Name: StashAway
Brand: StashAway
Availability: InStock
Rating: 4.3 (1 reviews)

Overview

StashAway is an MAS-licensed robo-advisor (CMS100604) managing over S$3 billion in assets across algorithm-driven ETF portfolios with zero minimum deposit. Management fees range from 0.2% to 0.8% annually on a tiered basis, dropping as your assets grow. The platform suits hands-off investors with multiple portfolio types including General Investing, Income, Thematic, and the popular Simple Plus cash management product yielding 3.7% p.a. New users get S$340 in welcome rewards including bonus returns on Simple Plus and free ETF Explorer trades.

Pros

↑No minimum deposit required, with fees as low as 0.2% p.a. for portfolios above S$1 million
↑S$340 in stackable welcome bonuses including bonus returns on Simple Plus and free ETF Explorer trades
↑CPF and SRS investment options available alongside cash portfolios for holistic retirement planning

Cons

↓No direct stock picking or manual trading control within managed portfolios
↓0.8% annual fee on the first S$25,000 is higher than DIY ETF investing
↓Limited to ETF-based portfolios with no individual securities or mutual funds

Key Highlights

Welcome Offer
S$340 welcome rewards
S$340 in welcome rewards for new users
+1% p.a. bonus returns on Simple Plus portfolio
+0.5% p.a. bonus returns on Simple portfolio
Unlimited free buy orders for ETF Explorer portfolios
Up to S$300 worth of S&P500 ETF when investing in managed portfolios

Trading Costs
0.2% to 0.8% annual fee
First S$25,000: 0.8% p.a.
S$25,001 to S$50,000: 0.7% p.a.
S$50,001 to S$100,000: 0.6% p.a.
S$100,001 to S$250,000: 0.5% p.a.
S$250,001 to S$500,000: 0.4% p.a.
S$500,001 to S$1,000,000: 0.3% p.a.
Above S$1,000,000: 0.2% p.a.
Simple: 0.15% p.a. | Simple Plus: 0.2% p.a.

Assets & Markets
10+ portfolio types
General Investing (StashAway and BlackRock powered)
Thematic portfolios (technology, healthcare, etc.)
Income Portfolio for regular payouts
Flexible Portfolios with custom ETF selection
Responsible Investing ESG options
Singapore Investing for local exposure
Shariah Global Portfolio
ETF Explorer for self-directed investing

Why Choose?
Simple Plus 3.7% p.a. yield
Cash management portfolio with 3.7% p.a. yield to maturity
No lock-in periods or minimum balance
Withdraw anytime without penalty
0.2% p.a. management fee
Alternative to savings accounts and fixed deposits
Simple product also available at 0.15% p.a. fee

Regulation & Safety
MAS licensed CMS100604
Capital Markets Services License CMS100604
Licensed for Retail Fund Management since May 2017
Asia Wealth Platform Pte Ltd (201624878Z)
Client funds segregated at DBS trust account
Securities held at Saxo Capital Markets custodian
Regular compliance audits

Account Minimum
$0 minimum deposit
No minimum deposit to open account
No minimum balance to maintain
Start investing with any amount
No account maintenance fees
Singpass onboarding in minutes

Key Benefits

Trading Costs

★3.8

▼

Management fees: 0.2%-0.8% p.a. based on tiered AUM
Simple: 0.15% p.a. management fee
Simple Plus: 0.2% p.a. management fee
ETF Explorer: US$1 per buy/sell order
ETF expense ratios: 0.15%-0.25% average
No platform fees or account maintenance
Flexible Portfolio single ETF: 0.3% p.a.

Platform And Tools

★4.2

▼

Clean mobile-first interface
Web platform fully functional
Portfolio tracking and performance analytics
Goal-based planning tools
Risk assessment questionnaire
Automatic rebalancing system
Multi-portfolio management capability

Research And Analysis

★3.9

▼

Market insights and commentary provided
Portfolio performance explanations
StashAway Academy with free courses online and in-app
Economic outlook updates
Asset allocation rationale shared
Focus on long-term strategies

Mobile Trading

★4.4

▼

iOS and Android apps highly rated
Full feature parity with web platform
Easy deposit and withdrawal
Portfolio monitoring on-the-go
Goal tracking and updates
Push notifications for portfolio changes
Biometric authentication

