KrisFlyer UOB Credit Card

4.2

WalletWalk Rating

Best for frequent flyer enthusiasts

Last updated: 03-Oct-2025

Overview

The KrisFlyer UOB Credit Card revolutionizes airline miles earning with direct crediting to your KrisFlyer account. Earn up to 3 miles per dollar on Singapore Airlines Group purchases and 2.4 miles on dining and online shopping. Designed for frequent travelers and SIA loyalists who value seamless miles accumulation without conversion fees. Join over 100,000 cardholders who earned an average of 50,000 miles annually through strategic spending.

Pros

↑Direct miles credit without conversion fees
↑High 3 mpd on SIA Group transactions
↑Fast track to Elite Silver status

Cons

↓Lower base miles earn rate of 1.2 mpd
↓Bonus miles categories are capped
↓Limited premium travel perks

Key Highlights

Welcome Offer
5,000 KrisFlyer miles
First spend of S$5 minimum
New-to-bank customers only
Miles credited within 30 days

Reward Rate
Up to 3 miles per S$1
3 mpd on SIA Group
2.4 mpd on dining & online
1.2 mpd on others

Minimum Salary
S$30,000 annually
Singapore Citizens/PRs: S$30,000
Foreigners: S$40,000

Annual Fee
S$196.20 (incl. GST)
First year waived
Pay for 10,000 miles
Waiver possible with spending

Why Choose?
Direct miles credit
No conversion needed
SIA Group benefits
Fast miles earning

Key Benefits

Bill Payment

★3.0

▼

1.2 miles per S$1
Standard rate applies

Dining

★4.5

▼

2.4 miles per S$1
Includes food delivery

Food Delivery

★4.5

▼

2.4 miles per S$1
All major platforms

Lifestyle

★4.0

▼

Travel insurance
Kris+ privileges

Premium

★4.0

▼

Elite Silver pathway
Priority services

Reward Points

★5.0

▼

Direct KrisFlyer miles
No conversion needed

Shopping

★4.5

▼

2.4 miles online shopping
All platforms

Merchant Offers

▼

Scoot privileges
KrisShop benefits
Kris+ deals

Travel

★5.0

▼

3 mpd SIA bookings
Travel insurance
Elite status pathway

Liability Protection

▼

Purchase protection
Travel insurance included

Insurance

▼

Travel insurance S$500,000
Medical coverage overseas

Balance Transfer

▼

0% for 6 months
1.58% processing fee

Emi

▼

0% installments available
Selected merchants

First Year Free

▼

Annual fee waived
S$196.20 value

Detailed Information

Annual Fee	S$196.20 (incl. 9% GST)
Annual Fee Waiver	Possible with spending
Monthly Percentage Rate	2.32%
Annual Percentage Rate	27.80%
Minimum Monthly Payment	3% or S$50, whichever higher
Foreign Currency Markup	3.25%
Late Payment Charges	S$100 (incl. 9% GST)
Overlimit Charges	S$40 (incl. 9% GST)
Cash Advance Fee	8% or S$15, whichever higher
Balance Transfer Fee	1.58% one-time processing
Fee For Supplementary Card	S$98.10 (incl. 9% GST)
Card Replacement Fee	S$10.70 (incl. 9% GST)
Fee For Duplicate Statement	S$10 per statement

Identity Proof	NRIC (Citizens/PRs) Passport (Foreigners)
Address Proof	Latest utility bill Bank statement Tenancy agreement
Income Proof Salaried	Latest 3 months payslips Latest Income Tax Notice• CPF Contribution History
Income Proof Self Employed	Latest 2 years Income Tax Latest 6 months bank statements Company financial statements

KrisFlyer UOB Credit Card

Age Requirement Salaried	21 years and above
Age Requirement Self Employed	21 years and above
Minimum Annual Income Salaried	S$30,000
Minimum Annual Income Self Employed	S$30,000

Age Requirement Salaried	21 years and above
Age Requirement Self Employed	21 years and above
Minimum Annual Income Salaried	S$30,000
Minimum Annual Income Self Employed	S$30,000

KrisFlyer UOB Credit Card

Overview

Pros

Cons

Key Highlights

Key Benefits

Detailed Information

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