Last updated: 06-Oct-2025
CIMB AWSM Card
The CIMB AWSM Card is designed specifically for Singapore's young adults and students aged 18-35 with accessible S$18,000 income requirements. Earn unlimited 1% cashback on dining, entertainment, online shopping and telco spending from the first dollar spent. No annual fees ever and access to over 1,000 regional deals across Singapore, Malaysia and Indonesia. Perfect starter card for NSFs and students building their credit history with responsible spending habits.
| Annual Fee | 0 |
|---|---|
| Annual Percentage Rate | 26% |
| Minimum Monthly Payment | 3% or S$10, whichever higher |
| Monthly Percentage Rate | 2.17% |
| Foreign Currency Markup | 3.50% |
| Late Payment Charges | S$100 (incl. 9% GST) |
| Overlimit Charges | S$40 (incl. 9% GST) |
| Cash Advance Fee | 6% or S$15, whichever higher |
| Balance Transfer Fee | 2% one-time fee |
| Fee For Supplementary Card | 0 |
| Card Replacement Fee | S$25 (incl. 9% GST) |
| Fee For Duplicate Statement | S$10 per statement |
