterly
- •Family supplementary cards
- •Regional privileges
- •Mobile app management
- •Fuel savings program
- 3% or S$20
- whichever higher
- S$30
- 000
- S$30
- 000
- NRIC (Citizens/PRs)
- Passport (Foreigners)
- Latest utility bill
- Bank statement
- Phone bill
- Latest 12 months CPF
- Latest computerised payslip
- Income Tax Notice
- Latest Income Tax Notice
- Latest 6 months bank statements

DBS Altitude American Express Card
The DBS Altitude American Express Card elevates miles earning with enhanced acceptance at premium merchants worldwide. Earn 2.2 miles overseas and 1.3 miles locally with points that never expire. Perfect for affluent professionals who value American Express benefits and DBS rewards ecosystem integration. Receive 10,000 bonus miles annually and comprehensive travel insurance coverage.
Pros
American Express premium merchant acceptance
Points never expire for unlimited accumulation
Higher credit limits than Visa version
Pros
American Express premium merchant acceptance
Points never expire for unlimited accumulation
Higher credit limits than Visa version
Cons
Lower miles earn rate than other cards
Annual fee applies after first year
Limited airline transfer partners
Cons
Lower miles earn rate than other cards
Annual fee applies after first year
Limited airline transfer partners
- •1.3 miles local spending
- •2.2 miles overseas spending
- •10,000 miles annual renewal
- •Points never expire
- •American Express benefits
- •Travel insurance coverage
- •Higher credit limits
- •First year waivable
- •28,000 miles welcome
- S$25
- 000 annual spend
- 3% or S$50
- whichever higher
- S$30
- 000
- S$30
- 000
- NRIC (Citizens/PRs)
- Passport (Foreigners)
- Employment Pass
- Recent utility bill
- Bank statement
- Singpass MyInfo
- Latest payslip
- Income Tax Notice
- CPF contribution
- Latest 2 years NOA
- 6 months bank statements
- Business registration

CIMB Visa Infinite
The CIMB Visa Infinite rewards frequent travelers with unlimited 2% cashback on overseas and online foreign currency transactions. Minimum S$2,000 monthly spending unlocks premium benefits including complimentary airport lounge access and S$1 million travel insurance. No annual fees ever while enjoying Visa Infinite concierge services and exclusive lifestyle privileges. Designed for high-earning professionals who travel frequently and value premium experiences without paying premium fees.
Pros
2% unlimited overseas cashback
Complimentary airport lounge access
S$1 million travel insurance
Pros
2% unlimited overseas cashback
Complimentary airport lounge access
S$1 million travel insurance
Cons
Cashback rate is lower than competitors
Only 3 lounge visits per year
High income requirement to apply
Cons
Cashback rate is lower than competitors
Only 3 lounge visits per year
High income requirement to apply
- •2% overseas spending cashback
- •Airport lounge access free
- •S$1 million travel insurance
- •Visa Infinite concierge service
- •No annual fees life
- •Priority Pass membership
- •Golf privileges included
- •Premium lifestyle benefits
- 3% or S$10
- whichever higher
- S$120
- 000
- S$120
- 000
- NRIC (Citizens/PRs)
- Passport and work permit
- Latest billing proof
- Bank statement
- Latest payslip
- CPF History 12 months
- Income Tax Notice
- Latest 2 years Income Tax
- Bank statements

CIMB Visa Signature
The CIMB Visa Signature offers Singapore's highest 10% cashback rate across online shopping, groceries, beauty, pet shops and cruises. Minimum S$800 monthly spending activates the bonus rate with S$100 monthly cap split across five categories. Lifetime free annual fees plus complimentary travel insurance up to S$500,000 for family coverage. Over 20,000 cardholders maximize savings on everyday essentials while enjoying Visa Signature concierge services.
Pros
Highest 10% cashback rate available
No annual fees ever
Covers pet shop expenses
Pros
Highest 10% cashback rate available
No annual fees ever
Covers pet shop expenses
Cons
High S$800 minimum spend per month\100 monthly
Low 0.2% base cashback rate
Cons
High S$800 minimum spend per month\100 monthly
Low 0.2% base cashback rate
- •10% online shopping cashback
- •10% groceries and beauty
- •10% pet shops veterinary
- •S$100 monthly cap total
- •S$500,000 travel insurance
- •Visa Signature concierge
- •No annual fees ever
- •Family supplementary cards free
- 3% or S$10
- whichever higher
- S$30
- 000
- S$30
- 000
- NRIC (Citizens/PRs)
- Passport and work permit
- Latest billing proof
- Bank statement
- Latest payslip
- CPF History 12 months
- Income Tax Notice
- Latest 2 years Income Tax
- Bank statements

CIMB World Mastercard
The CIMB World Mastercard delivers up to 2% unlimited cashback on premium categories including dining, entertainment, taxi rides and luxury goods. Minimum S$1,000 monthly spending unlocks the 2% rate on wine, dining, digital entertainment and automobile expenses. No annual fees for life plus access to regional golf benefits and exclusive Mastercard privileges. Ideal for professionals who regularly wine, dine and enjoy luxury shopping without cashback caps.
Pros
2% cashback on luxury categories
No annual fees for life
Regional golf privileges included
Pros
2% cashback on luxury categories
No annual fees for life
Regional golf privileges included
Cons
Cashback categories are quite specific
Base cashback rate is low
High foreign transaction fee
Cons
Cashback categories are quite specific
Base cashback rate is low
High foreign transaction fee
- •2% dining and entertainment
- •2% luxury goods cashback
- •S$1,000 minimum spend
- •No annual fees life
- •Golf privileges 50% off
- •Mastercard Travel Rewards
- •0% installment plans
- •Balance transfer options
- 3% or S$10
- whichever higher
- S$30
- 000
- S$30
- 000
- NRIC (Citizens/PRs)
- Passport and work permit
- Latest billing proof
- Bank statement
- Latest payslip
- CPF History 12 months
- Income Tax Notice
- Latest 2 years Income Tax
- Bank statements