DBS Woman’s World Card

WalletWalk Rating

Best for online shoppers & overseas spenders

Last updated: 07-Sept-2025

Overview

The DBS Woman’s World Credit Card is a great choice for frequent online shoppers and travelers, offering up to 10X DBS Points (4 miles / S$1) on online purchases and 3X DBS Points (1.2 miles / S$1) on overseas spending.

Pros

↑10X DBS Points (4 miles / S$1) on online purchases
↑Coverage for online purchases

Cons

↓Higher rewards are only for online and overseas spending
↓Points are awarded / S$5 spent, limiting micro-rewards

Key Highlights

Reward Rate
1X - 10X Points on eligible spends
10X DBS Points (4 miles / S$1) on online purchases
3X DBS Points (1.2 miles / S$1) on overseas purchases
1X DBS Point (0.4 miles / S$1) on all other purchases

Minimum Salary
S$80,000

Annual Fee
First year waived, post which S$196.20 charged
Waived on annual spends of S$25,000

Key Benefits

Dining

▼

1-for-1 deals at Sarnies + S$10 return voucher with any spend at So Pho, Discounts at TriplePlus, Sentosa, and more (subject to varying validity)

Fuel

▼

14% instant fuel savings at Esso + 1 Smiles Point / litre of Synergy fuel purchased at any Esso station

Lifestyle

▼

Offers & benefits at Universal Studios, Jewel Changi Airport, Mount Faber, and more

Reward Points

▼

10X DBS Points (4 miles / S$1) on online purchases
3X DBS Points (1.2 miles / S$1) on overseas purchases
1X DBS Point (0.4 miles / S$1) on all other spends

Shopping

▼

Discounts on PAZZION, Palmonas, Brooks Brothers, and more (subject to varying validity)

Merchant Offers

▼

Discounts on PAZZION, Little Farms Online, So Pho, Sarnies, Emirates Singapore and more (offers subject to varying validity)

Travel

▼

Up to 10% off Emirates fares and 8% off Expedia hotels (subject to varying validity)

Liability Protection

▼

Unauthorized charges capped at S$100 if reported promptly and not due to negligence + e-Commerce protection for online transactions

First Year Free

▼

Yes

Detailed Information

Annual Fee	First year waived, post which S$196.20 charged
Annual Fee Waiver	Waived on annual spends of S$25,000
Foreign Currency Markup	3%
Late Payment Charges	S$100 if your outstanding balance is more than S$200
Cash Advance Fee	8% of the amount withdrawn per transaction (minimum charge of S$15)
Fee For Supplementary Card	S$98.10

Identity Proof	Singaporeans/PRs: NRIC (front and back) Foreigners: Passport and Employment Pass/S Pass
Address Proof	Foreigners: Latest copy of your Residential Address proof dated within 3 months before the date of card application (For new DBS/POSB Bank customers only)
Income Proof Salaried	Singaporeans/PRs: Latest 3 months’ computerised payslip in SGD Full Set of Letter of Appointment (Signed copy by HR and you) + Copy of Staff Pass (In case, length of employment less than 3 months) Foreigners: Valid Passport (with at least 6 months validity at the time of application) Work Pass (with at least 6 months validity at the time of application) Latest Income Tax Notice of Assessment in SGD Latest 3 months’ computerised payslip in SGD Company letter certifying employment and salary in SGD (dated within 3 months before the date of card application) (In case, length of employment less than 3 months)
Income Proof Self Employed	Singaporeans/PRs: Latest Income Tax Notice of Assessment in SGD Foreigners: Latest Income Tax Notice of Assessment in SGD Latest 3 months’ computerised payslip in SGD Company letter certifying employment and salary in SGD (dated within 3 months before the date of card application) (In case, length of employment less than 3 months)

DBS Woman’s World Card

Age Requirement Salaried	21+ years
Age Requirement Self Employed	21+ years
Minimum Annual Income Salaried	S$80,000
Minimum Annual Income Self Employed	S$80,000

Age Requirement Salaried	21+ years
Age Requirement Self Employed	21+ years
Minimum Annual Income Salaried	S$80,000
Minimum Annual Income Self Employed	S$80,000