Overview

Lim & Tan Securities has been an SGX member firm since 1973, making it one of Singapore's longest-running stockbrokers. The platform covers SGX, US, Hong Kong, Bursa Malaysia, and SH-HK Stock Connect with tiered commission rates starting at 0.28% for SGX. Its Cash Collateralised Trading (CCT) account stands out at just 0.08% commission while paying 0.60% p.a. interest on your cash collateral. Active day traders can also use US and HK intraday ATP programmes with reduced rates.

Pros

↑CCT account charges just 0.08% SGX commission plus 0.60% p.a. interest on cash collateral
↑US and HK intraday ATP programmes cap brokerage at US$20 and HK$80 for smaller trades
↑5% Mileage rewards discount on all commissions plus loyalty points programme

Cons

↓Standard SGX 0.28% rate is 3x to 14x higher than discount brokers like Tiger (0.08%) or Moomoo (0.02%)
↓Foreign market online trading discontinued Dec 2025 (only US, HK, SH-HK, Bursa remain)
↓CDP sub-account maintenance fees of S$15/month apply unless using CCT account

Key Highlights

Welcome Offer
Up to S$800 welcome cash
New account opening promotion: up to S$800 cash
Sign up and trade to qualify
Introducer programme: S$200 cash for referrals
Subject to promotion terms and conditions

Trading Costs
SGX from 0.08% (CCT)
Cash Collateralised Trading: 0.08% commission (min S$15)
Standard online: 0.28% up to S$50k (min S$25)
Tiered down to 0.18% above S$100k
5% Mileage discount on all rates

Assets & Markets
SGX, US, HK, Bursa, SH-HK
SGX: Full member firm, direct market access
US: NYSE, AMEX, NASDAQ at 0.3% (min US$20)
Hong Kong: HKEX at 0.25% (min HK$100)
Bursa Malaysia at 0.25% (min MYR40)
SH-HK Stock Connect at 0.25% (min CNY88)

Why Choose?
CFD and margin financing
CFD: 0.22% up to S$20k, 0.15% above S$50k
Share Margin Financing with two pricing options
Cash Collateralised Trading at 0.08%
Share Collateralised Trading also available

Regulation & Safety
MAS regulated SGX member
SGX member firm since 1973
MAS Capital Markets Services license holder
Over 50 years of continuous operation
Mandatory 2FA login since Sep 2025

Account Minimum
S$3 per trade minimum
No minimum deposit specified
Standard account minimum commission S$25 (SGX)
CCT account minimum commission S$15 (SGX)
Advisory accounts: higher minimum S$40 (SGX)

Key Benefits

Trading Costs

★2.8

▼

Standard SGX: 0.28% up to S$50k, tiered to 0.18% above S$100k (min S$25)
CCT SGX: 0.08% (min S$15) plus 0.60% p.a. interest on collateral
US: 0.3% per trade (min US$20)
HK: 0.25% per trade (min HK$100)
Bursa: 0.25% per trade (min MYR40)
CFD: 0.22% up to S$20k, 0.15% above S$50k (min S$18)
5% Mileage rewards discount on all commissions
Higher than fintech brokers but CCT rate is competitive

Platform And Tools

★2.5

▼

Web-based trading platform at limtan.com.sg
Web charts with up to 10 years of historical data
Real-time alerts and signals on web charts
Performance chart for comparing multiple counters
Trade comment feature for reference notes
Basic but functional, no advanced charting platform

Research And Analysis

★2.7

▼

LTS Daily Research Report
China-HK News and Research
SGX News and SGX News Alerts
Real-time streaming live prices on mobile
No third-party research integration (Trading Central, etc.)
LTS AI Chart decommissioned in Dec 2025

Mobile Trading

★3.0

▼

iPhone, Android, and iPad native apps available
Streaming live prices on mobile
Biometric authentication for order placement (Jan 2026)
Push notifications for mobile app
SMS trade notification alerts
Functional mobile trading since 2008

Account Features

★3.2

▼

Four account types: standard, CCT, share margin, share collateralised
CCT account pays 0.60% p.a. interest on SGD trust deposits
Electronic account application available online
CDP sub-account included
US and HK Active Trader Programmes for intraday traders
Rewards programme with Mileage points

