Overview

FSMOne, formerly Fundsupermart.com, is Singapore's leading online unit trust distributor run by iFAST Corporation. It permanently abolished all sales charges on funds in December 2016. Beyond funds, the platform covers stocks across 9 exchanges (SGX, HKEX, NASDAQ, NYSE, AMEX, BURSA, SSE, SZSE, LSE), 1652+ bonds via Bondsupermart Live, ETFs, and managed portfolios (MAPS). The Auto-Sweep account earns SGD 1.239% p.a., and a multi-currency cash account supports 12 currencies. FSMOne also launched the first debit card by a wealth platform, powered by Nium.

Pros

↑Permanent 0% sales charge on all unit trust purchases since December 2016
↑Multi-asset platform covering funds, stocks, ETFs, bonds, and managed portfolios in one account
↑Bondsupermart Live gives access to 1652+ retail and wholesale bonds with live pricing

Cons

↓Quarterly platform fee of 0.0875% on fund holdings adds up over time
↓Platform interface looks dated compared to newer fintech competitors
↓No options or futures trading available

Key Highlights

Trading Costs
0% sales charge on all funds
Permanently abolished all sales charges on unit trust purchases since 8 December 2016
First investment platform in Singapore with permanent 0% sales charge
Quarterly platform fee of 0.0875% on fund holdings (plus 9% GST)
Regular Savings Plan (RSP) from S$100 per month
Cut-off time: 3pm Singapore time on business days

Assets & Markets
9 stock exchanges plus bonds
SGX, HKEX, NASDAQ, NYSE, AMEX, BURSA, SSE, SZSE, LSE
Bondsupermart Live: 1652+ retail and wholesale bonds with live pricing
US Treasuries available for retail investors
BondExpress for new bond issues
First in the industry with flat fee for SGX stocks

Why Choose?
iFAST Corporation, MAS licensed
iFAST Corporation: CEO Lim Chung Chun
MAS-licensed since 2000 (Capital Markets Services License)
Originally launched as Fundsupermart.com, rebranded to FSMOne
Singapore's leading online unit trust distributor
Serves both retail and institutional clients across Asia

Regulation & Safety
MAS regulated since 2000
Licensed by Monetary Authority of Singapore (MAS)
Capital Markets Services License holder
iFAST Corporation listed on SGX
Client funds held in trust
Cash Account and Auto-Sweep are not savings accounts, not covered by deposit insurance scheme

Account Minimum
Multi-currency cash account
Multi-Currency Cash Account supporting 12 currencies
SGD 0.80%, USD 1.80%, HKD 1.00%, GBP 2.20%, CNH 0.60% interest p.a.
Auto-Sweep: SGD 1.239%, USD 3.112%, CNH 1.156% p.a. indicative yield (as of 03 Feb 2026)
Real-time FX currency conversion
No fees, no minimum balance required

Key Benefits

Trading Costs

★4.0

▼

0% sales charge on all unit trust purchases (permanent since December 2016)
Quarterly platform fee: 0.0875% on fund AUM (plus 9% GST)
Flat fee for SGX stock trades (first in the industry)
No account maintenance, inactivity, or currency conversion fees
9% GST applies to platform fees
Auto-Sweep and Cash Account interest earned at no extra cost

Platform And Tools

★3.4

▼

Web platform and mobile app available
Fund Selector and Fund Calculator tools
FSM Star Rating system for fund evaluation
RSP setup with weekly, bi-weekly, or monthly options
Real-time FX currency conversion for multi-currency account
Bondsupermart Live with live bond pricing
Bond Calculator and Advanced Bond Search
MAPS portfolio builder with 5 risk profiles

Research And Analysis

★4.2

▼

iFAST Research Team publishes regular market analysis (macro, stocks, bonds, funds, ETFs)
Recommended Funds List updated annually (2025/2026 edition available)
ETF Focus List with top picks
FSM Star Rating for market attractiveness across regions
FSM Indices tracking 16 equity categories (SG, Asia, China, EM, Europe, India, Japan, US)
Regular webcasts and investment expos (FSM Invest Expo 2026)
Bond market outlook reports for SGD and USD

Mobile Trading

★3.2

▼

FSMOne mobile app for iOS and Android
Fund, stock, ETF, and bond transactions on mobile
Debit card application and management via app
RSP setup from mobile
Push notifications for market updates
Interface functional but less polished than newer fintech apps

