Name: Crypto.com
Brand: Crypto.com
Price: 4.99 SGD
Availability: InStock
Rating: 3.9 (1 reviews)

Overview

Crypto.com holds a MAS Major Payment Institution license and gives Singapore users access to over 400 cryptocurrencies with zero-fee SGD deposits via FAST. The Level Up subscription program starts at S$4.99 monthly, removing trading fees and boosting staking yields up to 9.5% on CRO. The Crypto.com Visa Card returns up to 8% in CRO on purchases, with airport lounge access on premium tiers. Founded in 2016 with 150 million users globally, the platform maintains ISO 27701, ISO 22301, and PCI DSS certifications.

Pros

↑Zero-fee SGD deposits and withdrawals via FAST up to S$200,000
↑Full cryptocurrency ecosystem with 400+ tokens, Visa Card, and DeFi access
↑Crypto.com Visa Card with up to 8% rewards and Spotify/Netflix rebates

Cons

↓App spreads can reach 3.5%, significantly higher than exchange fees
↓Customer support limited to chat with slow response times reported
↓Best rewards require substantial CRO staking or monthly subscriptions

Key Highlights

Welcome Offer
Level Up from S$4.99/month
Three subscription tiers: Plus, Pro, Private
Zero trading fees on crypto with any subscription
Enhanced staking yields up to 9.5% on CRO
Can also qualify via CRO lockup instead of subscription

Trading Costs
0.25% maker 0.50% taker
Exchange starting fees: 0.25% maker, 0.50% taker
CRO lockup: 0% maker fees, 12% off taker fees
Volume discounts: Fees decrease with 30-day trading volume
Level Up subscribers: Zero trading fees on all tiers

Assets & Markets
400+ cryptocurrencies
Over 400 digital assets available for trading
Includes major cryptocurrencies and altcoins
NFT marketplace access
Crypto Baskets for diversified investing

Why Choose?
Up to 8% card rewards
Crypto.com Visa Prepaid Card spending rewards
Up to 8% back in CRO on eligible purchases
Spotify and Netflix rebates on select tiers
Free ATM withdrawals based on card tier

Regulation & Safety
MAS Major Payment Institution
Licensed by Monetary Authority of Singapore since June 2023
Client funds segregated for protection
ISO 27701, ISO 22301, PCI DSS certified
Full regulatory compliance for DPT services

Account Minimum
Zero-fee SGD deposits
Free SGD deposits via FAST and PayNow
Free SGD withdrawals up to S$200,000 per transaction
Instant processing for FAST transfers
No Crypto.com fees (bank fees may apply)

Key Benefits

Trading Costs

★3.2

▼

App spreads: Can reach up to 3.5% on simple buy/sell trades
Exchange fees: 0.25% maker / 0.50% taker starting rate
CRO lockup: 0% maker fees, 12% off taker fees
Level Up members: Zero trading fees on crypto
Credit card deposits: 3.5% fee applies
Withdrawal fees vary by cryptocurrency

Platform And Tools

★4.2

▼

Crypto.com App: Beginner-friendly mobile-first interface
Crypto.com Exchange: Advanced trading platform with TradingView charts
100+ technical indicators and drawing tools
Price alerts and automated trading bots
Crypto Baskets for one-tap diversified investing
DeFi Wallet integration for decentralized access

Research And Analysis

★3.5

▼

Market news feed and price alerts
TradingView charting integration
Limited proprietary research or analysis
Educational content for beginners
Crypto University learning resources
Basic fundamental data on major coins

Mobile Trading

★4.1

▼

Highly rated iOS and Android apps
Full trading capabilities on mobile
Biometric authentication support
Real-time push notifications
Integrated card management
App Store rating: 4.5+ stars

Account Features

★4.3

▼

Multiple account types: Basic, Plus, Pro, Private
Crypto Earn staking with flexible and fixed terms
Crypto.com Visa Card integration
Multi-currency support (SGD, USD, EUR)
No minimum deposit required
Fast KYC verification via Singpass MyInfo

