What is a travel credit card?

A card offering benefits like air miles, lounge access, and travel insurance for frequent travelers.

How do travel credit cards work in Singapore?

Earn miles per dollar spent; redeem for flights, upgrades, or partner rewards.

Which banks offer travel credit cards in Singapore?

DBS, UOB, Citibank, HSBC, and American Express are popular issuers.

What are air miles?

Points earned on spending that can be converted into airline miles for free flights or upgrades.

Do travel credit cards offer lounge access?

Yes, most cards include complimentary domestic or international airport lounges.

Are there annual fees for travel credit cards?

Yes, typically from SGD 192–500, sometimes waived on minimum spending.

Do miles expire?

Yes, usually 2–3 years unless specified otherwise.

What other benefits do travel cards provide?

Travel insurance, hotel discounts, priority check-in, and concierge services.

How do I choose the best travel card?

Consider airline partnerships, lounge access, and miles-earning potential relative to your travel patterns.

Can I apply for multiple travel credit cards?

Yes, but multiple applications can impact your credit score. Manage wisely.