TVS Credit RBL Bank Credit Card

Name: TVS Credit RBL Bank Credit Card
Brand: RBL Bank

WalletWalk Rating

Best for online shopping spends

Last updated: 23-Aug-2025

Overview

The TVS Credit RBL Bank Credit Card is a value-packed card designed for those who enjoy online shopping, travel by train, and love catching a movie with a friend.

Pros

↑2,000 bonus RP on first spend and Buy 1 Get 1 movie ticket
↑Milestone bonus of 2,000 RP on ₹1.5L annual spend

Cons

↓No international or domestic airport lounge access
↓Online rewards capped at 1,000 RP / month

Key Highlights

Welcome Offer
2,000 RP on first purchase within 30 days
Get 2,000 bonus RP on any first transaction within 30 days of issuance after paying the fee

Reward Rate
- 2RP / ₹100 on eligible spends
RP / ₹100 on online spends
RP / ₹100 on offline spends

Minimum Salary
₹1L - ₹3L

Joining Fee
₹500+ GST

Annual Fee
₹500+ GST

Key Benefits

Dining

▼

1 - 2 RP / ₹100 on offline and online spends resp. including dining spends

Food Delivery

▼

2 RP / ₹100 on online spends including food delivery

Fuel

▼

Surcharge waiver up to ₹100 / month on ₹400 - ₹5,000 fuel spends

Grocery

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1 - 2 RP / ₹100 on offline and online spends resp. including grocery spends

Lifestyle

▼

Buy 1 Get 1 movie ticket (up to ₹200) on ₹10K monthly spend at BookMyShow

Milestone

▼

2,000 bonus RP on ₹1.5L annual spend

Reward Points

▼

2 RP / ₹100 on online spends
1 RP / ₹100 on offline spends

Shopping

▼

1 - 2 RP / ₹100 on offline and online spends resp. including shopping spends

Railway

▼

1 Executive Railway lounge visit / quarter

Detailed Information

Joining Fee	₹500+ GST
Annual Fee	₹500+ GST
Monthly Percentage Rate	3.99%
Annual Percentage Rate	47.88%
Foreign Currency Markup	3.50%
Late Payment Charges	12.5% of total outstanding amount (min. ₹5 - max. ₹1,300)
Cash Advance Fee	2.5% of the transaction amount or min. ₹500
Fee For Cheque Bounce	₹500

Age Requirement Salaried	18 to 60/65 years
Age Requirement Self Employed	21 to 60/65 years
Minimum Annual Income Salaried	₹1L - ₹3L
Minimum Annual Income Self Employed	₹1L - ₹3L
Minimum Credit Score	750 - 900

Identity Proof	Aadhaar Card, PAN Card, Passport, etc.
Address Proof	Utility Bill, PAN Card, Aadhaar Card, Driving License, etc.
Income Proof Salaried	Recent salary slips (last 3 months), Form-16, bank statements
Income Proof Self Employed	Income proof (ITR), business registration documents, bank statements

TVS Credit RBL Bank Credit Card