Security And Trust

★4.4

▼

MAS Major Payment Institution License (June 2023)
ISO 27701, ISO 22301, PCI DSS certified
100% of user assets in cold storage
Two-factor authentication mandatory
Client funds segregated from company assets
Regular security audits conducted

Customer Support

★2.8

▼

In-app chat support only
No phone support available
English and Chinese language support
Response times can be slow (24-48 hours reported)
Help Center with detailed FAQs
Priority support for Level Up Private members

Educational Resources

★3.6

▼

Crypto University with beginner courses
Blog articles on market trends
Video tutorials for platform features
Glossary of cryptocurrency terms
Limited advanced trading education
Demo account not available

VIP Program

1Basic (Free)

▼

Volume A U M	No subscription or CRO requirement Available to all verified users
Fee Waivers	Standard trading fees apply App: Spread-based pricing up to 3.5% Exchange: 0.25% maker / 0.50% taker
Exclusive Tools	Access to all cryptocurrencies Basic Crypto Earn rates Crypto Baskets available
Other Perks	Standard customer support Educational resources access Mobile and desktop platforms

2Plus (S$4.99/month or 1,000 CRO lockup)

▼

Volume A U M	Monthly subscription: S$4.99 OR lock up 1,000+ CRO for 365 days No minimum trading volume
Fee Waivers	Zero trading fees on crypto Enhanced Crypto Earn rates 1% card spending rewards
Exclusive Tools	Target Price automation Recurring Buy feature Time-Weighted Average Price bots Midnight Visa Card tier eligible
Other Perks	3% staking yield on CRO Stock transfer bonus 1.25% Spotify rebate (6 months) Priority email support

3Pro (S$29.99/month or 10,000 CRO lockup)

▼

Volume A U M	Monthly subscription: S$29.99 OR lock up 10,000+ CRO for 365 days No minimum trading volume
Fee Waivers	Zero trading fees on crypto Premium Crypto Earn rates 3% card spending rewards
Exclusive Tools	All Plus tier features Advanced trading tools API access available Ruby Steel Visa Card tier eligible
Other Perks	5% staking yield on CRO Stock transfer bonus 1.75% Spotify + Netflix rebates (6 months) Free ATM withdrawals up to S$800/month Airport lounge access

4Private (S$149.99/month or 100,000+ CRO lockup)

▼

Volume A U M	Monthly subscription: S$149.99 OR lock up 100,000+ CRO for 365 days For high-net-worth users
Fee Waivers	Zero trading fees on crypto Maximum Crypto Earn rates Up to 8% card spending rewards
Exclusive Tools	All Pro tier features OTC trading desk access Institutional-grade execution Jade/Indigo Visa Card tier eligible
Other Perks	9.5% staking yield on CRO Stock transfer bonus 2.5% Spotify + Netflix rebates (unlimited) Free ATM withdrawals up to S$1,000/month Airport lounge access (unlimited) Dedicated relationship manager Exclusive sporting event invites

Available Tools

Trading Tools

▼

Paper Trading	×
Margin Trading	×
Zero Commission	✓
Fractional Shares	×
After Hours Trading	×

Automation

▼

Dca	✓
Algo Trading	×
Grid Trading	×
Trading Bots	✓
Robo Advisory	×
Sentiment Analysis	×
Social Copy Trading	×
Ai Trading Assistant	×

Crypto Tools

▼

Launchpad	×
Crypto Earn	✓
Crypto Staking	✓
Nft Marketplace	✓

Advanced Tools

▼

Api Access	✓
Basket Trading	✓
Options Strategies	×
Smart Order Routing	×
Backtesting Capabilities	×

