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HSBC Gold Visa Cash Back Credit Card
Best for Cash Back, Shopping, Groceries, Dining, Entertainment, Bill Payment, Fuel
Main Feature
Up to 5% cash back on dining and 0.5% cash back on all others.
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Up to 5% cash back on dining and 0.5% cash back on all others.
Annual Fees
₱2,500
Monthly Interest Rate
3.5%
Min Annual Income
₱200000
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RCBC Bankard Visa Infinite Card
Best for Cash Back, Shopping, Dining, Rewards
Main Feature
5% rebate at local or international clothing retail shops
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5% rebate at local or international clothing retail shops
Annual Fees
₱3,600
Monthly Interest Rate
3.5%
Min Annual Income
₱498,000
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Maybank Visa Platinum
Best for Cash Back, Travel, Shopping, Rewards
Main Feature
1% cash back on overseas spend
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1% cash back on overseas spend
Annual Fees
₱3,500
Monthly Interest Rate
3%
Min Annual Income
₱600,000
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PNB Visa Gold Card
Best for Easy Approval
Main Feature
1% rebate on your revolved interest
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1% rebate on your revolved interest
Annual Fees
₱600
Monthly Interest Rate
3.25%
Min Annual Income
₱150,000
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HSBC Platinum Visa Credit Card
Best for Travel, Shopping, Groceries, Dining, Entertainment, Bill Payment
Main Feature
1 air mile for as low as every ₱25 spent
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1 air mile for as low as every ₱25 spent
Annual Fees
₱5,000
Monthly Interest Rate
3.5%
Min Annual Income
₱500000
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RCBC Bankard Visa Platinum
Best for Travel, Shopping, Groceries, Bill Payment, Fuel
Main Feature
1 Preferred Air Mile per ₱25 overseas spend/₱48 local spend
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1 Preferred Air Mile per ₱25 overseas spend/₱48 local spend
Annual Fees
₱5,000
Monthly Interest Rate
3.5%
Min Annual Income
₱498,000
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Metrobank Travel Platinum Visa
Best for Travel, Shopping
Main Feature
1 mile per ₱17 overseas spend
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1 mile per ₱17 overseas spend
Annual Fees
₱5,000
Monthly Interest Rate
3.5%
Min Annual Income
₱800,000
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Maybank Visa Infinite
Best for Travel, Shopping, Cash Back, Rewards
Main Feature
1% Cashback on Overseas Spend*
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1% Cashback on Overseas Spend*
Annual Fees
₱3,500
Monthly Interest Rate
3%
Min Annual Income
₱600,000
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Mercury Drug Citi Card
Best for Rewards, Shopping, Groceries, Bill Payment
Main Feature
1 point for every ₱200 spent any Mercury Drug store
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1 point for every ₱200 spent any Mercury Drug store
Annual Fees
₱2,000
Monthly Interest Rate
3.5%
Min Annual Income
₱180000
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Citi Prestige Card
Best for Rewards, Shopping, Groceries, Dining, Entertainment, Bill Payment
Main Feature
1 Thank You Point with each ₱30 spent
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1 Thank You Point with each ₱30 spent
Annual Fees
₱12,000
Monthly Interest Rate
3.5%
Min Annual Income
₱1000000
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HSBC Advance Visa Credit Card
Best for Rewards, Shopping, Fuel
Main Feature
Up to 4x faster rewards when shopping online
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Up to 4x faster rewards when shopping online
Annual Fees
₱2,500
Monthly Interest Rate
3.2%
Min Annual Income
₱200000
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BPI Amore Visa
Best for Shopping, Easy Approval, Dining, Entertainment, Cash Back
Main Feature
Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.
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Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.
Annual Fees
₱2,500
Monthly Interest Rate
3.5%
Min Annual Income
₱180,000
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BPI Amore Visa Platinum
Best for Shopping, Dining, Entertainment, Cash Back
Main Feature
Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.
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Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.
Annual Fees
₱5,000
Monthly Interest Rate
3.5%
Min Annual Income
₱1,000,000
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BPI Visa Signature Card
Best for Shopping, Rewards
Main Feature
1 Real Thrills Rewards Premium Point per ₱20 spend
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1 Real Thrills Rewards Premium Point per ₱20 spend
Annual Fees
₱5,500
Monthly Interest Rate
3.5%
Min Annual Income
₱1,200,000
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BDO Visa Platinum
Best for Shopping, Shopping, Dining, Rewards
Main Feature
1 Point per ₱40 local/USD 1 international spend
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1 Point per ₱40 local/USD 1 international spend
Annual Fees
₱4,500
Monthly Interest Rate
3%
Min Annual Income
₱600,000
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RCBC Bankard Flex Visa
Best for Shopping, Groceries, Dining, Fuel, Rewards
Main Feature
2 Rewards points per ₱50 spent on two choice categories
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2 Rewards points per ₱50 spent on two choice categories
Annual Fees
₱1,500
Monthly Interest Rate
3.5%
Min Annual Income
₱250,000
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EastWest Visa Platinum Credit Card
Best for Shopping, Dining, Entertainment, Rewards
Main Feature
3% Cash Rewards for spending at department stores and dining
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3% Cash Rewards for spending at department stores and dining
Annual Fees
₱2,750
Monthly Interest Rate
3.5%
Min Annual Income
₱480,000
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Metrobank Rewards Plus Visa
Best for Shopping, Rewards
Main Feature
1 Rewards Point per ₱20 spend
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1 Rewards Point per ₱20 spend
Annual Fees
₱2,500
Monthly Interest Rate
3.5%
Min Annual Income
₱350,000
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Metrobank Femme Visa
Best for Shopping, Easy Approval, Rewards
Main Feature
1 Rewards Point per ₱20 spend
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1 Rewards Point per ₱20 spend
Annual Fees
₱2,000
Monthly Interest Rate
3.5%
Min Annual Income
₱180,000
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Metrobank Femme Signature Visa
Best for Shopping, Rewards
Main Feature
1 Rewards Point per ₱20 spend
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1 Rewards Point per ₱20 spend
Annual Fees
₱5,000
Monthly Interest Rate
3.5%
Min Annual Income
₱800,000
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Refined Result
BDO Visa Gold
Best for Dining, Entertainment, Rewards
Main Feature
2x Points on dining and entertainment spends
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2x Points on dining and entertainment spends
Annual Fees
₱2,400
Monthly Interest Rate
3.25%
Min Annual Income
₱420,000
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Citi Shell Card
Best for Fuel, Shopping, Groceries, Dining, Entertainment, Bill Payment, Cash Back
Main Feature
Get up to 5% rebate on Shell Fuel purchases
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Get up to 5% rebate on Shell Fuel purchases
Annual Fees
₱2,500
Monthly Interest Rate
3.5%
Min Annual Income
₱180000
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EastWest Priority Visa Infinite Card
Best for No Annual Fee, Travel, Shopping, Rewards
Main Feature
No annual fees for life and 1 Infinite Rewards Point per ₱10 spend
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No annual fees for life and 1 Infinite Rewards Point per ₱10 spend
Annual Fees
No Fee
Monthly Interest Rate
1.99%
Min Annual Income
₱2,500,000
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