Security And Trust

★4.0

▼

SGX member firm since 1973 (over 50 years)
MAS Capital Markets Services license holder
Mandatory 2FA login since Sep 2025
Biometric authentication for order placement from Jan 2026
Client fund segregation under MAS rules
One of the oldest continuously operating Singapore brokers

Customer Support

★3.3

▼

Main line: +65 6799 8188
US Night Desk: +65 6533 4192/9703 (9pm to 1am SGT)
Email support available via website
Advisory trading option with personal representative
Local Singapore office
No live chat documented

Educational Resources

★2.0

▼

SIP (Specified Investment Products) learning modules
LTS Daily Research Reports
Young Investors FAQ section
Basic FAQ sections for each market and product
No webinars, video tutorials, or demo accounts documented
Limited educational content compared to fintech competitors

Available Tools

Trading Tools

▼

Paper Trading	×
Margin Trading	✓
Zero Commission	×
Fractional Shares	×
After Hours Trading	×

Detailed Information

Commission Tiers	Standard SGX online: 0.28% (up to S$50k), 0.22% (S$50-100k), 0.18% (above S$100k) CCT SGX online: 0.12% flat rate (min S$15) CCT promotion rate: 0.08% (promotional, check validity) Advisory SGX: 0.50% (up to S$50k), 0.40% (S$50-100k), 0.25% (above S$100k) 5% Mileage discount applied to all online rates
Trading Fees	SGX: 0.28% min S$25 (online), 0.50% min S$40 (advisory) US: 0.3% min US$20 (online and advisory) HK: 0.25% min HK$100 (online), 0.35% min HK$100 (advisory) Bursa: 0.25% min MYR40 (online), 0.30% min MYR50 (advisory) SH-HK Connect: 0.25% min CNY88
Stock Etf Commission	SGX stocks: 0.28% (up to S$50k), 0.22% (S$50-100k), 0.18% (above S$100k) US stocks: 0.3% per trade (min US$20) HK stocks: 0.25% per trade (min HK$100) Bursa stocks: 0.25% per trade (min MYR40) SH-HK Connect: 0.25% per trade (min CNY88) CCT account: 0.12% flat rate (min S$15) for SGX, same rates for foreign
Financing Rates	CFD long positions: 6.5% p.a. finance charge CFD short positions: 4.0% p.a. finance charge Interest-free period: up to T+2 market days for CFDs Share Margin Financing: rates vary by option chosen CCT account pays 0.60% p.a. interest on SGD trust deposits
Margin Interest Rate	Share Margin Financing: contact LTS for current rates CCT account: earns 0.60% p.a. on SGD trust deposits
Overnight Fees	CFD long: 6.5% p.a. (interest-free until T+2) CFD short: 4.0% p.a. (interest-free until T+2)
Non Trading Fees	SGX Trading Fee: 0.0075% of contract value CDP Clearing Fee: 0.0325% of contract value SGX Settlement Fee: S$0.35 per contract CDP sub-account maintenance: S$15/month (or S$15/quarter for margin) CCT sub-accounts: no maintenance charge Foreign custody fee: S$2/counter/month (waived with 2+ trades/month)
Deposit Fee	0
Withdrawal Fee	SGD MEPS: S$40 USD TT: US$35 (local bank), US$75 (overseas bank) HKD TT: HK$250 (local HK bank), HK$400 (other) MYR TT: M$50 DBS multicurrency: US$5 (USD), HK$30 (HKD)
Inactivity Fee	CDP sub-account with nil balance: S$2/month (non-margin) or S$2/quarter (margin)
Currency Conversion Fee	Included in trade execution at prevailing rates Separate remittance charges apply for withdrawals
Data Feed Fees	Streaming live prices included with mobile app Web charts included with trading account No additional data feed fees documented
Order Modification Fee	0
Vip Fee Tiers	No formal VIP tier programme Volume-based tiered rates reward larger trades automatically 5% Mileage discount applied across all online brokerage

Minimum Spreads	Not applicable (stock broker, not forex/CFD spread-based) CFD pricing based on underlying market spreads
Maximum Leverage	CFD: Leverage available per MAS SIP requirements Share Margin Financing: Leverage based on marginable securities list Cash Collateralised Trading: Trading up to cash collateral value
Margin Call Level	Share Margin: Contact LTS for margin requirements CFD: Margin requirements per MAS rules
Stop Out Level	Contact LTS for forced liquidation policies
Negative Balance Protection	Under MAS regulatory framework Contact LTS for specific protections
Settlement Period	SGX: T+2 business days US: T+1 business day HK: T+2 business days Bursa: T+2 business days CFD: Interest-free until T+2
Order Execution Quality	SGX member firm with direct market access Best Execution Policy published on website Advisory and online order channels available

