Name: AutoWealth
Brand: AutoWealth
Price: 3000 SGD
Availability: InStock
Rating: 4.1 (1 reviews)

Overview

AutoWealth is an institutional-grade robo-advisor that pairs automated ETF portfolios with a dedicated human wealth manager for every client. The platform manages corporate pension schemes for Fortune 500 companies including Google, ByteDance, and Unilever. Fees stay low at 0.5% annually plus a fixed US$18 platform fee, with all transaction and custody costs absorbed. Client assets sit in segregated custody accounts at Saxo Capital Markets (Cash) and Philip Securities (SRS), giving full legal ownership even if AutoWealth becomes insolvent.

Pros

↑Personal wealth manager assigned to every client via WhatsApp
↑Proven track record managing Fortune 500 corporate pension schemes
↑Transparent fixed fee structure with no hidden costs

Cons

↓Higher minimum investment of S$3,000 compared to competitors
↓No mobile app available, web platform only
↓Does not invest in commodity ETFs, limiting diversification options

Key Highlights

Welcome Offer
Free portfolio consultation
Complimentary portfolio assessment with wealth manager
Personalised asset allocation based on risk profile
No commitment required to start
CPF and SRS investing guidance included
Goal-based investment planning

Trading Costs
0.5% plus US$18 annual
AutoWealth Starter: 0.5% management fee plus US$18 platform fee per year
AutoWealth Flexi Cash: 0.1% management fee only, no platform fee
AutoWealth Plus+: 8% performance fee on profits only
All transaction, custody, and rebalancing fees absorbed by AutoWealth

Assets & Markets
Personal wealth manager
Dedicated human wealth manager assigned to every client
Available via WhatsApp messaging 24/7 for queries
Smooth handover if advisor changes roles
Hybrid approach combining technology with human touch

Why Choose?
Fortune 500 trusted
Manages corporate pension schemes for Google, ByteDance, Unilever, Dow Jones, Motional, and IMG
Investment methodology tested by corporations with strictest demands
Institutional-grade infrastructure now available to retail investors
Tens of thousands of individual users currently on platform

Regulation & Safety
MAS licensed advisor
Financial Advisers License FA100064-1 from MAS
Regulated since 2015 under Financial Advisors Act
Cash assets held in segregated custody at Saxo Capital Markets
SRS assets held in segregated custody at Philip Securities
Funds held separately at HSBC and Citibank

Account Minimum
S$3,000 minimum
AutoWealth Starter: S$3,000 minimum initial investment
AutoWealth Flexi Cash: S$1,000 minimum initial investment
AutoWealth Plus+: S$10,000 minimum initial investment
Recurring investments from S$100 monthly thereafter

Key Benefits

Trading Costs

★4.3

▼

Fixed fee structure regardless of portfolio size
AutoWealth Starter: 0.5% annual management fee plus US$18 platform fee
For S$10,000 portfolio: costs only S$74 per year total
AutoWealth Flexi Cash: 0.1% management fee with no platform fee
AutoWealth Plus+: 8% performance fee only on profits earned
All transaction costs, custody fees, and rebalancing costs absorbed
No hidden fees or sales charges unlike traditional advisors
Significantly lower than 2-4% charged by traditional financial services

Platform And Tools

★3.7

▼

Web-based platform accessible 24/7 from any browser
Clean interface with clear portfolio overview
Detailed performance reporting and analytics dashboard
Lifestyle Planner tool for goal-based investment planning
No mobile app currently available
Portfolio monitoring and management all online
Transparent reporting of all holdings and transactions

Research And Analysis

★3.9

▼

Access to dedicated wealth manager for market insights
Educational resources on investment methodology
Regular market updates and analysis provided
Transparent portfolio construction methodology
Clear explanation of index-tracking investment approach
Screens over 13,000 ETFs globally for portfolio selection
Limited proprietary research compared to full-service brokers

Mobile Trading

★3.0

▼

No dedicated mobile app available currently
Web platform accessible via mobile browser
Responsive design works on mobile devices
WhatsApp access to wealth manager from mobile
Behind competitors in mobile app development

Account Features

★4.2

▼

Multiple portfolio types: Starter, Flexi Cash, Plus+, SRS
Recurring investment plans from S$100 monthly
Automatic portfolio rebalancing at 3% deviation threshold
SRS investment for tax-advantaged retirement savings
Personal custody account: Saxo (Cash) and Philip Securities (SRS)
Multi-currency support for SGD and USD deposits
Automatic dividend reinvestment into portfolio
Goal-based investment planning with Lifestyle Planner tool

