Last updated: 03-Oct-2025
UOB Lady’s Credit Card
The UOB Lady's Credit Card empowers customizable rewards with up to 10X UNI$ on preferred spending categories. Choose from seven lifestyle categories and switch quarterly to match your evolving needs. Originally exclusive to women, now available to all who appreciate flexible, high-earning rewards programs. Over 120,000 cardholders maximize miles through strategic category selection and spending optimization.
| Annual Fee | S$196.20 (incl. 9% GST) |
|---|---|
| Annual Fee Waiver | Possible with spending |
| Monthly Percentage Rate | 2.32% |
| Annual Percentage Rate | 27.80% |
| Minimum Monthly Payment | 3% or S$50, whichever higher |
| Foreign Currency Markup | 3.25% |
| Late Payment Charges | S$100 (incl. 9% GST) |
| Overlimit Charges | S$40 (incl. 9% GST) |
| Cash Advance Fee | 8% or S$15, whichever higher |
| Balance Transfer Fee | 1.58% one-time processing |
| Fee For Supplementary Card | 0 |
| Card Replacement Fee | S$10.70 (incl. 9% GST) |
| Fee For Duplicate Statement | S$10 per statement |
