Overview
Key Highlights
Reward Rate
Up to 5% cashback
- 5% on essentials
- 0.3% base rate
- 600 SMRT$ annual cap
Minimum Salary
S$30,000 annually
- Citizens/PRs: S$30,000
- Foreigners: S$45,000
Annual Fee
S$196.20 (incl. GST)
- First 2 years waived
- Subsequently S$196.20
- Annual waiver possible
Why Choose?
Daily savings
- Automatic cashback
- Low minimum spend
- Transport rewards





