Last updated: 24-Sept-2025
Citi M1 Card
The Citi M1 Card rewards M1 customers with up to 3% rebates on telco bills and 4.7% on entertainment spending. Earn rebates at M1 shops plus waived activation fees for Data Passport and value-added services. S$60 monthly rebate cap with first year fee waiver and rebates that never expire. Designed for M1 subscribers who want to maximize savings on their monthly telco and entertainment expenses.
| Annual Fee | S$196.20 (incl. 9% GST) |
|---|---|
| Annual Fee Waiver | First year free |
| Monthly Percentage Rate | 2.32% |
| Annual Percentage Rate | 27.90% |
| Minimum Monthly Payment | 1% + interest + fees or S$50 |
| Foreign Currency Markup | 3.50% |
| Late Payment Charges | S$100 |
| Overlimit Charges | S$40 |
| Cash Advance Fee | 8% or minimum S$15 |
| Balance Transfer Fee | From 1.58% processing fee |
| Fee For Supplementary Card | S$98.10 (incl. 9% GST) |
| Card Replacement Fee | S$25 |
| Fee For Duplicate Statement | S$10 per statement |
