Best Rewards Credit Cards in Singapore | Turn Spending into Perks

Cards that let you earn points on purchases which can be redeemed for shopping, dining, travel, or vouchers.

Earn points per dollar spent; some cards give accelerated points for specific categories like online shopping or dining.

Popular issuers include DBS, UOB, Citibank, Standard Chartered, HSBC, and OCBC.

Some cards allow conversion to cashback, but points usually have higher value when redeemed for vouchers or travel.

Yes, typically 2–3 years, depending on the bank. Some premium cards offer no expiry.

Most cards have annual fees, but some waive it with minimum spend. Check specific bank terms.

Yes, banks often run seasonal or partner-based promotions for accelerated points.

No, some categories earn accelerated points while others earn base points.

No, points earned from spending are generally not considered taxable income.

Match your spending habits with the card that maximises points in your top categories.