Find The Best No Annual Fee Credit Cards in Philippines

We have searched for and listed the Best Credit Cards With No Annual Fee in Philippines across banks like BPI, BDO, RCB, eastwest, PNB, Metrobank, Security Bank, HSBC and more. These credit cards allow you the usage of credit without the annual fee associated with credit card ownership.

Do keep in mind that other fees and charges like interest, late payment, etc still apply on all cards.

Citi Simplicity+ Card
Best for No Annual Fee

Main Feature
No annual fee or late payment fee for the entire duration of usage
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Main Feature
No annual fee or late payment fee for the entire duration of usage
Annual Fees
No Fee
Monthly Interest Rate
3.5%
Min Annual Income
₱180000

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AUB Easy MasterCard
Best for No Annual Fee, Rewards

Main Feature
No annual fee for life and 1 Rewards Point per ₱20 spend
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Main Feature
No annual fee for life and 1 Rewards Point per ₱20 spend
Annual Fees
No Fee
Monthly Interest Rate
3.5%
Min Annual Income
₱252,000

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AUB Classic MasterCard
Best for No Annual Fee, Shopping, Easy Approval, Rewards

Main Feature
No annual fee for life and 1 Rewards Point per ₱20 spend
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Main Feature
No annual fee for life and 1 Rewards Point per ₱20 spend
Annual Fees
No Fee
Monthly Interest Rate
3.5%
Min Annual Income
₱252,000

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AUB Gold MasterCard
Best for No Annual Fee, Shopping, Rewards

Main Feature
No annual fee for life and 1 Rewards Point per ₱20 spend
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Main Feature
No annual fee for life and 1 Rewards Point per ₱20 spend
Annual Fees
No Fee
Monthly Interest Rate
3.5%
Min Annual Income
₱600,000

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AUB Platinum MasterCard
Best for No Annual Fee, Shopping, Rewards

Main Feature
No annual fee for life and 1 Rewards Point per ₱20 spend
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Main Feature
No annual fee for life and 1 Rewards Point per ₱20 spend
Annual Fees
No Fee
Monthly Interest Rate
3.5%
Min Annual Income
₱1,200,000

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BPI eCredit
Best for No Annual Fee, Easy Approval, Shopping, Dining

Main Feature
No annual fees for life and lower credit limit
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Main Feature
No annual fees for life and lower credit limit
Annual Fees
No Fee
Monthly Interest Rate
3.5%
Min Annual Income
₱N.A

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EastWest Platinum MasterCard
Best for No Annual Fee, Shopping, Entertainment, Rewards

Main Feature
1 Platinum Rewards Point per ₱40 spend.
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Main Feature
1 Platinum Rewards Point per ₱40 spend.
Annual Fees
No Fee
Monthly Interest Rate
2.75%
Min Annual Income
₱1,800,000

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EastWest Priority Visa Infinite Card
Best for No Annual Fee, Travel, Shopping, Rewards

Main Feature
No annual fees for life and 1 Infinite Rewards Point per ₱10 spend
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Main Feature
No annual fees for life and 1 Infinite Rewards Point per ₱10 spend
Annual Fees
No Fee
Monthly Interest Rate
1.99%
Min Annual Income
₱2,500,000

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HSBC Premier Mastercard
Best for Rewards, Shopping, Dining, Entertainment, Bill Payment, No Annual Fee

Main Feature
No annual fee for life and accelerated rewards
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Main Feature
No annual fee for life and accelerated rewards
Annual Fees
No Fee
Monthly Interest Rate
3.1%
Min Annual Income
₱

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