Best Credit Cards For Your Grocery needs in 2023

We have analyzed hundreds of credit cards to find you the best credit cards to buy groceries in Philippines. These credit cards usually have a partnership with specific super market chains and give you higher points / rebate on your grocery purchase.

Table Of Content
  • Citi Cash Back Mastercard

    Best for Cash Back, Shopping, Groceries, Dining, Entertainment, Bill Payment

    Citi Cash Back Mastercard

    Main Feature

    Up to 6% cashback on supermarket purchases and 0.2% on all others

    + See More

    Main Feature

    Up to 6% cashback on supermarket purchases and 0.2% on all others

    Annual Fees

    ₱3500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱180000

    + See More
    Loading details...
  • Security Bank Complete Cashback MasterCard

    Best for Cash Back, Shopping, Groceries, Dining, Bill Payment, Fuel

    Security Bank Complete Cashback MasterCard

    Main Feature

    Up to 5% cashback on essential expenses

    + See More

    Main Feature

    Up to 5% cashback on essential expenses

    Annual Fees

    ₱3,000

    First year free

    Monthly Interest Rate

    3.50%

    Min Annual Income

    ₱360,000

    + See More
    Loading details...
  • RCBC Bankard Flex Visa

    Best for Shopping, Groceries, Dining, Fuel, Rewards

    RCBC Bankard Flex Visa

    Main Feature

    2 Rewards points per ₱50 spent on two choice categories

    + See More

    Main Feature

    2 Rewards points per ₱50 spent on two choice categories

    Annual Fees

    ₱1,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱250,000

    + See More
    Loading details...
  • HSBC Platinum Visa Credit Card

    Best for Travel, Shopping, Groceries, Dining, Entertainment, Bill Payment

    HSBC Platinum Visa Credit Card

    Main Feature

    1 air mile for as low as every ₱25 spent

    + See More

    Main Feature

    1 air mile for as low as every ₱25 spent

    Annual Fees

    ₱5,000

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱500000

    + See More
    Loading details...
  • HSBC Gold Visa Cash Back Credit Card

    Best for Cash Back, Shopping, Groceries, Dining, Entertainment, Bill Payment, Fuel

    HSBC Gold Visa Cash Back Credit Card

    Main Feature

    Up to 5% cash back on dining and 0.5% cash back on all others.

    + See More

    Main Feature

    Up to 5% cash back on dining and 0.5% cash back on all others.

    Annual Fees

    ₱2,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱200000

    + See More
    Loading details...
  • BPI Family Savings Credit Card

    Best for Shopping, Easy Approval, Groceries

    BPI Family Savings Credit Card

    Main Feature

    Low interest rate at 3%

    + See More

    Main Feature

    Low interest rate at 3%

    Annual Fees

    ₱1,350

    First year free

    Monthly Interest Rate

    3%

    Min Annual Income

    ₱180,000

    + See More
    Loading details...
  • The American Express Cashback Credit Card

    Best for Cash Back, Shopping, Groceries, Dining, Bill Payment

    The American Express Cashback Credit Card

    Main Feature

    Up to 5% cashback for first 3 months and 1% cashback thereafter.

    + See More

    Main Feature

    Up to 5% cashback for first 3 months and 1% cashback thereafter.

