Last updated: 05-Oct-2025
OCBC 365 Credit Card
The OCBC 365 Credit Card maximizes everyday spending with 5% cashback on dining and 6% on petrol across all stations. Earn 3% cashback on groceries, ride-hailing, streaming services and utilities with S$800 minimum spend. Designed for families and individuals optimizing cashback on daily essentials. Save up to S$1,920 annually with strategic spending across categories.
| Annual Fee | S$156 (incl. 9% GST) |
|---|---|
| Annual Fee Waiver | Spend S$10,000 annually |
| Monthly Percentage Rate | 2.32% |
| Annual Percentage Rate | 27.78% |
| Minimum Monthly Payment | 3% or S$50, whichever higher |
| Foreign Currency Markup | 2.80% |
| Late Payment Charges | S$100 (incl. 9% GST) |
| Overlimit Charges | S$40 (incl. 9% GST) |
| Cash Advance Fee | 6% or S$15, whichever higher |
| Balance Transfer Fee | 2% one-time |
| Fee For Supplementary Card | S$78 (incl. 9% GST) |
| Card Replacement Fee | S$20 (incl. 9% GST) |
| Fee For Duplicate Statement | S$5 per month |