Account Features

★4.5

▼

Zero minimum deposit requirement
10+ portfolio types available
Cash, CPF, and SRS fund options
Goal-based investing structure
Recurring investment plans
No lock-in periods whatsoever
Automatic dividend reinvestment

Security And Trust

★4.6

▼

MAS regulated since 2017 (CMS100604)
Client funds held at DBS trust account
Securities at Saxo Capital Markets custodian
Complete fund segregation from operations
Two-factor authentication standard
Compliant with PDPA and TRM Guidelines
Over S$3 billion AUM

Customer Support

★4.0

▼

Email and in-app support available
WhatsApp support channel
Detailed help centre with FAQs
No phone support available
Response within 24-48 hours typically
Professional and helpful team

Educational Resources

★3.7

▼

StashAway Academy with free courses
Online, in-person, and on-demand content
Webinars and online seminars
Goal-based investing guides
Portfolio strategy explanations
Market commentary articles

Available Tools

Automation

▼

Dca	✓
Algo Trading	×
Grid Trading	×
Trading Bots	×
Robo Advisory	✓
Sentiment Analysis	×
Social Copy Trading	×
Ai Trading Assistant	×

Portfolio Tools

▼

Tax Harvesting	×
Islamic Account	✓
Auto Rebalancing	✓
Dividend Tracker	×
Economic Calendar	×

Detailed Information

Commission Tiers	Tiered management fees based on total AUM: First S$25,000: 0.8% p.a. S$25,001 to S$50,000: 0.7% p.a. S$50,001 to S$100,000: 0.6% p.a. S$100,001 to S$250,000: 0.5% p.a. S$250,001 to S$500,000: 0.4% p.a. S$500,001 to S$1,000,000: 0.3% p.a. Above S$1,000,000: 0.2% p.a. Flexible Portfolio single ETF: 0.3% p.a.
Trading Fees	No trading commissions on managed portfolios ETF Explorer: US$1 per buy/sell order + 0.09% operation fee for SGX ETFs ETF expense ratios: 0.15%-0.25% average Income Portfolio expense ratio: approx. 0.4% p.a. FX conversion rate applied on USD portfolios (lowest in market)
Non Trading Fees	No account opening fees No account maintenance fees No inactivity fees No withdrawal fees (normal circumstances) GST applies to management fees
Deposit Fee	S$0
Withdrawal Fee	S$0 (normal circumstances)
Currency Conversion Fee	Among lowest in market for FX spread Applied on USD-based portfolios
Vip Fee Tiers	No formal VIP program Fee reductions based purely on AUM tiers Same benefits for all clients at each tier StashAway Reserve for accredited investors (S$250k+)

Maximum Leverage	Not applicable. No leverage available.
Negative Balance Protection	Not applicable (no leverage)
Settlement Period	Varies by fund type Typically 2-5 business days for withdrawals
Order Execution Quality	Orders executed at next available NAV Typically same-day or next-day execution Rebalancing handled automatically ETF Explorer orders executed at market

Stocks Count	0
Crypto Count	0
Forex Pairs Count	0
Product Universe Overview	ETF-based portfolios across global markets Bonds, equities, REITs, commodities via ETFs Simple/Simple Plus cash management portfolios ETF Explorer for self-directed ETF investing Thematic sector portfolios Bitcoin ETF portfolio available
Geographic Market Coverage	Global diversification via ETFs US market exposure (largest allocation) European markets represented Asia-Pacific including Singapore Emerging markets exposure
Major Markets Details	US equities via broad market ETFs Singapore stocks via local ETFs and Singapore Investing portfolio Developed market bonds Global REITs exposure
Emerging Markets Details	Emerging market equity ETFs Selective country and regional exposure Part of diversified portfolio approach
Base Currencies Supported	SGD primary USD for certain portfolios

