Name: RBL Bank Play Credit Card
Brand: RBL Bank
Price: 500 INR
Availability: InStock
Rating: 2.5 (1 reviews)

Question 1

What is the RBL Bank Play Credit Card joining fee?

Accepted Answer

The joining fee is ₹500 plus 18% GST, bringing the effective cost to ₹590. RBL Bank gives a ₹500 BookMyShow welcome benefit when you make any purchase within 30 days of card issuance, effectively covering the joining cost.

Question 2

How do I get the RBL Bank Play Credit Card annual fee waived?

Accepted Answer

There are two ways to get the annual fee waived. First, spend ₹1.5 lakh in an anniversary year on qualifying categories. Second, earn BookMyShow Superstar status by completing 10 transactions on the BookMyShow platform within an anniversary year. Note that fuel, insurance, utilities, railways, education, wallet, and EMI transactions do not count toward the ₹1.5 lakh threshold.

Question 3

How does the monthly BookMyShow benefit work on the RBL Play card?

Accepted Answer

Spend ₹5,000 in a billing cycle on qualifying categories, and you unlock a ₹500 discount on BookMyShow. This translates to 2 free tickets worth up to ₹250 each, applicable on movies, streams, events, plays, sports, or activities. You must book a minimum of 2 tickets in a single transaction to avail the offer. The discount activates the day after your billing cycle start date (after 6 PM) and remains valid until the billing cycle ends.

Question 4

What spending categories count toward the ₹5,000 monthly threshold?

Accepted Answer

Most retail purchases count, but several categories are excluded: fuel and auto, insurance, utilities, real estate and rental, cash and quasi-cash, railways, education, wallet and service providers, government services, contracted services, Bills2Pay transactions, and EMI conversions. Shopping, dining, travel bookings, and entertainment spending all qualify toward the ₹5,000 threshold.

Question 5

What is the welcome benefit on the RBL Bank Play Credit Card?

Accepted Answer

New cardholders get a ₹500 discount on movies, streams, events, plays, sports, and activities on BookMyShow. To activate it, make any purchase with the card within 30 days of issuance. The welcome benefit is valid for 3 months from the date of card issuance.

Question 6

How does the food and beverage offer work on the RBL Play card?

Accepted Answer

When you book movie tickets on BookMyShow using the RBL Bank Play Credit Card, you get up to ₹100 off on food and beverage items at the cinema. This is a separate benefit from the monthly ₹500 ticket discount and can be used alongside it for additional savings on your movie outing.

Question 7

Is the RBL Play card available on Visa, Mastercard, or RuPay?

Accepted Answer

The RBL Bank Play Credit Card is available on Mastercard and Visa networks. Both variants carry the same BookMyShow benefits, fuel surcharge waiver, and fee structure. The card also supports NCMC (National Common Mobility Card) for tap-and-pay at metro and bus stations, and UPI for scan-and-pay transactions.

Question 8

Does the RBL Bank Play Credit Card earn reward points?

Accepted Answer

No. The RBL Bank Play Credit Card does not have a reward points program. Its value proposition centers entirely on the BookMyShow monthly discount, welcome benefit, and food and beverage offers. If earning reward points on everyday spending is important to you, consider cards like the RBL ShopRite or ICICI Coral instead.

Question 9

Does the RBL Play Credit Card provide airport lounge access?

Accepted Answer

No. The RBL Bank Play Credit Card does not include airport lounge access, either domestic or international. If airport lounge access is a priority, cards like the ICICI Coral (₹500 annual fee) or the RBL Bank Insignia provide lounge benefits.

Question 10

How does the fuel surcharge waiver work on the RBL Play card?

Accepted Answer

A fuel surcharge waiver applies on transactions between ₹500 and ₹4,000. The maximum waiver is capped at ₹100 per month. This saves roughly ₹40 to ₹100 monthly depending on your fueling pattern. Note that fuel transactions do not count toward the ₹5,000 monthly BookMyShow benefit threshold.

Question 11

Can I use the RBL Play card at metro stations?

Accepted Answer

Yes. The RBL Bank Play Credit Card supports NCMC (National Common Mobility Card) functionality. You can tap your card at metro and bus station terminals to pay for transit rides directly, without needing a separate metro card or cash. This works at stations that accept NCMC-enabled cards.

Question 12

Can I use UPI with the RBL Bank Play Credit Card?

Accepted Answer

Yes. The RBL Bank Play Credit Card supports UPI-linked payments. You can link the card to UPI apps and scan QR codes to make payments at merchants. This is particularly useful at small shops and restaurants that only accept UPI.

Question 13

What is BookMyShow Superstar status and how does it help?

Accepted Answer

BookMyShow Superstar status is awarded to cardholders who complete 10 transactions on the BookMyShow platform within an anniversary year. Reaching this status waives the next year's annual fee. This applies specifically to customers sourced through the BookMyShow platform. If you already use BookMyShow regularly for movies and events, reaching 10 transactions in a year is straightforward.

Question 14

What interest rate does the RBL Play card charge on unpaid balances?

Accepted Answer

The finance charge is up to 3.75% per month, which translates to up to 45% per year. This applies to any outstanding balance carried past the payment due date. Paying the full statement balance by the due date each month avoids interest charges entirely.

