Maybank Horizon Visa Signature Card

Name: Maybank Horizon Visa Signature Card
Brand: Maybank
Availability: InStock
Rating: 4.2 (1 reviews)

4.2

WalletWalk Rating

Best for overseas spending travellers

Last updated: 06-Oct-2025

Overview

The Maybank Horizon Visa Signature Card rewards travelers with up to 2.8 miles per dollar on foreign spending and air tickets. Enjoy complimentary airport lounge access and comprehensive travel insurance up to S$1 million. Perfect for frequent flyers who value premium travel benefits without high income requirements. Access exclusive regional privileges across Southeast Asia.

Pros

↑High 2.8 miles earn rate overseas
↑Complimentary airport lounge access
↑S$1 million travel insurance

Cons

↓High miles earn rate is narrowly focused
↓Lounge access is limited to the cardholder
↓Points expire after 3 years

Key Highlights

Welcome Offer
10,000 KrisFlyer miles
Spend S$1,300 within 60 days
New to bank only
Choose from gifts

Reward Rate
Up to 2.8 miles per dollar
2.8 mpd with S$800 minimum
1.2 mpd on local spending
Cap 40,000 points monthly

Minimum Salary
S$30,000 annually
Citizens/PRs: S$30,000
Malaysians: S$45,000
Others: S$60,000

Annual Fee
S$196.20 (incl. GST)
First 3 years waived
S$18,000 spend for waiver
Supplementary free

Why Choose?
Premium travel rewards
High overseas earn rate
Low income requirement
Regional benefits

Key Benefits

Bill Payment

★2.0

▼

Earns base points only
Counts toward minimum

Dining

★3.5

▼

1.2 mpd on dining
Base rate applies

Food Delivery

★3.5

▼

Base earn rate
1.2 mpd only

Fuel

★4.0

▼

20.05% fuel savings
Diamond Sky Card

Grocery

★3.0

▼

1.2 mpd standard
Base earning

Lifestyle

★3.5

▼

Visa privileges
Regional benefits

Premium

★3.5

▼

Lounge access
Travel insurance

Reward Points

★4.0

▼

7X points overseas
3X points local

Shopping

★3.5

▼

1.2 mpd base rate
2.8 mpd overseas

Merchant Offers

▼

Maybank partners
Regional network

Travel

★4.5

▼

S$1M insurance
Lounge access

Airport Lounge Access

▼

S$1,000 spend required
Plaza Premium

Liability Protection

▼

Comprehensive coverage
Travel focus

Insurance

▼

Travel insurance
S$1 million coverage

Balance Transfer

▼

Balance transfer available
Standard terms

Emi

▼

Instalment options
Flexible terms

First Year Free

▼

First 3 years free
S$588.60 value

Detailed Information

Annual Fee	S$196.20 (incl. 9% GST)
Annual Fee Waiver	Spend S$18,000 annually
Monthly Percentage Rate	2.25%
Annual Percentage Rate	27%
Minimum Monthly Payment	3% or S$20, whichever higher
Foreign Currency Markup	3.25%
Late Payment Charges	S$100 (incl. 9% GST)
Overlimit Charges	S$40 (incl. 9% GST)
Cash Advance Fee	5% or S$15, whichever higher
Balance Transfer Fee	1.58% one-time
Fee For Supplementary Card	0
Card Replacement Fee	S$10.90 (incl. 9% GST)
Fee For Duplicate Statement	S$10 per statement

Identity Proof	NRIC (Citizens/PRs) Passport (Foreigners)
Address Proof	Latest utility bill Bank statement Phone bill
Income Proof Salaried	Latest 12 months CPF Latest computerised payslip Income Tax Notice
Income Proof Self Employed	Latest Income Tax Notice Latest 6 months bank statements

Maybank Horizon Visa Signature Card

Age Requirement Salaried	21 years and above
Age Requirement Self Employed	21 years and above
Minimum Annual Income Salaried	S$30,000
Minimum Annual Income Self Employed	S$30,000

Age Requirement Salaried	21 years and above
Age Requirement Self Employed	21 years and above
Minimum Annual Income Salaried	S$30,000
Minimum Annual Income Self Employed	S$30,000

Maybank Horizon Visa Signature Card

Overview

Pros

Cons

Key Highlights

Key Benefits

Detailed Information

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