Best Cash Back Credit Cards in 2023
Find the best cash back credit cards in Philippines that offer simple and straight forward proposition and are easy to use. We have listed compared many cards in the market for you to decide.
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EastWest Dolce Vita Titanium MasterCard
Best for Shopping, Dining, Rewards
Main Feature
1 Dolce Vita Charm per ₱100 spend
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1 Dolce Vita Charm per ₱100 spend
Annual Fees
₱2,000
Monthly Interest Rate
3.5%
Min Annual Income
₱300,000
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HSBC Gold Visa Cash Back Credit Card
Best for Cash Back, Shopping, Groceries, Dining, Entertainment, Bill Payment, Fuel
Main Feature
Up to 5% cash back on dining and 0.5% cash back on all others.
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Up to 5% cash back on dining and 0.5% cash back on all others.
Annual Fees
₱2,500
Monthly Interest Rate
3.5%
Min Annual Income
₱200000
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The American Express Cashback Credit Card
Best for Cash Back, Shopping, Groceries, Dining, Bill Payment
Main Feature
Up to 5% cashback for first 3 months and 1% cashback thereafter.
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Up to 5% cashback for first 3 months and 1% cashback thereafter.
Annual Fees
₱3,000
Monthly Interest Rate
3.5%
Min Annual Income
₱420000
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RCBC Bankard Visa Infinite Card
Best for Cash Back, Shopping, Dining, Rewards
Main Feature
5% rebate at local or international clothing retail shops
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5% rebate at local or international clothing retail shops
Annual Fees
₱3,600
Monthly Interest Rate
3.5%
Min Annual Income
₱498,000
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Citi Cash Back Mastercard
Best for Cash Back, Shopping, Groceries, Dining, Entertainment, Bill Payment
Main Feature
Up to 6% cashback on supermarket purchases and 0.2% on all others
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Up to 6% cashback on supermarket purchases and 0.2% on all others
Annual Fees
₱3500
Monthly Interest Rate
3.5%
Min Annual Income
₱180000
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Maybank Visa Platinum
Best for Cash Back, Travel, Shopping, Rewards
Main Feature
1% cash back on overseas spend
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1% cash back on overseas spend
Annual Fees
₱3,500
Monthly Interest Rate
3%
Min Annual Income
₱600,000
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Security Bank Complete Cashback MasterCard
Best for Cash Back, Shopping, Groceries, Dining, Bill Payment, Fuel
Main Feature
Up to 5% cashback on essential expenses
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Up to 5% cashback on essential expenses
Annual Fees
₱3,000
Monthly Interest Rate
3.50%
Min Annual Income
₱360,000
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BPI Amore Visa
Best for Shopping, Easy Approval, Dining, Entertainment, Cash Back
Main Feature
Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.
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Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.
Annual Fees
₱2,500
Monthly Interest Rate
3.5%
Min Annual Income
₱180,000
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BPI Amore Visa Platinum
Best for Shopping, Dining, Entertainment, Cash Back
Main Feature
Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.
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Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.
Annual Fees
₱5,000
Monthly Interest Rate
3.5%
Min Annual Income
₱1,000,000
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EastWest Hyundai MasterCard
Best for Fuel, Easy Approval, Cash Back
Main Feature
5% rebate on fuel purchases
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5% rebate on fuel purchases
Annual Fees
₱2,000
Monthly Interest Rate
3.5%
Min Annual Income
₱180,000
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Citi Shell Card
Best for Fuel, Shopping, Groceries, Dining, Entertainment, Bill Payment, Cash Back
Main Feature
Get up to 5% rebate on Shell Fuel purchases
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Get up to 5% rebate on Shell Fuel purchases
Annual Fees
₱2,500
Monthly Interest Rate
3.5%
Min Annual Income
₱180000
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Maybank Visa Infinite
Best for Travel, Shopping, Cash Back, Rewards
Main Feature
1% Cashback on Overseas Spend*
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1% Cashback on Overseas Spend*
Annual Fees
₱3,500
Monthly Interest Rate
3%
Min Annual Income
₱600,000
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Maybank Platinum MasterCard
Best for Travel, Cash Back
Main Feature
1% Cashback on Overseas Spend*
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1% Cashback on Overseas Spend*
Annual Fees
₱3,500
Monthly Interest Rate
3%
Min Annual Income
₱600,000
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