Last updated: 03-Oct-2025
UOB One Credit Card
The UOB One Credit Card simplifies cashback with up to 10% returns on popular everyday merchants. Earn quarterly bonuses based on consistent spending patterns at McDonald's, Grab, Shopee and more. Perfect for habitual spenders who frequent specific merchants and maintain predictable spending patterns. Over 200,000 cardholders maximize savings through strategic quarterly spending optimization.
| Annual Fee | S$196.20 (incl. 9% GST) |
|---|---|
| Annual Fee Waiver | With S$10,000 annual spend |
| Monthly Percentage Rate | 2.32% |
| Annual Percentage Rate | 27.80% |
| Minimum Monthly Payment | 3% or S$50, whichever higher |
| Foreign Currency Markup | 3.25% |
| Late Payment Charges | S$100 (incl. 9% GST) |
| Overlimit Charges | S$40 (incl. 9% GST) |
| Cash Advance Fee | 8% or S$15, whichever higher |
| Balance Transfer Fee | 1.58% one-time processing |
| Fee For Supplementary Card | S$98.10 (incl. 9% GST) |
| Card Replacement Fee | S$10.70 (incl. 9% GST) |
| Fee For Duplicate Statement | S$10 per statement |
