Best Credit Cards For Dining in Philippines in 2023
Dining credit cards in Philippines, allow you to earn points, discounts or rebates with partnered F&B outlets. Please choose from our top dining cards in Philippines.
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HSBC Gold Visa Cash Back Credit Card
Best for Cash Back, Shopping, Groceries, Dining, Entertainment, Bill Payment, Fuel
Main Feature
Up to 5% cash back on dining and 0.5% cash back on all others.
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Up to 5% cash back on dining and 0.5% cash back on all others.
Annual Fees
₱2,500
Monthly Interest Rate
3.5%
Min Annual Income
₱200000
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Citi Rewards Mastercard
Best for Rewards, Shopping, Groceries, Dining, Entertainment, Bill Payment
Main Feature
1 point for every ₱30 spent
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1 point for every ₱30 spent
Annual Fees
₱2,500
Monthly Interest Rate
3.5%
Min Annual Income
₱180000
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EastWest Visa Platinum Credit Card
Best for Shopping, Dining, Entertainment, Rewards
Main Feature
3% Cash Rewards for spending at department stores and dining
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3% Cash Rewards for spending at department stores and dining
Annual Fees
₱2,750
Monthly Interest Rate
3.5%
Min Annual Income
₱480,000
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BDO Diners Club Premiere
Best for Dining, Travel
Main Feature
1 Travel Mile per ₱30 spend
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1 Travel Mile per ₱30 spend
Annual Fees
₱4,500
Monthly Interest Rate
3.25%
Min Annual Income
₱1,000,000
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BDO Visa Gold
Best for Dining, Entertainment, Rewards
Main Feature
2x Points on dining and entertainment spends
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2x Points on dining and entertainment spends
Annual Fees
₱2,400
Monthly Interest Rate
3.25%
Min Annual Income
₱420,000
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HSBC Platinum Visa Credit Card
Best for Travel, Shopping, Groceries, Dining, Entertainment, Bill Payment
Main Feature
1 air mile for as low as every ₱25 spent
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1 air mile for as low as every ₱25 spent
Annual Fees
₱5,000
Monthly Interest Rate
3.5%
Min Annual Income
₱500000
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HSBC Red Mastercard
Best for Shopping, Dining, Fuel
Main Feature
Get 4X points on online shopping and dining. 3% rebate on Caltex Fuel.
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Get 4X points on online shopping and dining. 3% rebate on Caltex Fuel.
Annual Fees
₱1,500
Monthly Interest Rate
3.5%
Min Annual Income
₱200000
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HSBC Premier Mastercard
Best for Rewards, Shopping, Dining, Entertainment, Bill Payment, No Annual Fee
Main Feature
No annual fee for life and accelerated rewards
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No annual fee for life and accelerated rewards
Annual Fees
No Fee
Monthly Interest Rate
3.1%
Min Annual Income
₱
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BPI Amore Visa
Best for Shopping, Easy Approval, Dining, Entertainment, Cash Back
Main Feature
Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.
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Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.
Annual Fees
₱2,500
Monthly Interest Rate
3.5%
Min Annual Income
₱180,000
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BPI Amore Visa Platinum
Best for Shopping, Dining, Entertainment, Cash Back
Main Feature
Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.
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Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.
Annual Fees
₱5,000
Monthly Interest Rate
3.5%
Min Annual Income
₱1,000,000
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BPI eCredit
Best for No Annual Fee, Easy Approval, Shopping, Dining
Main Feature
No annual fees for life and lower credit limit
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No annual fees for life and lower credit limit
Annual Fees
No Fee
Monthly Interest Rate
3.5%
Min Annual Income
₱N.A
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BPI Edge Mastercard
Best for Shopping, Easy Approval, Dining, Entertainment
Main Feature
1 Real Thrills Point per ₱50 spend
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1 Real Thrills Point per ₱50 spend
Annual Fees
₱1,320
Monthly Interest Rate
3.5%
Min Annual Income
₱180,000
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The American Express Cashback Credit Card
Best for Cash Back, Shopping, Groceries, Dining, Bill Payment
Main Feature
Up to 5% cashback for first 3 months and 1% cashback thereafter.
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Up to 5% cashback for first 3 months and 1% cashback thereafter.