    Annual Fees

    ₱3,000

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱420000

    + See More
    Loading details...
  • The American Express Platinum Credit Card

    Best for Shopping, Groceries, Dining, Bill Payment

    The American Express Platinum Credit Card

    Main Feature

    1 Rewards point for every ₱45 spent and 24/7 concierge service

    + See More

    Main Feature

    1 Rewards point for every ₱45 spent and 24/7 concierge service

    Annual Fees

    ₱5,000

    First year free

    Monthly Interest Rate

    3%

    Min Annual Income

    ₱1800000

    + See More
    Loading details...
  • RCBC Bankard Visa Platinum

    Best for Travel, Shopping, Groceries, Bill Payment, Fuel

    RCBC Bankard Visa Platinum

    Main Feature

    1 Preferred Air Mile per ₱25 overseas spend/₱48 local spend

    + See More

    Main Feature

    1 Preferred Air Mile per ₱25 overseas spend/₱48 local spend

    Annual Fees

    ₱5,000

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱498,000

    + See More
    Loading details...
  • RCBC Bankard Gold Card

    Best for Shopping, Groceries, Fuel, Rewards

    RCBC Bankard Gold Card

    Main Feature

    1 Rewards point per ₱36 spent shopping

    + See More

    Main Feature

    1 Rewards point per ₱36 spent shopping

    Annual Fees

    ₱3,000

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱360,000

    + See More
    Loading details...
  • RCBC Bankard Classic Card

    Best for Rewards, Shopping, Groceries, Fuel

    RCBC Bankard Classic Card

    Main Feature

    1 Rewards point per ₱36 spent shopping

    + See More

    Main Feature

    1 Rewards point per ₱36 spent shopping

    Annual Fees

    ₱1,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱250,000

    + See More
    Loading details...
  • EastWest Practical MasterCard

    Best for Easy Approval, Groceries, Fuel

    EastWest Practical MasterCard

    Main Feature

    3.25% monthly interest rate at supermarkets, gasoline stations and drugstores

    + See More

    Main Feature

    3.25% monthly interest rate at supermarkets, gasoline stations and drugstores

    Annual Fees

    ₱1,400

    Monthly Interest Rate

    3.25% to 3.49%

    Min Annual Income

    ₱120,000

    + See More
    Loading details...
  • Citi Shell Card

    Best for Fuel, Shopping, Groceries, Dining, Entertainment, Bill Payment, Cash Back

    Citi Shell Card

    Main Feature

    Get up to 5% rebate on Shell Fuel purchases

    + See More

    Main Feature

    Get up to 5% rebate on Shell Fuel purchases

    Annual Fees

    ₱2,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱180000

    + See More
    Loading details...
  • Citi Grab Card

    Best for Rewards, Shopping, Groceries, Dining, Entertainment

    Citi Grab Card

    Main Feature

    Platinum Tier upgrade and benefits for first 6 months

    + See More

    Main Feature

    Platinum Tier upgrade and benefits for first 6 months

    Annual Fees

    ₱3,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱180000

    + See More
    Loading details...
  • Citi Premiermiles Card

    Best for Travel, Shopping, Groceries, Dining, Entertainment, Bill Payment

    Citi Premiermiles Card

    Main Feature

    1 never-expiring PremierMile for every ₱30 spent

    + See More

    Main Feature

    1 never-expiring PremierMile for every ₱30 spent

    Annual Fees

    ₱5,000

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱360000

    + See More
    Loading details...
  • Citi Rewards Mastercard

    Best for Rewards, Shopping, Groceries, Dining, Entertainment, Bill Payment

    Citi Rewards Mastercard

    Main Feature

    1 point for every ₱30 spent

    + See More

    Main Feature

    1 point for every ₱30 spent

    Annual Fees

    ₱2,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱180000

    + See More
    Loading details...
  • Mercury Drug Citi Card

    Best for Rewards, Shopping, Groceries, Bill Payment

    Mercury Drug Citi Card

    Main Feature

    1 point for every ₱200 spent any Mercury Drug store

    + See More

    Main Feature

    1 point for every ₱200 spent any Mercury Drug store

    Annual Fees

    ₱2,000

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱180000

    + See More
    Loading details...
  • Citi Prestige Card

    Best for Rewards, Shopping, Groceries, Dining, Entertainment, Bill Payment

    Citi Prestige Card

    Main Feature

    1 Thank You Point with each ₱30 spent

    + See More

    Main Feature

    1 Thank You Point with each ₱30 spent

    Annual Fees

    ₱12,000

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱1000000

    + See More
    Loading details...