Last updated: 05-Oct-2025
The American Express Gold Card
The American Express Gold Card delivers classic prestige with Charter membership designation for valued long-term cardholders. Earn 2 Membership Rewards points for every S$1.60 spent globally with no expiration on accumulated points. Tailored for established professionals seeking recognition and flexible rewards redemption options. Experience the heritage of American Express with dedicated Charter Customer Assist service across Asia Pacific.
| Annual Fee | S$183.36 (incl. of 9% GST) |
|---|---|
| Monthly Percentage Rate | 2.24% |
| Annual Percentage Rate | 26.90% |
| Minimum Monthly Payment | Full payment required |
| Foreign Currency Markup | 3.25% |
| Late Payment Charges | S$100 (incl. 9% GST) |
| Overlimit Charges | S$40 (incl. 9% GST) |
| Cash Advance Fee | 5% or S$15, whichever higher |
| Fee For Supplementary Card | S$177.38 (incl. 9% GST) |
| Card Replacement Fee | S$18 (incl. 9% GST) |
| Fee For Duplicate Statement | S$10 per statement |
