Name: Paytm Money
Brand: Paytm Money
Price: 20 INR
Availability: InStock
Rating: 3.9 (1 reviews)

Overview

Paytm Money revolutionizes investing with zero brokerage for first 30 days and flat ₹20 per trade across delivery, intraday, and F&O thereafter, making it highly affordable for active traders. The platform offers completely commission-free direct mutual fund investments with zero transaction charges, allowing investors to earn up to one percent higher returns. Perfect for beginners seeking digital-first investing with seamless integration into Paytm ecosystem and fully paperless account opening in minutes. With SEBI registration, CDSL depository partnership, and over 27 lakh users, Paytm Money combines trusted oversight with innovative technology for accessible wealth creation.

Pros

↑Completely free direct mutual fund investments with zero commission forever
↑Flat ₹20 brokerage across all segments with no hidden charges
↑Zero annual maintenance charges for demat account forever

Cons

↓No physical branch support for in-person assistance
↓No commodity trading segment available currently
↓Customer support primarily digital with limited phone assistance

Key Highlights

Welcome Offer
Zero brokerage 30 days
Get zero brokerage for first 30 days on all trades
Applies to delivery, intraday, and F&O trades
Flat ₹20 per trade after promotional period
Valid for new account holders

Trading Costs
Flat ₹20 all segments
Flat ₹20 brokerage per executed order
Applies to equity delivery, intraday, futures and options
No percentage-based charges, transparent pricing
Women investors get special ₹5 per trade rate

Assets & Markets
Free mutual funds
Zero commission on direct mutual fund investments
No transaction charges or redemption fees
Earn up to 1% higher returns vs regular plans
Access to 40+ top AMCs

Why Choose?
Digital account opening
Completely paperless process in minutes
Video KYC for verification
Aadhaar-based e-sign
Account active within 24 hours

Regulation & Safety
SEBI registered broker
SEBI Broking Registration: INZ000240532
Depository Participant with CDSL: 12088800
NSE and BSE member broker
Investment Advisor: INA100009859

Account Minimum
Zero minimum deposit
No minimum balance required to open account
No account opening fees charged
Zero annual maintenance charges forever
Start investing with any amount

Key Benefits

Trading Costs

★4.3

▼

Flat ₹20 per executed order across all segments
Zero commission on mutual fund investments forever
No hidden charges or percentage-based fees
Zero annual demat account maintenance charges
DP charges: ₹20 per debit transaction including CDSL fees

Platform And Tools

★3.8

▼

Mobile app for iOS and Android devices
Web-based trading platform accessible from browsers
Advanced order types including GTT, GTC, cover orders
Real-time market data and charts
Basket order functionality for multiple stocks
Integration with Paytm ecosystem

Research And Analysis

★3.5

▼

SEBI registered research analyst providing recommendations
Educational blog posts on investing and markets
Market analysis and updates through app
Mutual fund ratings from CRISIL, Morningstar, Value Research
Basic stock screeners and filters
Limited advanced research tools

Mobile Trading

★3.8

▼

Dedicated mobile apps rated 3.8 stars on Google Play
Fully functional trading from mobile devices
Real-time portfolio tracking and alerts
Quick fund transfer integration with Paytm
IPO application from mobile
Video KYC for account opening

Account Features

★4.0

▼

Completely digital paperless account opening
Zero account opening and maintenance charges
Margin Trading Facility up to 4X leverage
IPO applications with UPI blocking
NPS Tier I and Tier II accounts
Convert regular mutual funds to direct plans

Security And Trust

★4.2

▼

SEBI registered stockbroker since 2017
CDSL depository participant for securities holding
NSE and BSE member broker with regular audits
Part of One97 Communications (Paytm parent)
Client funds held separately
Two-factor authentication for security

Customer Support

★3.3

▼

Email support at [email protected]
In-app chat support for queries
Help center with FAQs and guides
No dedicated phone support line
No physical branch presence
Business hours support Monday to Friday

