MakeMyTrip ICICI Bank Credit Card

The MakeMyTrip ICICI Bank Credit Card is a travel co-branded card that earns myCash rewards on every purchase, with accelerated rates on MakeMyTrip bookings. A joining fee of ₹999 plus GST gets you a ₹1,000 MakeMyTrip voucher (valid for one year) and a complimentary one-year MMTBLACK Gold membership, effectively making the joining cost negative on day one. The annual fee of ₹999 plus GST gets waived when you cross ₹3 lakh in yearly spend, and paying it triggers another ₹1,000 hotel voucher valid for three months.The myCash structure rewards MakeMyTrip users heavily. Hotel bookings earn 6% myCash, flights, bus, and cab bookings earn 3%, and all other retail purchases earn 1%. These myCash rewards never expire once credited to your MakeMyTrip wallet, a real advantage over cards with 2-3 year expiry windows. Spending through the iShop portal earns up to 4% cashback at select merchants, adding a layer of value beyond travel.International travellers benefit most from the 0.99% forex markup, one of the lowest across all Indian credit cards. Most cards charge 3.5% or higher, so this card saves roughly ₹2,500 on every ₹1 lakh spent abroad. Airport lounge access cove₹2 domestic visits per quarter and 1 international visit per year. The card arrives as a dual set (Mastercard plus RuPay), giving you network flexibility across merchants both in India and overseas.This card suits anyone who books regularly on MakeMyTrip and travels internationally. If your spending is not concentrated on travel, the 1% myCash on other purchases is lower than the 2% most general-purpose cards provide. Since myCash can only be redeemed on MakeMyTrip, it lacks the flexibility of convertible reward points. For non-travel spenders, a general rewards card will deliver more value per rupee.