Detailed Information

Commission Tiers	Basic tier: Standard fees apply Plus tier (S$4.99/month): Zero trading fees Pro tier (S$29.99/month): Zero trading fees Private tier (S$149.99/month): Zero trading fees Volume discounts: Exchange fees decrease with 30-day trading volume
Trading Fees	App spreads: 0.4% to 3.5% depending on payment method and token Exchange maker fees: Start at 0.25% (0% with CRO lockup) Exchange taker fees: Start at 0.50% (12% off with CRO lockup) Credit card purchases: 3.5% fee Level Up members: Zero fees on subscription tiers
Financing Rates	Margin trading not available in Singapore Crypto Earn provides staking yields instead Rates vary by token and lock-up period
Non Trading Fees	No account maintenance fees No inactivity fees Card inactivity: S$5/month after 12 months Card reissuance: S$39.99 (waived for Level Up Plus annual)
Deposit Fee	SGD via FAST: Free SGD via PayNow: Free Credit card: 3.5% Crypto deposits: Free (network fees apply)
Withdrawal Fee	SGD via FAST: Free (up to S$200,000) Crypto withdrawals: Vary by token (e.g., 0.0004 BTC) Network transaction fees apply
Currency Conversion Fee	Card foreign transaction: 0.5% (Midnight tier) Higher tiers: Interbank exchange rates
Data Feed Fees	Real-time market data included free
Order Modification Fee	0
Vip Fee Tiers	Level Up Plus: Zero trading fees for S$4.99/month Level Up Pro: Zero trading fees + 3% card rewards for S$29.99/month Level Up Private: Zero trading fees + 8% card rewards for S$149.99/month CRO lockup alternative: Lock CRO instead of paying subscription

Minimum Spreads	App: 0.4% to 3.5% depending on payment method Exchange: Maker/taker spread from 0.75% combined
Maximum Leverage	Not available (margin trading restricted in Singapore)
Negative Balance Protection	Yes (no margin trading, so inherently protected)
Settlement Period	Instant for crypto-to-crypto SGD deposits via FAST: Instant SGD withdrawals: T+0 (same day)
Order Execution Quality	Market maker model with instant execution TradingView integration for advanced orders Limit and stop orders available Price alerts and automation tools

Stocks Count	0
Etfs Count	0
Crypto Count	400
Forex Pairs Count	0
Product Universe Overview	400+ cryptocurrencies including Bitcoin, Ethereum, major altcoins NFT marketplace for digital collectibles Crypto Baskets for diversified investing DeFi tokens and protocols supported
Geographic Market Coverage	Global cryptocurrency markets No geographic stock exchange access DeFi protocols on multiple blockchains
Major Markets Details	Bitcoin (BTC), Ethereum (ETH), XRP, Solana (SOL) Cronos (CRO) native token Major DeFi tokens (UNI, AAVE, COMP) Stablecoins (USDT, USDC, DAI)
Emerging Markets Details	New token listings regularly added Access to emerging layer-1 and layer-2 projects Memecoins and trending tokens available
Base Currencies Supported	SGD, USD, EUR, GBP, HKD, JPY, AUD, CAD

Trading Platforms Overview	Crypto.com App: Mobile-first beginner-friendly platform Crypto.com Exchange: Advanced trading with TradingView DeFi Wallet: Non-custodial decentralized access Web platform available for all features
Desktop Platform	Web-based exchange accessible via browser TradingView advanced charting suite Multiple order types and automation Portfolio tracking and analytics
Mobile App	iOS and Android native apps (4.5+ stars) Full trading and card management Biometric authentication (Face ID, fingerprint) Push notifications for price alerts Offline portfolio viewing
Web Platform	Full-featured browser access No download required Same functionality as mobile app Responsive design for all devices
Trading Tools And Features	Target Price automation Recurring Buy for dollar-cost averaging Time-Weighted Average Price bots Crypto Baskets for diversified investing Price alerts and notifications Portfolio tracking and analytics
Charting And Technical Analysis	TradingView integration on Exchange 100+ technical indicators available Multiple chart types and timeframes Drawing tools and pattern recognition Real-time market data streaming
Risk Management Tools	Stop-loss and take-profit orders Price alerts via push notifications Portfolio diversification via Crypto Baskets Two-factor authentication mandatory Withdrawal address whitelisting
Order Types Available	Market orders (instant execution) Limit orders (set price) Stop orders (trigger price) Recurring buy orders Target price automation
Integrations And Api Access	REST API available for Level Up Pro/Private DeFi Wallet integration for decentralized protocols Third-party app connectivity limited TradingView charting integrated
Third Party Platforms	TradingView
Api Rate Limits	Standard rate limits apply Higher limits for institutional users Details available in API documentation
Algo Trading Support	Limited support via API access Automation tools: Recurring Buy, Target Price, TWAP bots No full algorithmic trading platform

