Last updated: 05-Oct-2025
Standard Chartered Journey Credit Card
The Standard Chartered Journey Credit Card rewards everyday spending with 3 miles per dollar on transport and food delivery. Earn enhanced miles on categories that matter most while enjoying complimentary travel insurance coverage. Perfect for urban professionals building miles through daily expenses. Over 100,000 cardholders maximize rewards on routine purchases.
| Annual Fee | S$196.20 (incl. 9% GST) |
|---|---|
| Annual Fee Waiver | Renewal bonus 10,000 miles |
| Monthly Percentage Rate | 2.33% |
| Annual Percentage Rate | 27.90% |
| Minimum Monthly Payment | 1% or S$50, whichever higher |
| Foreign Currency Markup | 3% |
| Late Payment Charges | S$100 |
| Overlimit Charges | S$40 |
| Cash Advance Fee | 8% or S$15, whichever higher |
| Balance Transfer Fee | From 1.88% |
| Fee For Supplementary Card | 0 |
| Card Replacement Fee | S$27.25 |
| Fee For Duplicate Statement | S$10 per statement |