Educational Resources

★3.7

▼

Blog with investing guides and market updates
Video tutorials on YouTube channel
Beginner-friendly content for new investors
Mutual fund selection tools and tips
Social media educational posts
Limited advanced trading courses

Available Tools

Trading Tools

▼

Paper Trading	×
Margin Trading	✓
Zero Commission	✓
Fractional Shares	×
After Hours Trading	×

Automation

▼

Dca	✓
Algo Trading	×
Grid Trading	×
Trading Bots	×
Robo Advisory	×
Sentiment Analysis	×
Social Copy Trading	×
Ai Trading Assistant	×

Advanced Tools

▼

Api Access	✓
Basket Trading	✓
Options Strategies	×
Smart Order Routing	×
Backtesting Capabilities	×

Detailed Information

Commission Tiers	Single flat pricing for all users No volume-based tier discounts Flat ₹20 per executed order all segments Special rate for women: ₹5 per trade Zero brokerage for first 30 days promotional offer
Trading Fees	Equity delivery: ₹20 per executed order Equity intraday: ₹20 per executed order Equity futures: ₹20 per executed order Equity options: ₹20 per executed order No percentage-based charges
Stock Etf Commission	₹20 per order
Options Commission	₹20 per order
Futures Commission	₹20 per order
Financing Rates	Margin Trading Facility available Interest rates competitive with market Up to 4X leverage on select stocks MTF calculator available on platform
Margin Interest Rate	Market competitive rates
Overnight Fees	Not applicable for delivery trades
Non Trading Fees	Zero annual maintenance charges DP charges: ₹20 per debit transaction Call and trade: ₹300 plus GST per order Physical statement charges may apply
Deposit Fee	₹0 (free via UPI and net banking)
Withdrawal Fee	₹0 (free for standard withdrawals)
Data Feed Fees	Real-time quotes included free
Order Modification Fee	₹0
Vip Fee Tiers	No VIP program available Same rates for all customers Special women investor rate: ₹5 per trade

Minimum Spreads	Market dependent spreads
Maximum Leverage	Up to 4X via Margin Trading Facility
Margin Call Level	Standard SEBI guidelines apply
Stop Out Level	Auto square-off before market close
Negative Balance Protection	Yes
Settlement Period	T+2 settlement cycle
Order Execution Quality	Direct market access to NSE and BSE Orders routed to exchanges immediately Real-time order confirmations No dealing desk interference

Stocks Count	5,000
Etfs Count	200
Crypto Count	0
Forex Pairs Count	0
Product Universe Overview	Access to NSE and BSE listed securities Equity stocks across all sectors Equity derivatives futures and options Mutual funds from 40+ AMCs Exchange traded funds Government and corporate bonds IPO applications NPS Tier I and II
Geographic Market Coverage	Indian market focus exclusively NSE National Stock Exchange BSE Bombay Stock Exchange No international market access
Major Markets Details	Complete coverage of NSE stocks Full access to BSE listed securities Nifty and Sensex constituent stocks Large cap, mid cap, small cap stocks
Emerging Markets Details	Not applicable for Indian platform
Base Currencies Supported	INR (Indian Rupee only)

Trading Platforms Overview	Mobile-first platform design Web trading via browser Android and iOS native apps Integration with Paytm ecosystem
Desktop Platform	Browser-based web trading platform No separate desktop application Responsive design for all screen sizes Full trading functionality on web
Mobile App	Paytm Money app for iOS and Android One-tap trading from mobile Real-time portfolio monitoring Instant fund transfers from Paytm wallet Push notifications for market updates
Web Platform	Accessible from any modern browser No software download required Real-time charts and quotes Complete order management IPO application facility
Trading Tools And Features	Advanced order types: Limit, Market, Stop-loss Good Till Triggered orders Good Till Cancelled orders Cover orders for intraday Basket orders for multiple stocks Watchlists and alerts
Charting And Technical Analysis	Basic charting with candlestick patterns Common technical indicators available Multiple timeframe views Drawing tools for trend lines Limited advanced charting features
Risk Management Tools	Stop-loss order placement Margin requirement calculator MTF calculator for leverage Auto square-off for intraday positions Position monitoring and alerts
Order Types Available	Market orders Limit orders Stop-loss orders Good Till Triggered Good Till Cancelled Cover orders Basket orders
Integrations And Api Access	API access available for algorithmic trading Integration with Paytm wallet Third-party platform connections planned Standard API rate limits apply
Third Party Platforms	Limited third-party integrations
Api Rate Limits	Standard API limits as per documentation
Algo Trading Support	API available for algorithmic strategies

