Last updated: 05-Oct-2025
HSBC Advance Credit Card
The HSBC Advance Credit Card simplifies cashback earning with straightforward 2.5% rewards on all spending above S$2,000 monthly. No category restrictions or complicated calculations make this ideal for busy professionals. Perfect for mid to high spenders who prefer predictable rewards without tracking multiple categories. Join HSBC's growing base of customers who appreciate uncomplicated cashback on everything.
| Annual Fee | S$196.20 (incl. 9% GST) |
|---|---|
| Annual Fee Waiver | S$12,500 annual spend |
| Monthly Percentage Rate | 2.16% |
| Annual Percentage Rate | 25.90% |
| Minimum Monthly Payment | 3% or S$50, whichever is higher |
| Foreign Currency Markup | 2.95% |
| Late Payment Charges | S$100 (incl. 9% GST) |
| Overlimit Charges | S$40 (incl. 9% GST) |
| Cash Advance Fee | 6% or S$15, whichever is higher |
| Balance Transfer Fee | From 1.88% |
| Fee For Supplementary Card | 0 |
| Card Replacement Fee | S$10 (incl. 9% GST) |
| Fee For Duplicate Statement | S$5 per statement |