Overview
Key Highlights
Reward Rate
Up to 10X points
- 10X on foreign currency
- 5X on local spending
- 1X after cap reached
Minimum Salary
S$30,000 annually
- Citizens/PRs: S$30,000
- Foreigners: S$60,000
Annual Fee
Free
- No annual fee
- Lifetime free
Why Choose?
Insurance premium optimization
- Maximize insurance spending
- Premium offset capability
- Comprehensive protection





