DBS Vantage Visa Infinite Card

4.5

WalletWalk Rating

Best for premium travel with flexible rewards

Last updated: 05-Oct-2025

Overview

The DBS Vantage Visa Infinite Card redefines premium banking with unprecedented flexibility between miles and cashback rewards. Earn up to 2.2 miles per dollar overseas or switch to 2.2% cashback based on your monthly preference. Designed for affluent individuals earning above S$120,000 annually who value choice in their rewards strategy. With complimentary lounge access and Accor hotel benefits, over 20,000 cardholders enjoy luxury travel perks worldwide.

Pros

↑Flexibility between miles and cashback monthly
↑25,000 bonus miles with annual fee
↑Complimentary Accor Plus Explorer membership

Cons

↓Very high, non-waivable annual fee
↓High S$120,000 income requirement
↓Cashback rate is lower than competitors

Key Highlights

Reward Rate
Up to 2.2 miles/$
1.5 mpd local spending
2.2 mpd overseas
Or equivalent cashback rates

Minimum Salary
S$120,000 annually
All applicants: S$120,000
No exceptions

Annual Fee
S$599.50 (incl. GST)
Non-waivable first year
S$60,000 spend for waiver
No supplementary card fees

Why Choose?
Premium flexibility
Miles or cashback choice
Luxury travel perks• High-income benefits

Key Benefits

Business

★4.0

▼

Higher credit limits
Travel expense management
Premium banking services

Cashback

★4.0

▼

Up to 2.2% cashback option
Monthly switching allowed
All spending eligible

Dining

★4.0

▼

Accor dining privileges
Hotel restaurant discounts

Lifestyle

★4.5

▼

Luxury travel lifestyle
Premium experiences

Milestone

★4.0

▼

S$60,000 fee waiver
Bonus miles available

Premium

★5.0

▼

Visa Infinite status
Concierge services
Exclusive privileges

Reward Points

★4.5

▼

DBS Points earning
Transfer to miles
Flexible redemption

Shopping

★3.5

▼

Regular miles earning
Overseas shopping bonus

Merchant Offers

▼

Accor hotel benefits
Premium partnerships
Travel privileges

Travel

★5.0

▼

10 lounge visits yearly
Accor benefits
Travel insurance

Airport Lounge Access

▼

10 visits per year
Priority Pass digital
Primary card only

Liability Protection

▼

Enhanced protection
Travel coverage

Insurance

▼

Travel insurance included
Medical coverage overseas

Balance Transfer

▼

Premium rates
Lower processing fees

Emi

▼

Premium installments
Wide merchant network

Detailed Information

Annual Fee	S$599.50 (incl. 9% GST)
Annual Fee Waiver	S$60,000 annual spend
Monthly Percentage Rate	2.25%
Annual Percentage Rate	27%
Minimum Monthly Payment	3% or S$50, whichever is higher
Foreign Currency Markup	3.25%
Late Payment Charges	S$100 (incl. 9% GST)
Overlimit Charges	S$40 (incl. 9% GST)
Cash Advance Fee	6% or S$15, whichever is higher
Balance Transfer Fee	1.58% processing fee
Card Replacement Fee	S$10.70 (incl. 9% GST)
Fee For Duplicate Statement	S$10 per statement

Age Requirement Salaried	21 years and above
Age Requirement Self Employed	21 years and above
Minimum Annual Income Salaried	S$120,000
Minimum Annual Income Self Employed	S$120,000
Minimum Credit Score	Good to Excellent

Identity Proof	NRIC (for Citizens/PRs) Passport (for Foreigners)
Address Proof	Latest utility bill Bank statement Tenancy agreement
Income Proof Salaried	Latest 3 months payslips Latest Income Tax Notice CPF Contribution History
Income Proof Self Employed	Latest 2 years Income Tax Notice Latest 6 months bank statements Company financial statements