Question 15

What is the minimum payment on the RBL Bank Play Credit Card?

Accepted Answer

The minimum payment is 5% of the total outstanding balance or ₹200, whichever is higher. Paying only the minimum avoids late payment fees but triggers the monthly finance charge on the remaining balance. Always aim to pay the full statement amount to avoid interest.

Question 16

What are the late payment charges on the RBL Play card?

Accepted Answer

Late payment fees range from ₹100 to ₹1,300 depending on your total outstanding amount. These apply when you do not pay at least the minimum amount by the statement due date. Late payments also affect your credit score.

Question 17

What is the foreign currency markup on the RBL Play card?

Accepted Answer

International transactions carry a 3.5% foreign currency markup. This is the standard rate across most RBL Bank credit cards. Since the Play card does not earn reward points to offset this cost, dedicated forex or travel cards would be more economical for frequent international spending.

Question 18

How do I apply for the RBL Bank Play Credit Card?

Accepted Answer

You can apply through the RBL Bank website, the RBL MyCard app, or by visiting an RBL Bank branch. The online application requires PAN card, Aadhaar, and income proof. Salaried applicants need recent salary slips or bank statements, while self-employed applicants need ITR copies and bank statements.

Question 19

Is the RBL Play Credit Card worth it if I watch movies twice a month?

Accepted Answer

If you consistently watch movies at least once a month and spend ₹5,000 monthly on qualifying categories, the card delivers strong value. The monthly ₹500 BookMyShow discount alone yields ₹6,000 per year, plus the ₹100 food and beverage savings each time. Against an annual fee of roughly ₹590 (which gets waived on ₹1.5 lakh spend), the return is over 10x. However, if your movie-watching is sporadic or most of your spending falls in excluded categories like fuel and utilities, the card may not consistently deliver this value.

Question 20

What happens if I do not spend ₹5,000 in a billing month?

Accepted Answer

If you do not reach the ₹5,000 qualifying spend threshold in a billing cycle, you simply do not receive the ₹500 BookMyShow discount for that month. The benefit does not roll over or accumulate. You can still use the card normally for purchases, fuel surcharge waiver, NCMC transit, and UPI payments.

Question 21

How do I reach RBL Bank for help with my Play Credit Card?

Accepted Answer

Contact RBL Bank's credit card helpline or use the RBL MyCard mobile app for card management, payments, and dispute resolution. You can also raise queries or complaints through the RBL Bank website under the Customer Services section. For card loss or unauthorized use, report immediately through the app or by calling the bank's toll-free number.

Joining Fee	₹500 + GST
Annual Fee	₹500 + GST
Annual Fee Waiver	Waived on ₹1.5L annual spend or BookMyShow Superstar status
Monthly Percentage Rate	3.75%
Annual Percentage Rate	45%
Minimum Monthly Payment	5% of outstanding or ₹200, whichever is higher
Foreign Currency Markup	3.5%
Late Payment Charges	₹100 to ₹1,300 based on outstanding
Overlimit Charges	2.5% of overlimit amount
Cash Advance Fee	2.5% of amount (min ₹500)
Balance Transfer Fee	2% of transferred amount (min ₹250)
Fee For Supplementary Card	No fee
Card Replacement Fee	₹100 to ₹200
Fee For Duplicate Statement	₹50 per statement
Fee For Cheque Bounce	₹500

Age Requirement Salaried	21-60 years
Age Requirement Self Employed	21-65 years
Minimum Annual Income Salaried	₹3 lakh (₹25,000/month)
Minimum Annual Income Self Employed	₹4 lakh/year
Minimum Credit Score	750+

Identity Proof	PAN Card (mandatory) Aadhaar Card Passport Voter ID
Address Proof	Aadhaar Card Passport Utility Bill (recent) Bank Statement
Income Proof Salaried	Latest 3 months salary slips Latest 3 months bank statement Form 16 or ITR
Income Proof Self Employed	Latest 2 years ITR Latest 6 months bank statement Business proof documents

Joining Fee	₹500 + GST
Annual Fee	₹500 + GST
Annual Fee Waiver	Waived on ₹1.5L annual spend or BookMyShow Superstar status
Monthly Percentage Rate	3.75%
Annual Percentage Rate	45%
Minimum Monthly Payment	5% of outstanding or ₹200, whichever is higher
Foreign Currency Markup	3.5%
Late Payment Charges	₹100 to ₹1,300 based on outstanding
Overlimit Charges	2.5% of overlimit amount
Cash Advance Fee	2.5% of amount (min ₹500)
Balance Transfer Fee	2% of transferred amount (min ₹250)
Fee For Supplementary Card	No fee
Card Replacement Fee	₹100 to ₹200
Fee For Duplicate Statement	₹50 per statement
Fee For Cheque Bounce	₹500

Age Requirement Salaried	21-60 years
Age Requirement Self Employed	21-65 years
Minimum Annual Income Salaried	₹3 lakh (₹25,000/month)
Minimum Annual Income Self Employed	₹4 lakh/year
Minimum Credit Score	750+

RBL Bank Play Credit Card

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