Axis Bank Vistara Infinite Credit Card

The Axis Bank Vistara Infinite Credit Card was originally built around the Club Vistara loyalty program, earning Maharaja Points on every purchase for redemption on Vistara flights. Following the Vistara and Air India merger in November 2024, these points now map to the combined Air India loyalty ecosystem. The transition is still settling, but the core earn structure remains: 6 Maharaja Points for every ₹200 of eligible spending. That puts the effective return at 3 points per ₹100, which translates to roughly 2-3% value when redeemed for domestic flights.The headline benefit is Business Class ticket vouchers. New cardholders receive one as a welcome gift upon paying the ₹10,000 joining fee, and up to four more are unlocked through milestone spending: at ₹2.5 lakh, ₹5 lakh, ₹7.5 lakh, and ₹12 lakh. For frequent domestic travelers, these vouchers alone can return multiples of the card's cost. Maharaja Club Gold membership also comes standard, granting priority check-in, priority boarding, extra baggage allowance, and priority baggage handling on Air India flights.Supporting benefits include 2 complimentary domestic airport lounge visits per year (subject to spend criteria), 6 rounds of complimentary golf, dining discounts through EazyDiner, and up to 15% off at Trident hotel properties. Purchase protection covers loss of travel documents, baggage delay, and baggage loss up to ₹1 lakh. The lounge access is notably limited for a Visa Infinite card, where competitors at this price point typically offer 8 or more visits.A significant change took effect in April 2025: the annual fee of ₹10,000 has been waived for all Axis Bank Vistara cards from the renewal cycle onward. This makes the card essentially free after the first year, improving its long-term value. Standard Axis Bank charges apply, including 3.5% foreign currency markup, 1% rent transaction fee, and tiered late payment fees. Spenders focused on airline miles and milestone rewards will find the math works, but those needing strong lounge access or international travel benefits should look elsewhere.