Last updated: 05-Oct-2025
Citi Clear Card
The Citi Clear Card is Singapore's premier student credit card with zero income requirements and S$500 credit limit. Earn 1X ThankYou Points per dollar spent with exclusive access to Citi dining and shopping deals. Available to students from major universities and polytechnics with parental consent for those under 21. Over 15,000 student cardholders build credit history while enjoying campus-friendly benefits and controlled spending limits.
| Annual Fee | 0 |
|---|---|
| Monthly Percentage Rate | 2.32% |
| Annual Percentage Rate | 27.90% |
| Minimum Monthly Payment | 1% + interest + fees or S$25 |
| Foreign Currency Markup | 3.50% |
| Late Payment Charges | S$80 |
| Overlimit Charges | S$40 |
| Cash Advance Fee | 8% or minimum S$15 |
| Fee For Supplementary Card | 0 |
| Card Replacement Fee | S$25 |
| Fee For Duplicate Statement | S$10 per statement |