Crypto Count	0
Forex Pairs Count	0
Product Universe Overview	SGX listed securities: Stocks, ETFs, REITs, warrants, DLCs US: NYSE, AMEX, NASDAQ listed stocks and ETFs Hong Kong: HKEX listed securities Bursa Malaysia: Main Board and ACE Market SH-HK Stock Connect: China A-shares CFDs on SGX listed securities
Geographic Market Coverage	Singapore (SGX): Full member firm, primary focus United States: NYSE, AMEX, NASDAQ (online) Hong Kong: HKEX (online) Bursa Malaysia (online) SH-HK Stock Connect: China A-shares (online) Foreign markets (Australia, Japan, Korea, etc.) discontinued for online trading Dec 2025
Major Markets Details	SGX: Direct member firm with full access US: NYSE, AMEX, NASDAQ with ATP programme HK: HKEX with ATP programme and Stock Connect Bursa Malaysia: Main Board
Emerging Markets Details	Bursa Malaysia: Online trading at 0.25% (min MYR40) SH-HK Stock Connect: China A-shares at 0.25% (min CNY88) Other foreign markets (advisory only, higher fees): Australia 0.8%, Indonesia 0.75%, Japan 0.65%, Korea 1%, Philippines 1%, Taiwan 0.8%, Thailand 0.7%
Base Currencies Supported	SGD, USD, HKD, MYR, CNY, AUD

Trading Platforms Overview	limtan.com.sg web-based trading platform iPhone, Android, and iPad native mobile apps Web charts with 10 years of historical data Real-time streaming prices on mobile Mandatory 2FA and biometric authentication
Desktop Platform	Web-based platform accessed via browser (limtan.com.sg) No standalone desktop application Web charts with up to 10 years data Performance chart for multi-counter comparison Trade comment feature for notes
Mobile App	iPhone app (introduced 2011) Android app (introduced 2012) iPad app (introduced 2012) Streaming live prices on mobile Biometric authentication for orders (Jan 2026) Push notifications for trade alerts
Web Platform	limtan.com.sg trading portal Easy-to-navigate online trading interface Real-time alerts and signals on web charts Mandatory 2FA login since Sep 2025 Secure HTTPS connection
Trading Tools And Features	Web charts with up to 10 years historical data Real-time price alerts and signals Performance chart for counter comparison Trade comments for personal reference SMS trade notification alerts SGX News and SGX News Alerts
Charting And Technical Analysis	Web-based charting with historical data up to 10 years Real-time alerts and technical signals Performance chart for comparing counters Basic charting tools (no TradingView or similar integration) LTS AI Chart was decommissioned in Dec 2025
Risk Management Tools	Stop-loss and limit orders available Real-time portfolio and P&L monitoring SMS and push notification trade alerts Margin monitoring for margin accounts
Order Types Available	Market orders Limit orders Stop orders (SGX and US advanced orders) Good-till-date orders Day orders
Integrations And Api Access	No API access documented No third-party platform integrations
Third Party Platforms	None documented
Api Rate Limits	No API access available
Algo Trading Support	Not available

Customer Support Overview	Main line: +65 6799 8188 US Night Desk: +65 6533 4192/9703 (9pm to 1am SGT) Email support via website contact form Advisory trading through personal representative Local Singapore office
Phone Support Hours	Main line: Business hours US Night Desk: 9pm to 1am SGT (Singapore Time) Overseas callers: (+65) 6799 8188
Live Chat Availability	Not available
Email Response Time	Contact via website email form Response time not specified
Languages Supported	English
Local Office Presence	Singapore headquarters Local SGX member firm
Account Manager	Advisory trading option includes personal trading representative Higher commission rates apply for advisory services
Educational Resources Overview	LTS Daily Research Report China-HK News and Research SGX News and alerts FAQ sections for each product and market SIP learning modules Limited formal educational content
Beginner Resources	Young Investors FAQ section Electronic Account Application guide Basic market FAQs for each exchange No demo account or paper trading available
Webinars And Tutorials	No webinars or video tutorials documented E-brochures available for download
Market Analysis And Research	LTS Daily Research Report China-HK News and Research SGX News and SGX News Alerts Real-time streaming prices
Demo Account Details	No demo account available
Trading Courses	No formal trading courses documented SIP learning modules for regulatory compliance
Tax Reporting Help	E-statements and E-contracts available Trade confirmations provided Statement requisition: S$10 (under 5 years), S$30 (over 5 years)