Security And Trust

★4.4

▼

MAS Financial Advisers License FA100064-1 since 2015
Client assets held in legally segregated custody accounts
Cash portfolios: Saxo Capital Markets as custodian (MAS CMS licensed)
SRS portfolios: Philip Securities as custodian (MAS licensed)
Funds held separately at HSBC and Citibank
Proven track record managing Fortune 500 pension schemes
Client ownership of assets maintained even if AutoWealth becomes insolvent
Regular regulatory compliance and audits

Customer Support

★4.5

▼

Personal wealth manager assigned to every client
24/7 access to advisor via WhatsApp messaging
Human touchpoint differentiates from pure robo-advisors
Email support at [email protected]
Phone support available at +65 6777 7249
In-person meetings available at Singapore office
Proper advisor transitions with handover process

Educational Resources

★3.6

▼

Investment workshops and seminars offered periodically
Educational content on index investing methodology
Clear explanations of portfolio construction approach
Resources on SRS and retirement planning
Lifestyle planning tools for goal setting
Limited compared to dedicated educational platforms
Focus more on personalised advice than self-service learning

Available Tools

Automation

▼

Dca	✓
Algo Trading	×
Grid Trading	×
Trading Bots	×
Robo Advisory	✓
Sentiment Analysis	×
Social Copy Trading	×
Ai Trading Assistant	×

Portfolio Tools

▼

Tax Harvesting	×
Islamic Account	×
Auto Rebalancing	✓
Dividend Tracker	×
Economic Calendar	×

Detailed Information

Commission Tiers	No volume-based tiers, flat fee structure for all users Same fees regardless of portfolio size Simple and transparent pricing model
Trading Fees	AutoWealth Starter: 0.5% annual management fee plus US$18 platform fee AutoWealth Flexi Cash: 0.1% annual management fee, no platform fee AutoWealth Plus+: 8% performance fee on profits only, no base fee All transaction costs absorbed by AutoWealth
Non Trading Fees	No custody fees charged to clients No transaction fees for rebalancing No account maintenance fees No inactivity fees
Deposit Fee	S$0 for SGD deposits via FAST or bank transfer S$0 for USD deposits via bank transfer Telegraphic transfer may incur bank charges Cheque deposits also accepted
Withdrawal Fee	S$0 for SGD withdrawals USD withdrawals may incur correspondent bank fees Fees vary by receiving bank, check with your bank
Currency Conversion Fee	Competitive FX rates for currency conversion Supports SGD, USD, AUD, GBP, EUR, HKD, JPY, CHF No markup on currency conversion disclosed
Vip Fee Tiers	No VIP program available Same fee structure for all clients regardless of portfolio size

Maximum Leverage	No leverage available Cash investment only
Negative Balance Protection	Yes, cash investment only with no borrowing
Settlement Period	Portfolio goes live within 2 business days of funding
Order Execution Quality	Automated execution through Saxo Capital Markets ETF purchases at market prices Threshold-based rebalancing triggered at 3% deviation Portfolios monitored 24/7 and optimised daily

Stocks Count	0
Etfs Count	13,000
Crypto Count	0
Forex Pairs Count	0
Product Universe Overview	Robo-advisory platform investing in diversified ETF portfolios Over 13,000 ETFs screened globally for selection Starter portfolios hold 8,000+ stocks and 600 government bonds via ETFs Focus on low-cost, liquid, and diversified ETFs Access to institutional share class funds with lower expense ratios No direct stock trading or individual securities
Geographic Market Coverage	Global diversification across major regions United States equity exposure Europe equity exposure Asia Pacific equity exposure Emerging markets equity exposure Geographic allocation varies by portfolio risk profile (5 risk levels)
Major Markets Details	US market exposure through broad market ETFs European developed markets coverage Asia Pacific developed markets including Japan, Australia Balanced allocation across major developed economies
Emerging Markets Details	Emerging markets exposure included in portfolios China, India, Brazil, Taiwan, South Korea coverage Allocation increases with higher risk portfolios
Base Currencies Supported	SGD, USD Additional currencies via manual request: AUD, GBP, EUR, HKD, JPY, CHF