Trading Platforms Overview	Proprietary web and mobile platforms Algorithm-driven portfolio construction Cloud-based infrastructure Mobile-first design philosophy
Desktop Platform	Web-based platform accessible via browser Full portfolio management capabilities Performance tracking and analytics Goal setting and monitoring Document access and tax reporting
Mobile App	iOS and Android native apps Highly rated on app stores Full feature parity with web Biometric login supported Push notifications enabled Easy deposits and withdrawals
Web Platform	No download required Responsive design Secure login with 2FA Portfolio dashboard Transaction history
Trading Tools And Features	Risk profiling questionnaire Goal-based planning calculator Portfolio projections Performance attribution Automatic rebalancing system Recurring investment setup ETF Explorer for self-directed orders
Charting And Technical Analysis	Portfolio performance charts Asset allocation visualisation Returns comparison to benchmarks Focus on long-term trends
Risk Management Tools	Risk-based portfolio construction Automatic diversification Dynamic rebalancing system Portfolio stress testing
Order Types Available	One-time deposits Recurring investments Goal-based contributions Withdrawals (full or partial) ETF Explorer buy/sell orders
Integrations And Api Access	No public API available Bank account linking for deposits Singpass integration
Third Party Platforms	Singpass for onboarding
Api Rate Limits	Not applicable
Algo Trading Support	Not applicable (automated portfolio management)

Customer Support Overview	Email and in-app support WhatsApp support channel Detailed FAQ and help centre All staff trained in-house
Phone Support Hours	No phone support available
Live Chat Availability	In-app messaging available WhatsApp support
Email Response Time	Typically within 24-48 hours
Languages Supported	English primarily
Local Office Presence	Singapore headquarters
Account Manager	Not provided for standard accounts StashAway Reserve for accredited investors
Educational Resources Overview	StashAway Academy with free courses Online, in-person, and on-demand learning Webinars and educational events Goal-based investing guides Portfolio strategy explanations
Beginner Resources	StashAway Academy courses Getting started guides Risk assessment tools Goal-setting framework
Webinars And Tutorials	Regular webinars on investing topics Video guides available In-app learning content
Market Analysis And Research	Market commentary provided Portfolio rebalancing rationale Economic outlook updates Insights blog
Demo Account Details	No demo account available Zero minimum deposit lets you start with any amount
Trading Courses	StashAway Academy courses Educational blog content Webinar series
Tax Reporting Help	Annual statements provided Monthly statements available in account No specific tax advisory

Regulation Overview	MAS regulated robo-advisor Capital Markets Services License Retail Fund Management approved Licensed since May 2017 Asia Wealth Platform Pte Ltd (201624878Z)
Primary Regulator	Monetary Authority of Singapore (MAS)
License Number	CMS100604 Asia Wealth Platform Pte Ltd UEN: 201624878Z
Investor Protection Scheme	Client funds held at DBS trust account Securities at Saxo Capital Markets custodian Complete segregation from operations In bankruptcy, client assets protected Regular audits and compliance reviews
Security Features	Two-factor authentication Compliant with PDPA regulations MAS Technology Risk Management Guidelines SSL encryption for data transmission Regular security testing Access controls and monitoring

Commission Tiers

Tiered management fees based on total AUM:
First S$25,000: 0.8% p.a.
S$25,001 to S$50,000: 0.7% p.a.
S$50,001 to S$100,000: 0.6% p.a.
S$100,001 to S$250,000: 0.5% p.a.
S$250,001 to S$500,000: 0.4% p.a.
S$500,001 to S$1,000,000: 0.3% p.a.
Above S$1,000,000: 0.2% p.a.
Flexible Portfolio single ETF: 0.3% p.a.

Trading Fees

No trading commissions on managed portfolios
ETF Explorer: US$1 per buy/sell order + 0.09% operation fee for SGX ETFs
ETF expense ratios: 0.15%-0.25% average
Income Portfolio expense ratio: approx. 0.4% p.a.
FX conversion rate applied on USD portfolios (lowest in market)

Non Trading Fees

No account opening fees
No account maintenance fees
No inactivity fees
No withdrawal fees (normal circumstances)
GST applies to management fees

Deposit Fee

S$0

Withdrawal Fee

S$0 (normal circumstances)

Currency Conversion Fee

Among lowest in market for FX spread
Applied on USD-based portfolios

Vip Fee Tiers

No formal VIP program
Fee reductions based purely on AUM tiers
Same benefits for all clients at each tier
StashAway Reserve for accredited investors (S$250k+)

StashAway

Overview

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Key Highlights

Key Benefits

Available Tools

Detailed Information

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