Overview
Key Highlights
- Vouchagram or Vouchagram Premium vouchers
- Applicable on select fee plans only
- Brands include Amazon, Flipkart, Big Bazaar, and others
- Brand availability subject to change
- 4 plans: Shop, Home, Travel, Party
- Top category: 4 points per ₹100 (2% return)
- Secondary categories: 1.4 to 2.5 points per ₹100
- All other spends: 0.5 points per ₹100
- 1 savings point = ₹0.50 or 0.5 airline mile
- Fuel transactions earn zero points
- Age: 21 to 65 years
- Minimum income not publicly disclosed by IndusInd Bank
- Good credit history required
- Indian citizen or resident
- Apply online to check eligibility
- Joining fee: ₹500
- Plus 18% GST
- Vouchagram welcome gift on select fee plans may offset joining cost
- Annual fee: Nil
- Add-on card fee: Nil
- No annual spend threshold required for fee waiver
- 4 reward plans to match your spending pattern
- Travel insurance covers up to ₹2.25 lakh across 5 categories
- 1% fuel surcharge waiver at all pumps (₹400 to ₹4,000)
- Total Protect fraud coverage
- Priority Pass membership (USD $27 per visit)
- Contactless tap-to-pay