Trading Platforms Overview	Web-based robo-advisory platform Automated portfolio management and rebalancing 24/7 online access to portfolio dashboard Technology augmented by personal wealth managers
Desktop Platform	Browser-based web platform accessible from any device No desktop application download required Clean interface with portfolio overview Performance tracking and reporting tools Goal-based planning with Lifestyle Planner
Mobile App	No dedicated mobile app currently available Mobile-responsive web platform accessible via browser Behind competitors in mobile development
Web Platform	Full-featured web platform at autowealth.com.sg Secure login with account authentication Real-time portfolio valuation and performance Transaction history and detailed reporting Fund deposit and withdrawal requests online Access to educational resources and documentation
Trading Tools And Features	Automated portfolio rebalancing at 3% deviation threshold Lifestyle Planner for goal-based investing Risk profiling questionnaire with 5 risk levels Performance analytics and reporting Recurring investment plan setup Portfolio monitoring dashboard
Charting And Technical Analysis	Not applicable for robo-advisory platform Focus on long-term portfolio returns not trading Performance charts showing portfolio growth over time
Risk Management Tools	Risk profiling during account opening with 5 levels Portfolio allocation matched to risk tolerance Diversification across asset classes and geographies Threshold-based rebalancing at 3% deviation maintains target allocation Regular portfolio review with wealth manager
Order Types Available	Not applicable for robo-advisory platform Automated ETF purchases through Saxo Capital Markets
Integrations And Api Access	No API access available No third-party platform integrations Closed platform architecture
Third Party Platforms	Cash custody through Saxo Capital Markets SRS custody through Philip Securities No other third-party integrations
Api Rate Limits	Not available
Algo Trading Support	Not supported Platform uses proprietary algorithms for portfolio management

Customer Support Overview	Personal wealth manager assigned to every client WhatsApp messaging support 24/7 Phone and email support channels In-person meetings available at Singapore office Hybrid model combining technology with human advisors
Phone Support Hours	+65 6777 7249 during business hours WhatsApp preferred for after-hours queries
Live Chat Availability	WhatsApp messaging with personal wealth manager Available 24/7 for queries
Email Response Time	[email protected] Response typically within 1 business day
Languages Supported	English, Chinese
Local Office Presence	Singapore office at 21 Heng Mui Keng Terrace, NUS In-person meetings available by appointment
Account Manager	Yes, personal wealth manager for every client Accessible via WhatsApp 24/7
Educational Resources Overview	Investment methodology education Workshops and seminars periodically Online resources about index investing SRS and retirement planning materials Lifestyle planning tools and guides
Beginner Resources	Yes, suitable for first-time investors Risk profiling and portfolio recommendation Educational content on platform Personal advisor to answer questions
Webinars And Tutorials	Investment workshops offered periodically Educational seminars on portfolio management Limited compared to dedicated educational platforms
Market Analysis And Research	Market updates from wealth managers Portfolio performance analysis No proprietary research reports
Demo Account Details	No demo account available Can discuss portfolio before funding with wealth manager
Trading Courses	No formal trading courses Educational content on robo-investing and ETFs
Tax Reporting Help	Annual tax statements provided SRS contribution documentation for tax relief General guidance on tax implications

Regulation Overview	MAS Financial Advisers License FA100064-1 Regulated under Financial Advisors Act since 2015 Proven track record managing institutional assets Client asset protection through segregated accounts
Primary Regulator	Monetary Authority of Singapore (MAS)
License Number	FA100064-1 (Financial Advisers License) Company Registration: 201540155G
Investor Protection Scheme	Client assets held in legally segregated custody accounts Cash portfolios: Saxo Capital Markets as custodian (MAS CMS licensed) SRS portfolios: Philip Securities as custodian (MAS licensed) Funds held separately at HSBC and Citibank Client ownership maintained even if AutoWealth becomes insolvent Personal custody account in client's own name
Security Features	Secure login with password authentication Data encryption for all communications Regular security audits and compliance reviews Funds held separately from AutoWealth operating account Client assets protected under custody arrangement

Commission Tiers

No volume-based tiers, flat fee structure for all users
Same fees regardless of portfolio size
Simple and transparent pricing model

Trading Fees

AutoWealth Starter: 0.5% annual management fee plus US$18 platform fee
AutoWealth Flexi Cash: 0.1% annual management fee, no platform fee
AutoWealth Plus+: 8% performance fee on profits only, no base fee
All transaction costs absorbed by AutoWealth

Non Trading Fees

No custody fees charged to clients
No transaction fees for rebalancing
No account maintenance fees
No inactivity fees

Deposit Fee

S$0 for SGD deposits via FAST or bank transfer
S$0 for USD deposits via bank transfer
Telegraphic transfer may incur bank charges
Cheque deposits also accepted

Withdrawal Fee

S$0 for SGD withdrawals
USD withdrawals may incur correspondent bank fees
Fees vary by receiving bank, check with your bank

Currency Conversion Fee

Competitive FX rates for currency conversion
Supports SGD, USD, AUD, GBP, EUR, HKD, JPY, CHF
No markup on currency conversion disclosed

Vip Fee Tiers

No VIP program available
Same fee structure for all clients regardless of portfolio size