Customer Support Overview	In-app chat support 24/7 No phone support available Help Center with FAQ articles Community support via social media
Phone Support Hours	Not available
Live Chat Availability	24/7 via in-app messaging
Email Response Time	24-48 hours typical response Priority support for Level Up Private members
Languages Supported	English, Chinese (Mandarin)
Local Office Presence	Singapore headquarters (registered with MAS) Global offices in multiple countries
Account Manager	Yes (Level Up Private tier only)
Educational Resources Overview	Crypto University with courses for beginners Blog articles on market trends and analysis Video tutorials for platform features Glossary of cryptocurrency terminology
Beginner Resources	Yes, getting started guides available Crypto University courses Platform tutorial videos
Webinars And Tutorials	Video tutorials on YouTube Platform walkthrough guides Limited live webinars
Market Analysis And Research	Market news feed in app Limited proprietary research Third-party analysis via TradingView
Demo Account Details	Not available Can start with small amounts (no minimum deposit)
Trading Courses	Basic cryptocurrency education available Crypto University learning modules No advanced trading courses
Tax Reporting Help	Transaction history downloadable CSV export for tax purposes No dedicated tax reporting tools

Regulation Overview	Major Payment Institution License from MAS (June 2023) Authorized for Digital Payment Token services Full compliance with Payment Services Act Regular regulatory audits conducted
Primary Regulator	Monetary Authority of Singapore (MAS)
License Number	Major Payment Institution License Foris DAX Asia Pte. Ltd. (operating entity)
Investor Protection Scheme	Client funds segregated from company assets 100% of user assets in cold storage Insurance coverage for certain holdings Travel Rule compliance for transactions over S$1,500
Security Features	Two-factor authentication (2FA) mandatory Biometric login (Face ID, fingerprint) Withdrawal address whitelisting ISO 27701, ISO 22301, PCI DSS certified Email and SMS transaction alerts Anti-phishing code customization Device management and session monitoring

Commission Tiers

Basic tier: Standard fees apply
Plus tier (S$4.99/month): Zero trading fees
Pro tier (S$29.99/month): Zero trading fees
Private tier (S$149.99/month): Zero trading fees
Volume discounts: Exchange fees decrease with 30-day trading volume

Trading Fees

App spreads: 0.4% to 3.5% depending on payment method and token
Exchange maker fees: Start at 0.25% (0% with CRO lockup)
Exchange taker fees: Start at 0.50% (12% off with CRO lockup)
Credit card purchases: 3.5% fee
Level Up members: Zero fees on subscription tiers

Financing Rates

Margin trading not available in Singapore
Crypto Earn provides staking yields instead
Rates vary by token and lock-up period

Non Trading Fees

No account maintenance fees
No inactivity fees
Card inactivity: S$5/month after 12 months
Card reissuance: S$39.99 (waived for Level Up Plus annual)

Deposit Fee

SGD via FAST: Free
SGD via PayNow: Free
Credit card: 3.5%
Crypto deposits: Free (network fees apply)

Withdrawal Fee

SGD via FAST: Free (up to S$200,000)
Crypto withdrawals: Vary by token (e.g., 0.0004 BTC)
Network transaction fees apply

Currency Conversion Fee

Card foreign transaction: 0.5% (Midnight tier)
Higher tiers: Interbank exchange rates

Data Feed Fees

Real-time market data included free

Order Modification Fee

Vip Fee Tiers

Level Up Plus: Zero trading fees for S$4.99/month
Level Up Pro: Zero trading fees + 3% card rewards for S$29.99/month
Level Up Private: Zero trading fees + 8% card rewards for S$149.99/month
CRO lockup alternative: Lock CRO instead of paying subscription