Account Features

★4.1

▼

Multi-Currency Cash Account with 12 currencies and interest (SGD 0.80%, USD 1.80%, GBP 2.20% p.a.)
Auto-Sweep Account: SGD 1.239%, USD 3.112%, CNH 1.156% p.a. indicative yield
FSMOne Debit Card (Nium Mastercard): spend investment proceeds directly, no annual fee
MAPS managed portfolios from S$500 minimum
RSP from S$100 per month across funds and ETFs
CPF and SRS investing supported
BondExpress for subscribing to new bond issues
No minimum income or balance requirement for account opening

Security And Trust

★4.0

▼

MAS licensed since 2000 (Capital Markets Services License)
iFAST Corporation listed on SGX
Client funds held in trust
Debit card powered by Nium (MAS License PS20200276)
Cash Account and Auto-Sweep are not savings accounts and not covered by deposit insurance
Long track record: originally Fundsupermart.com, rebranded to FSMOne

Customer Support

★3.5

▼

Live chat available on website
Feedback form on platform
FAQ sections for funds, bonds, stocks, debit card
Educational webcasts and investment expos
iFAST Research Team publications available to all users
English language support

Educational Resources

★4.0

▼

Extensive research library: macro, funds, stocks, ETFs, bonds
Regular webcasts from iFAST Research Team and fund managers
FSM Invest Expo (annual event, 2026 edition held)
Fund collections curated by theme (US, Asia, Digital Economy)
Comparison tools: ETFs vs Unit Trusts vs Stocks
Bond market data with yield curves for SG, HK, MY, US
Investment articles by CFA-credentialed analysts

Available Tools

Automation

▼

Dca	✓
Algo Trading	×
Grid Trading	×
Trading Bots	×
Robo Advisory	✓
Sentiment Analysis	×
Social Copy Trading	×
Ai Trading Assistant	×

Portfolio Tools

▼

Tax Harvesting	×
Islamic Account	×
Auto Rebalancing	✓
Dividend Tracker	×
Economic Calendar	×

Detailed Information

Commission Tiers	No commission tier structure for funds (0% sales charge for all users) Flat fee structure for SGX stocks (first in the industry) No volume-based pricing tiers
Trading Fees	Funds: 0% sales charge on all unit trust purchases (permanent since 8 December 2016) Quarterly platform fee: 0.0875% on fund holdings AUM GST: 9% applies to platform fees Example: S$50,000 AUM = S$47.69 quarterly (0.0875% + 9% GST) Stocks: flat fee for SGX trades ETFs: flat fee, with occasional processing fee-free promotions Bonds: via Bondsupermart Live with bid/ask spreads
Stock Etf Commission	SGX stocks: flat fee per trade (first in the industry with this pricing model) ETFs on SGX, HKEX, US, LSE available RSP available for SGX ETFs, US ETFs, LN ETFs, HK ETFs from S$100
Options Commission	Not available: FSMOne does not provide options trading
Futures Commission	Not available: FSMOne does not provide futures trading
Financing Rates	AI Product Financing available (listed on pricing page) Specific rates not publicly disclosed on website
Margin Interest Rate	JPY Margin financing mentioned in webcast content Specific margin rates not publicly disclosed on main pricing page
Overnight Fees	Not applicable for fund and stock holdings No overnight fees for standard buy-and-hold investments
Non Trading Fees	No account maintenance fees No inactivity fees No minimum balance required No minimum income requirement Multi-Currency Cash Account: no fees for currency conversion (real-time FX rates) Debit Card: no annual fee, no application fee, no card replacement fee, no cancellation fee 0.50% FX fee on debit card transactions (charged by card network, not FSMOne)
Deposit Fee	0
Withdrawal Fee	0
Inactivity Fee	0
Currency Conversion Fee	Multi-Currency Cash Account: real-time FX rates Debit Card: 0.50% FX charged by others (card network)
Data Feed Fees	Market data delayed at least 15 minutes No separate data subscription fees mentioned
Order Modification Fee	Not publicly disclosed
Vip Fee Tiers	No VIP tier program: same pricing for all users