Regulation Overview	SGX member firm since 1973 (over 50 years) Regulated by Monetary Authority of Singapore (MAS) MAS Capital Markets Services license holder One of Singapore's longest-running stockbrokers Mandatory 2FA and biometric security measures
Primary Regulator	Monetary Authority of Singapore (MAS)
License Number	SGX member firm MAS Capital Markets Services license (specific number not published on website)
Investor Protection Scheme	Client fund segregation under MAS regulations CDP sub-account for Singapore shares SGX Circuit Breaker and Error Trade Policy applies Best Execution Policy published
Security Features	Mandatory 2FA login (since Sep 2025) Biometric authentication for order placement (since Jan 2026) Secure HTTPS encrypted connections Cyber security advisory and guidelines published SMS trade notification alerts for monitoring

Commission Tiers

Standard SGX online: 0.28% (up to S$50k), 0.22% (S$50-100k), 0.18% (above S$100k)
CCT SGX online: 0.12% flat rate (min S$15)
CCT promotion rate: 0.08% (promotional, check validity)
Advisory SGX: 0.50% (up to S$50k), 0.40% (S$50-100k), 0.25% (above S$100k)
5% Mileage discount applied to all online rates

Trading Fees

SGX: 0.28% min S$25 (online), 0.50% min S$40 (advisory)
US: 0.3% min US$20 (online and advisory)
HK: 0.25% min HK$100 (online), 0.35% min HK$100 (advisory)
Bursa: 0.25% min MYR40 (online), 0.30% min MYR50 (advisory)
SH-HK Connect: 0.25% min CNY88

Stock Etf Commission

SGX stocks: 0.28% (up to S$50k), 0.22% (S$50-100k), 0.18% (above S$100k)
US stocks: 0.3% per trade (min US$20)
HK stocks: 0.25% per trade (min HK$100)
Bursa stocks: 0.25% per trade (min MYR40)
SH-HK Connect: 0.25% per trade (min CNY88)
CCT account: 0.12% flat rate (min S$15) for SGX, same rates for foreign

Financing Rates

CFD long positions: 6.5% p.a. finance charge
CFD short positions: 4.0% p.a. finance charge
Interest-free period: up to T+2 market days for CFDs
Share Margin Financing: rates vary by option chosen
CCT account pays 0.60% p.a. interest on SGD trust deposits

Margin Interest Rate

Share Margin Financing: contact LTS for current rates
CCT account: earns 0.60% p.a. on SGD trust deposits

Overnight Fees

CFD long: 6.5% p.a. (interest-free until T+2)
CFD short: 4.0% p.a. (interest-free until T+2)

Non Trading Fees

SGX Trading Fee: 0.0075% of contract value
CDP Clearing Fee: 0.0325% of contract value
SGX Settlement Fee: S$0.35 per contract
CDP sub-account maintenance: S$15/month (or S$15/quarter for margin)
CCT sub-accounts: no maintenance charge
Foreign custody fee: S$2/counter/month (waived with 2+ trades/month)

Deposit Fee

Withdrawal Fee

SGD MEPS: S$40
USD TT: US$35 (local bank), US$75 (overseas bank)
HKD TT: HK$250 (local HK bank), HK$400 (other)
MYR TT: M$50
DBS multicurrency: US$5 (USD), HK$30 (HKD)

Inactivity Fee

CDP sub-account with nil balance: S$2/month (non-margin) or S$2/quarter (margin)

Currency Conversion Fee

Included in trade execution at prevailing rates
Separate remittance charges apply for withdrawals

Data Feed Fees

Streaming live prices included with mobile app
Web charts included with trading account
No additional data feed fees documented

Order Modification Fee

Vip Fee Tiers

No formal VIP tier programme
Volume-based tiered rates reward larger trades automatically
5% Mileage discount applied across all online brokerage

Lim & Tan Securities

Overview

Pros

Cons

Key Highlights

Key Benefits

Available Tools

Detailed Information

Related Products

Pros

Cons