Best Fuel / Petrol Credit Cards in 2023

Fuel / Petrol credit cards in Philippines are a partnership between banks like Citibank, HSBC and different fuel stations like Shell, Caltex and more. These credit cards are usually co-branded with fuel brands and provide you with a discount / rebate when you purchase fuel at the brands petrol station. The choices for cards in this category are very limited; so pick the one that best suit your petrol station preference.

Table Of Content
  • Citi Shell Card

    Best for Fuel, Shopping, Groceries, Dining, Entertainment, Bill Payment, Cash Back

    Citi Shell Card

    Main Feature

    Get up to 5% rebate on Shell Fuel purchases

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    Main Feature

    Get up to 5% rebate on Shell Fuel purchases

    Annual Fees

    ₱2,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱180000

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  • HSBC Advance Visa Credit Card

    Best for Rewards, Shopping, Fuel

    HSBC Advance Visa Credit Card

    Main Feature

    Up to 4x faster rewards when shopping online

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    Main Feature

    Up to 4x faster rewards when shopping online

    Annual Fees

    ₱2,500

    First year free

    Monthly Interest Rate

    3.2%

    Min Annual Income

    ₱200000

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  • EastWest Hyundai MasterCard

    Best for Fuel, Easy Approval, Cash Back

    EastWest Hyundai MasterCard

    Main Feature

    5% rebate on fuel purchases

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    Main Feature

    5% rebate on fuel purchases

    Annual Fees

    ₱2,000

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱180,000

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  • HSBC Gold Visa Cash Back Credit Card

    Best for Cash Back, Shopping, Groceries, Dining, Entertainment, Bill Payment, Fuel

    HSBC Gold Visa Cash Back Credit Card

    Main Feature

    Up to 5% cash back on dining and 0.5% cash back on all others.

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    Main Feature

    Up to 5% cash back on dining and 0.5% cash back on all others.

    Annual Fees

    ₱2,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱200000

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  • HSBC Red Mastercard

    Best for Shopping, Dining, Fuel

    HSBC Red Mastercard

    Main Feature

    Get 4X points on online shopping and dining. 3% rebate on Caltex Fuel.

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    Main Feature

    Get 4X points on online shopping and dining. 3% rebate on Caltex Fuel.

    Annual Fees

    ₱1,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱200000

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  • RCBC Bankard Visa Platinum

    Best for Travel, Shopping, Groceries, Bill Payment, Fuel

    RCBC Bankard Visa Platinum

    Main Feature

    1 Preferred Air Mile per ₱25 overseas spend/₱48 local spend

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    Main Feature

    1 Preferred Air Mile per ₱25 overseas spend/₱48 local spend

    Annual Fees

    ₱5,000

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱498,000

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  • RCBC Bankard Gold Card

    Best for Shopping, Groceries, Fuel, Rewards

    RCBC Bankard Gold Card

    Main Feature

    1 Rewards point per ₱36 spent shopping

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    Main Feature

    1 Rewards point per ₱36 spent shopping

    Annual Fees

    ₱3,000

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱360,000

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  • RCBC Bankard Flex Visa

    Best for Shopping, Groceries, Dining, Fuel, Rewards

    RCBC Bankard Flex Visa

    Main Feature

    2 Rewards points per ₱50 spent on two choice categories

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    Main Feature

    2 Rewards points per ₱50 spent on two choice categories

    Annual Fees

    ₱1,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱250,000

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  • RCBC Bankard Classic Card

    Best for Rewards, Shopping, Groceries, Fuel

    RCBC Bankard Classic Card

    Main Feature

    1 Rewards point per ₱36 spent shopping

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    Main Feature

    1 Rewards point per ₱36 spent shopping

    Annual Fees

    ₱1,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱250,000

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  • EastWest Practical MasterCard

    Best for Easy Approval, Groceries, Fuel

    EastWest Practical MasterCard

    Main Feature

    3.25% monthly interest rate at supermarkets, gasoline stations and drugstores

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    Main Feature

    3.25% monthly interest rate at supermarkets, gasoline stations and drugstores

    Annual Fees

    ₱1,400

    Monthly Interest Rate

    3.25% to 3.49%

    Min Annual Income

    ₱120,000

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  • Security Bank Complete Cashback MasterCard

    Best for Cash Back, Shopping, Groceries, Dining, Bill Payment, Fuel

    Security Bank Complete Cashback MasterCard

    Main Feature

    Up to 5% cashback on essential expenses

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    Main Feature

    Up to 5% cashback on essential expenses

    Annual Fees

    ₱3,000

    First year free

    Monthly Interest Rate

    3.50%

    Min Annual Income

    ₱360,000

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