Minimum Spreads	Market-dependent for stocks and ETFs Bond spreads visible on Bondsupermart Live (bid/ask prices shown)
Maximum Leverage	No leverage for standard fund and stock purchases AI Product Financing available for qualified investors
Margin Call Level	Applicable only for product financing users Standard fund and stock accounts do not use margin
Stop Out Level	Not applicable for standard accounts
Negative Balance Protection	Not applicable: no leveraged trading for standard accounts
Settlement Period	Funds: cut-off time 3pm Singapore time on business days, forward pricing at end-of-day NAV Orders placed after 3pm processed next business day Stocks: exchange-specific settlement (typically T+2) Bonds: settlement via Bondsupermart
Order Execution Quality	Funds processed at end-of-day NAV (forward pricing) Stocks and ETFs executed at market price during exchange hours Bonds traded with live bid/ask on Bondsupermart Live BondExpress for subscribing to new issues at launch price

Stocks Count	0
Etfs Count	0
Crypto Count	0
Forex Pairs Count	0
Product Universe Overview	Unit trusts: Singapore's largest online distributor (formerly Fundsupermart.com) ETFs across SGX, HKEX, US exchanges, LSE Bonds: 1652+ retail and wholesale bonds via Bondsupermart US Treasuries available for retail investors SGD corporate bonds, AUD/USD/GBP government bonds MAPS managed portfolios with curated fund and ETF selection REITs tradeable on SGX Stocks across 9 global exchanges
Geographic Market Coverage	Singapore (SGX) United States (NASDAQ, NYSE, AMEX) Hong Kong (HKEX) China (SSE, SZSE) Malaysia (BURSA) United Kingdom (LSE) Global fund coverage through unit trusts (Asia, Europe, India, Japan, EM)
Major Markets Details	SGX: stocks, ETFs, REITs, bonds US: NASDAQ, NYSE, AMEX for stocks and ETFs HKEX: Hong Kong stocks and ETFs LSE: London-listed stocks and ETFs
Emerging Markets Details	China: direct access via SSE and SZSE Malaysia: direct access via BURSA Broader EM exposure through unit trusts (funds covering Latin America, Asia Pacific, India) FSM Indices track Emerging Markets Equity performance
Base Currencies Supported	12 currencies: SGD, USD, HKD, CNH, MYR, AUD, CAD, CHF, EUR, GBP, JPY, NZD Multi-Currency Cash Account with interest on balances Real-time FX conversion

Trading Platforms Overview	FSMOne website (web-based platform) FSMOne mobile app (iOS and Android) No desktop application
Desktop Platform	No dedicated desktop application Web platform accessible via any browser
Mobile App	FSMOne mobile app for iOS and Android Fund, stock, ETF, and bond transactions Debit card application and management RSP setup and management Account opening via MyInfo (under 5 minutes)
Web Platform	Browser-based access at secure.fundsupermart.com Full trading and account management Bondsupermart Live for bond trading Fund Selector, Calculator, and RSP tools Real-time FX conversion Research library and webcasts
Trading Tools And Features	Fund Selector for screening funds Fund Calculator for projections FSM Star Rating for market attractiveness Bond Calculator and Advanced Bond Search RSP scheduling (weekly, bi-weekly, monthly) Best/Worst Performers rankings Top Volume, Top Dividend tracking Recommended Funds List and ETF Focus List
Charting And Technical Analysis	Basic market data with FSM Indices Government bond yield curves for SG, HK, MY, US Bond market data with yield, spread, and performance tracking Limited charting compared to dedicated stock brokers
Risk Management Tools	MAPS risk profiling with 5 risk profiles Fund risk ratings available Bond credit information displayed No stop-loss or take-profit orders for fund investments
Order Types Available	Market orders for stocks and ETFs Fund orders processed at end-of-day NAV Bond orders via Bondsupermart Live at quoted prices BondExpress subscriptions for new issues RSP for automatic regular investments
Integrations And Api Access	No public API access FSMOne Debit Card integrates with Mastercard payment network via Nium
Third Party Platforms	No third-party platform integrations
Api Rate Limits	Not applicable: no public API
Algo Trading Support	Not available

