Best Cash Back Credit Cards

Find the best cash back credit cards in Philipines that offer simple and straight forward proposition and are easy to use. We have listed compared many cards in the market for you to decide.

  • Promotion: SM eGift card worth ₱5000 after first spend on the card (Valid till 31/07/2020)

    Citi Cash Back Mastercard

    Best for Cash Back, Shopping, Groceries, Dining, Entertainment, Bill Payment

    Citi Cash Back Mastercard

    Main Feature

    Up to 6% cashback on supermarket purchases and 0.2% on all others

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    Main Feature

    Up to 6% cashback on supermarket purchases and 0.2% on all others

    Annual Fees

    ₱3500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱180000

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  • HSBC Gold Visa Cash Back Credit Card

    Best for Cash Back, Shopping, Groceries, Dining, Entertainment, Bill Payment, Fuel

    HSBC Gold Visa Cash Back Credit Card

    Main Feature

    Up to 5% cash back on dining and 0.5% cash back on all others.

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    Main Feature

    Up to 5% cash back on dining and 0.5% cash back on all others.

    Annual Fees

    ₱2,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱200000

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  • The American Express Cashback Credit Card

    Best for Cash Back, Shopping, Groceries, Dining, Bill Payment

    The American Express Cashback Credit Card

    Main Feature

    Up to 5% cashback for first 3 months and 1% cashback thereafter.

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    Main Feature

    Up to 5% cashback for first 3 months and 1% cashback thereafter.

    Annual Fees

    ₱3,000

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱420000

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  • RCBC Bankard Visa Infinite Card

    Best for Cash Back, Shopping, Dining, Rewards

    RCBC Bankard Visa Infinite Card

    Main Feature

    5% rebate at local or international clothing retail shops

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    Main Feature

    5% rebate at local or international clothing retail shops

    Annual Fees

    ₱3,600

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱498,000

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  • Maybank Visa Platinum

    Best for Cash Back, Travel, Shopping, Rewards

    Maybank Visa Platinum

    Main Feature

    1% cash back on overseas spend

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    Main Feature

    1% cash back on overseas spend

    Annual Fees

    ₱3,500

    Monthly Interest Rate

    3%

    Min Annual Income

    ₱600,000

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  • Security Bank Complete Cashback MasterCard

    Best for Cash Back, Shopping, Groceries, Dining, Bill Payment, Fuel

    Security Bank Complete Cashback MasterCard

    Main Feature

    Up to 5% cashback on essential expenses

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    Main Feature

    Up to 5% cashback on essential expenses

    Annual Fees

    ₱3,000

    First year free

    Monthly Interest Rate

    3.50%

    Min Annual Income

    ₱360,000

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  • Promotion: Free P5,000 Shell Rebates (Valid till 31/07/2020)

    Citi Shell Card

    Best for Fuel, Shopping, Groceries, Dining, Entertainment, Bill Payment, Cash Back

    Citi Shell Card

    Main Feature

    Get up to 5% rebate on Shell Fuel purchases

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    Main Feature

    Get up to 5% rebate on Shell Fuel purchases

    Annual Fees

    ₱2,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱180000

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  • BPI Amore Visa Platinum

    Best for Shopping, Dining, Entertainment, Cash Back

    BPI Amore Visa Platinum

    Main Feature

    Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.

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    Main Feature

    Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.

    Annual Fees

    ₱5,000

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱1,000,000

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  • BPI Amore Visa

    Best for Shopping, Easy Approval, Dining, Entertainment, Cash Back

    BPI Amore Visa

    Main Feature

    Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.

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    Main Feature

    Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.

    Annual Fees

    ₱2,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱180,000

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  • EastWest Hyundai MasterCard

    Best for Fuel, Easy Approval, Cash Back

    EastWest Hyundai MasterCard

    Main Feature

    5% rebate on fuel purchases

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    Main Feature

    5% rebate on fuel purchases

    Annual Fees

    ₱2,000

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱180,000

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  • Maybank Visa Infinite

    Best for Travel, Shopping, Cash Back, Rewards

    Maybank Visa Infinite

    Main Feature

    1% Cashback on Overseas Spend*

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    Main Feature

    1% Cashback on Overseas Spend*

    Annual Fees

    ₱3,500

    Monthly Interest Rate

    3%

    Min Annual Income

    ₱600,000

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  • Maybank Platinum MasterCard

    Best for Travel, Cash Back

    Maybank Platinum MasterCard

    Main Feature

    1% Cashback on Overseas Spend*

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    Main Feature

    1% Cashback on Overseas Spend*

    Annual Fees

    ₱3,500

    Monthly Interest Rate

    3%

    Min Annual Income

    ₱600,000

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