HSBC Revolution Credit Card

Name: HSBC Revolution Credit Card
Brand: HSBC
Availability: InStock
Rating: 4.3 (1 reviews)

4.3

WalletWalk Rating

Best for contactless spending rewards

Last updated: 05-Oct-2025

Overview

The HSBC Revolution Credit Card transforms everyday spending into travel rewards with up to 4 miles per dollar on online and contactless transactions. Earn 10X HSBC points on eligible spending categories with no annual fee required. Perfect for digital natives who conduct most transactions online. Join thousands who maximize rewards without paying annual fees.

Pros

↑No annual fee forever
↑Up to 4 miles per dollar on eligible spending
↑Instant points transfer to 20 partners

Cons

↓Bonus points are capped at S$1,000/month
↓Low base earn rate of 0.4 mpd
↓Points expire after 37 months

Key Highlights

Reward Rate
Up to 4 miles per dollar
4 mpd on online and contactless
0.4 mpd on other spending
Monthly cap S$1,500

Minimum Salary
S$30,000 annually
Citizens/PRs: S$30,000
Foreigners: S$60,000
Fixed deposit option available

Annual Fee
No annual fee
Permanently waived
No conditions
Supplementary cards free

Why Choose?
Digital rewards maximized
4 mpd on online spending
No annual fee forever
20 transfer partners

Key Benefits

Bill Payment

★2.0

▼

0.4 mpd on utilities
Regular points only

Cashback

★3.5

▼

Convert points to cashback
Effective 2.5% online

Dining

★4.0

▼

4 mpd on eligible dining
Includes food delivery

Food Delivery

★4.0

▼

4 mpd on delivery apps
Grab, Foodpanda eligible

Grocery

★3.0

▼

4 mpd online groceries
Physical stores 0.4 mpd

Lifestyle

★4.0

▼

Entertainer app access
1-for-1 dining deals

Reward Points

★4.5

▼

10X points eligible spend
20 transfer partners

Shopping

★5.0

▼

4 mpd online shopping
All e-commerce eligible

Merchant Offers

▼

Grab partnership
Selected online stores

Travel

★4.5

▼

Travel insurance included
20 airline partners

Liability Protection

▼

Standard protection
Fraud coverage

Insurance

▼

Travel insurance
Purchase protection

Balance Transfer

▼

Available
Standard rates

Emi

▼

Instalment plans
0% options available

No Annual Fee

▼

Lifetime free
No conditions

Detailed Information

Annual Fee	0
Monthly Percentage Rate	2.25%
Annual Percentage Rate	27%
Minimum Monthly Payment	3% or S$50, whichever higher
Foreign Currency Markup	3.25%
Late Payment Charges	S$100 (incl. 9% GST)
Overlimit Charges	S$40 (incl. 9% GST)
Cash Advance Fee	6% or S$15, whichever higher
Balance Transfer Fee	3% one-time
Fee For Supplementary Card	0
Card Replacement Fee	S$10 (incl. 9% GST)
Fee For Duplicate Statement	S$10 per statement

Identity Proof	NRIC (Citizens/PRs) Passport (Foreigners)
Address Proof	Latest utility bill Bank statement Tenancy agreement
Income Proof Salaried	Latest 3 months payslips Latest Income Tax Notice CPF Contribution History
Income Proof Self Employed	Latest 2 years Income Tax Bank statements Financial statements

HSBC Revolution Credit Card

Age Requirement Salaried	21 years and above
Age Requirement Self Employed	21 years and above
Minimum Annual Income Salaried	S$30,000
Minimum Annual Income Self Employed	S$40,000

Age Requirement Salaried	21 years and above
Age Requirement Self Employed	21 years and above
Minimum Annual Income Salaried	S$30,000
Minimum Annual Income Self Employed	S$40,000

HSBC Revolution Credit Card

Overview

Pros

Cons

Key Highlights

Key Benefits

Detailed Information

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