Customer Support Overview	Live chat on website Feedback form on platform FAQ sections organized by product (funds, bonds, stocks, debit card) English language support
Phone Support Hours	Not prominently listed on website
Live Chat Availability	Live chat available on FSMOne website during business hours
Email Response Time	Contact via feedback form Response times not publicly specified
Languages Supported	English Chinese content available (iFAST Weekly Commentary in Chinese)
Local Office Presence	iFAST Corporation headquartered in Singapore Operations across Asia
Account Manager	Not available for standard retail accounts MAPS provides managed portfolio service as alternative
Educational Resources Overview	iFAST Research Team articles across macro, funds, stocks, ETFs, bonds CFA-credentialed analysts (Tan De Jun CFA, others) Regular webcasts and video content FSM Invest Expo (annual investment event) Fund collections curated by theme and region
Beginner Resources	Getting started guides on platform Fund vs ETF vs Stock comparison table RSP educational content Step-by-step account opening process Debit card application walkthrough
Webinars And Tutorials	Regular webcasts from iFAST Research Team Fund manager presentations (Eastspring, Janus Henderson, BlackRock, Manulife) Market outlook webinars (iFAST 2026 Investment Outlook) FSM Invest Expo 2026 with multiple sessions
Market Analysis And Research	iFAST 2026 Investment Outlook Weekly macro research commentary Bond market outlooks (SGD and USD for 2026) ETF Insights reports Stock analysis on individual names Fund idea articles with buy/sell reasoning FSM Indices for tracking 16 equity categories globally
Demo Account Details	No demo account available
Trading Courses	No structured trading courses Educational content through research articles and webcasts
Tax Reporting Help	Transaction history available for export No specific tax reporting tools mentioned Users responsible for own tax filing

Regulation Overview	Regulated by Monetary Authority of Singapore (MAS) Capital Markets Services License holder iFAST Corporation listed on SGX Operating since 2000 as Fundsupermart.com, rebranded to FSMOne Debit card issued by Nium (MAS License PS20200276)
Primary Regulator	Monetary Authority of Singapore (MAS)
License Number	iFAST Financial Pte. Ltd. (subsidiary of iFAST Corporation) Capital Markets Services License Nium Pte. Ltd. License No. PS20200276 (debit card issuer)
Investor Protection Scheme	Client funds held in trust by iFAST Cash Account and Auto-Sweep Account are not savings accounts Not covered by Singapore Deposit Insurance Scheme Debit card funds held separately by Nium
Security Features	Secure login via HTTPS (secure.fundsupermart.com) MyInfo integration for fast account verification Account activity monitoring Debit card can be managed and frozen via app

Commission Tiers

No commission tier structure for funds (0% sales charge for all users)
Flat fee structure for SGX stocks (first in the industry)
No volume-based pricing tiers

Trading Fees

Funds: 0% sales charge on all unit trust purchases (permanent since 8 December 2016)
Quarterly platform fee: 0.0875% on fund holdings AUM
GST: 9% applies to platform fees
Example: S$50,000 AUM = S$47.69 quarterly (0.0875% + 9% GST)
Stocks: flat fee for SGX trades
ETFs: flat fee, with occasional processing fee-free promotions
Bonds: via Bondsupermart Live with bid/ask spreads

Stock Etf Commission

SGX stocks: flat fee per trade (first in the industry with this pricing model)
ETFs on SGX, HKEX, US, LSE available
RSP available for SGX ETFs, US ETFs, LN ETFs, HK ETFs from S$100

Options Commission

Not available: FSMOne does not provide options trading

Futures Commission

Not available: FSMOne does not provide futures trading

Financing Rates

AI Product Financing available (listed on pricing page)
Specific rates not publicly disclosed on website

Margin Interest Rate

JPY Margin financing mentioned in webcast content
Specific margin rates not publicly disclosed on main pricing page

Overnight Fees

Not applicable for fund and stock holdings
No overnight fees for standard buy-and-hold investments

Non Trading Fees

No account maintenance fees
No inactivity fees
No minimum balance required
No minimum income requirement
Multi-Currency Cash Account: no fees for currency conversion (real-time FX rates)
Debit Card: no annual fee, no application fee, no card replacement fee, no cancellation fee
0.50% FX fee on debit card transactions (charged by card network, not FSMOne)

Deposit Fee

Withdrawal Fee

Inactivity Fee

Currency Conversion Fee

Multi-Currency Cash Account: real-time FX rates
Debit Card: 0.50% FX charged by others (card network)

Data Feed Fees

Market data delayed at least 15 minutes
No separate data subscription fees mentioned

Order Modification Fee

Not publicly disclosed

Vip Fee Tiers

No VIP tier program: same pricing for all users

FSMOne

Overview

Pros

Cons

Key Highlights

Key Benefits

Available Tools

Detailed Information

Related Products

Pros

Cons