Customer Support Overview	Email support primary channel In-app chat for queries Help center with comprehensive FAQs Social media support on Twitter No phone support available
Phone Support Hours	Not available
Live Chat Availability	In-app chat during business hours
Email Response Time	Within 24-48 hours typically
Languages Supported	English and Hindi
Local Office Presence	Registered office in Delhi Operations office in Bengaluru No branch network for customers
Account Manager	Not available for standard accounts
Educational Resources Overview	Blog with market insights YouTube video tutorials In-app guides for beginners Social media educational content
Beginner Resources	Yes, extensive beginner guides available
Webinars And Tutorials	Limited webinar offerings Video tutorials on YouTube
Market Analysis And Research	Daily market updates on blog Research recommendations via SEBI analyst Mutual fund analysis and ratings
Demo Account Details	Not available for practice trading
Trading Courses	Basic educational content only
Tax Reporting Help	Tax statements provided P&L reports for tax filing

Regulation Overview	SEBI registered stockbroker and investment advisor NSE and BSE member since 2017 CDSL depository participant Regular audits by exchanges and regulator Part of One97 Communications (Paytm parent)
Primary Regulator	Securities and Exchange Board of India (SEBI)
License Number	Broking: INZ000240532 Depository: IN-DP-416-2019 CDSL DP Number: 12088800 NSE: 90165, M52073 BSE: 6707 Investment Advisor: INA100009859 Research Analyst: INH000020086 CIN: U72900DL2017PLC323936
Investor Protection Scheme	Client funds held in separate accounts SEBI Investor Protection Fund coverage Regular regulatory compliance audits Transparent reporting and disclosures
Security Features	Two-factor authentication mandatory Aadhaar-based e-KYC verification Encrypted data transmission Secure login with OTP Regular security audits Integration with Paytm security infrastructure

Commission Tiers

Single flat pricing for all users
No volume-based tier discounts
Flat ₹20 per executed order all segments
Special rate for women: ₹5 per trade
Zero brokerage for first 30 days promotional offer

Trading Fees

Equity delivery: ₹20 per executed order
Equity intraday: ₹20 per executed order
Equity futures: ₹20 per executed order
Equity options: ₹20 per executed order
No percentage-based charges

Stock Etf Commission

₹20 per order

Options Commission

₹20 per order

Futures Commission

₹20 per order

Financing Rates

Margin Trading Facility available
Interest rates competitive with market
Up to 4X leverage on select stocks
MTF calculator available on platform

Margin Interest Rate

Market competitive rates

Overnight Fees

Not applicable for delivery trades

Non Trading Fees

Zero annual maintenance charges
DP charges: ₹20 per debit transaction
Call and trade: ₹300 plus GST per order
Physical statement charges may apply

Deposit Fee

₹0 (free via UPI and net banking)

Withdrawal Fee

₹0 (free for standard withdrawals)

Data Feed Fees

Real-time quotes included free

Order Modification Fee

₹0

Vip Fee Tiers

No VIP program available
Same rates for all customers
Special women investor rate: ₹5 per trade

Paytm Money

Overview

Pros

Cons

Key Highlights

Key Benefits

Available Tools

Detailed Information

Related Products

Pros

Cons