Last updated: 24-Sept-2025
Citi Cash Back+ Credit Card
The Citi Cash Back+ Card provides hassle-free 1.6% cashback on all eligible spending without categories or caps. No minimum spending requirements with cashback that never expires and instant SMS redemption in S$10 blocks. First year fee waiver makes this ideal for straightforward rewards without tracking spending categories. Perfect for high spenders who want consistent returns on every purchase from groceries to gadgets.
| Annual Fee | S$196.20 (incl. 9% GST) |
|---|---|
| Annual Fee Waiver | First year free, waivable thereafter |
| Monthly Percentage Rate | 2.32% |
| Annual Percentage Rate | 27.90% |
| Minimum Monthly Payment | 1% + interest + fees or S$50 |
| Foreign Currency Markup | 3.50% |
| Late Payment Charges | S$100 |
| Overlimit Charges | S$40 |
| Cash Advance Fee | 8% or minimum S$15 |
| Balance Transfer Fee | From 1.58% processing fee |
| Fee For Supplementary Card | S$98.10 (incl. 9% GST) |
| Card Replacement Fee | S$25 |
| Fee For Duplicate Statement | S$10 per statement |
