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Rewards

Best Rewards Credit Cards in Singapore | Turn Spending into Perks

Make every dollar count. WalletWalk compares over 40 rewards credit cards in Singapore to reveal real cashback rates, points multipliers, and redemption values. Find hidden 8% cashback categories, tra...

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    Frequently Asked Questions

    What are rewards credit cards?some
    Cards that let you earn points on purchases which can be redeemed for shopping, dining, travel, or vouchers.
    How do rewards credit cards work in Singapore?some
    Earn points per dollar spent; some cards give accelerated points for specific categories like online shopping or dining.
    Which banks in Singapore offer rewards credit cards?some
    Popular issuers include DBS, UOB, Citibank, Standard Chartered, HSBC, and OCBC.
    Can I redeem rewards points for cash?some
    Some cards allow conversion to cashback, but points usually have higher value when redeemed for vouchers or travel.
    Do rewards points expire?some
    Yes, typically 2–3 years, depending on the bank. Some premium cards offer no expiry.
    Are there any fees for rewards cards?some
    Most cards have annual fees, but some waive it with minimum spend. Check specific bank terms.
    Can I earn bonus points on special promotions?some
    Yes, banks often run seasonal or partner-based promotions for accelerated points.
    Do all purchases earn the same points?some
    No, some categories earn accelerated points while others earn base points.
    Are rewards points taxable in Singapore?some
    No, points earned from spending are generally not considered taxable income.
    How do I choose the best rewards card for me?some
    Match your spending habits with the card that maximises points in your top categories.