Last updated: 05-Oct-2025
Standard Chartered Smart Credit Card
The Standard Chartered Smart Credit Card targets specific spending categories with up to 10% cashback on selected merchants and services. Cardholders earn elevated rewards on streaming services, fast food, and public transport with tiered spending benefits. Perfect for digital natives and regular commuters maximizing everyday spending categories. With no annual fee and flexible payment options, over 100,000 cardholders optimize their routine purchases efficiently.
| Annual Fee | S$99.19 (incl. 9% GST) |
|---|---|
| Annual Fee Waiver | First year only |
| Monthly Percentage Rate | 2.00% |
| Annual Percentage Rate | 27.90% |
| Minimum Monthly Payment | S$50 or 1% of principal plus interest, fees and charges, whichever is higher |
| Foreign Currency Markup | 3.50% |
| Late Payment Charges | S$100 (incl. 9% GST) |
| Overlimit Charges | S$40 (incl. 9% GST) |
| Cash Advance Fee | 0 |
| Balance Transfer Fee | 1.58% one-time processing fee |
| Fee For Supplementary Card | 0 |
| Card Replacement Fee | S$10 |
| Fee For Duplicate Statement | S$10 per statement |