Annual Fees
₱3,000
Monthly Interest Rate
3.5%
Min Annual Income
₱420000
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The American Express Platinum Credit Card
Best for Shopping, Groceries, Dining, Bill Payment
Main Feature
1 Rewards point for every ₱45 spent and 24/7 concierge service
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1 Rewards point for every ₱45 spent and 24/7 concierge service
Annual Fees
₱5,000
Monthly Interest Rate
3%
Min Annual Income
₱1800000
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The American Express Gold Credit Card
Best for Shopping, Dining, Entertainment, Bill Payment
Main Feature
1 Rewards point for every ₱45 spent and 24/7 concierge service
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1 Rewards point for every ₱45 spent and 24/7 concierge service
Annual Fees
₱3,000
Monthly Interest Rate
3.5%
Min Annual Income
₱850000
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BDO Platinum MasterCard
Best for Shopping, Dining, Rewards
Main Feature
1 Point per ₱40 local/USD 1 international spend
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1 Point per ₱40 local/USD 1 international spend
Annual Fees
₱4,500
Monthly Interest Rate
3%
Min Annual Income
₱420,000
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BDO Visa Platinum
Best for Shopping, Shopping, Dining, Rewards
Main Feature
1 Point per ₱40 local/USD 1 international spend
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1 Point per ₱40 local/USD 1 international spend
Annual Fees
₱4,500
Monthly Interest Rate
3%
Min Annual Income
₱600,000
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RCBC Bankard JCB Platinum
Best for Shopping, Dining, Rewards
Main Feature
1 Rewards point per ₱25 spend in Japan
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1 Rewards point per ₱25 spend in Japan
Annual Fees
₱3,600
Monthly Interest Rate
3.5%
Min Annual Income
₱498,000
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RCBC Bankard Flex Visa
Best for Shopping, Groceries, Dining, Fuel, Rewards
Main Feature
2 Rewards points per ₱50 spent on two choice categories
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2 Rewards points per ₱50 spent on two choice categories
Annual Fees
₱1,500
Monthly Interest Rate
3.5%
Min Annual Income
₱250,000
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RCBC Bankard Diamond Card Platinum MasterCard
Best for Shopping, Dining
Main Feature
1 Rewards point for every ₱50 spent shopping or dining and ₱125 spent on gas or groceries.
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1 Rewards point for every ₱50 spent shopping or dining and ₱125 spent on gas or groceries.
Annual Fees
₱2,500
Monthly Interest Rate
3.5%
Min Annual Income
₱498,000
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RCBC Bankard Visa Infinite Card
Best for Cash Back, Shopping, Dining, Rewards
Main Feature
5% rebate at local or international clothing retail shops
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5% rebate at local or international clothing retail shops
Annual Fees
₱3,600
Monthly Interest Rate
3.5%
Min Annual Income
₱498,000
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EastWest Dolce Vita Titanium MasterCard
Best for Shopping, Dining, Rewards
Main Feature
1 Dolce Vita Charm per ₱100 spend
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1 Dolce Vita Charm per ₱100 spend
Annual Fees
₱2,000
Monthly Interest Rate
3.5%
Min Annual Income
₱300,000
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Citi Shell Card
Best for Fuel, Shopping, Groceries, Dining, Entertainment, Bill Payment, Cash Back
Main Feature
Get up to 5% rebate on Shell Fuel purchases
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Get up to 5% rebate on Shell Fuel purchases
Annual Fees
₱2,500
Monthly Interest Rate
3.5%
Min Annual Income
₱180000
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Citi Grab Card
Best for Rewards, Shopping, Groceries, Dining, Entertainment
Main Feature
Platinum Tier upgrade and benefits for first 6 months
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Platinum Tier upgrade and benefits for first 6 months
Annual Fees
₱3,500
Monthly Interest Rate
3.5%
Min Annual Income
₱180000
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Citi Premiermiles Card
Best for Travel, Shopping, Groceries, Dining, Entertainment, Bill Payment
Main Feature
1 never-expiring PremierMile for every ₱30 spent
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1 never-expiring PremierMile for every ₱30 spent
Annual Fees
₱5,000
Monthly Interest Rate
3.5%
Min Annual Income
₱360000
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Citi Cash Back Mastercard
Best for Cash Back, Shopping, Groceries, Dining, Entertainment, Bill Payment
Main Feature
Up to 6% cashback on supermarket purchases and 0.2% on all others
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Up to 6% cashback on supermarket purchases and 0.2% on all others
Annual Fees
₱3500
Monthly Interest Rate
3.5%
Min Annual Income
₱180000
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Citi Prestige Card
Best for Rewards, Shopping, Groceries, Dining, Entertainment, Bill Payment
Main Feature
1 Thank You Point with each ₱30 spent
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1 Thank You Point with each ₱30 spent
Annual Fees
₱12,000
Monthly Interest Rate
3.5%
Min Annual Income
₱1000000
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Bank of Commerce World MasterCard
Best for Rewards, Travel, Shopping, Dining, Rewards
Main Feature
5x Rewards Points for travel-related spending
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5x Rewards Points for travel-related spending
Annual Fees
₱5,000
Monthly Interest Rate
2.95%
Min Annual Income
₱1,200,000
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Security Bank Complete Cashback MasterCard
Best for Cash Back, Shopping, Groceries, Dining, Bill Payment, Fuel
Main Feature
Up to 5% cashback on essential expenses
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Up to 5% cashback on essential expenses
Annual Fees
₱3,000
Monthly Interest Rate
3.50%
Min Annual Income
₱360,000
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