Last updated: 05-Oct-2025
HSBC Live+ Credit Card
The HSBC Live+ Credit Card maximizes lifestyle spending with up to 8% cashback on dining, shopping, and entertainment purchases. Quarterly cashback caps of S$250 reward consistent spenders across multiple lifestyle categories. Designed for social butterflies and experience seekers who dine out frequently and enjoy retail therapy. With the exclusive Live+ Dining Programme, cardholders save at over 200 restaurants across Asia.
| Annual Fee | S$196.20 (incl. 9% GST) |
|---|---|
| Annual Fee Waiver | S$12,500 annual spend |
| Monthly Percentage Rate | 2.32% |
| Annual Percentage Rate | 27.80% |
| Minimum Monthly Payment | 3% or S$50, whichever is higher |
| Foreign Currency Markup | 2.95% |
| Late Payment Charges | S$100 (incl. 9% GST) |
| Overlimit Charges | S$40 (incl. 9% GST) |
| Cash Advance Fee | 6% or S$15, whichever is higher |
| Balance Transfer Fee | From 1.88% |
| Fee For Supplementary Card | 0 |
| Card Replacement Fee | S$10 (incl. 9% GST) |
| Fee For Duplicate Statement | S$5 per statement |
