Best Dining Credit Cards

Dining credit cards allow you to earn points, discounts or rebates with partnered F&B outlets. Please choose from our top dining cards in Philippines.

Table of Contents

  • HSBC Gold Visa Cash Back Credit Card

    Best for Cash Back, Shopping, Groceries, Dining, Entertainment, Bill Payment, Fuel

    HSBC Gold Visa Cash Back Credit Card

    Main Feature

    Up to 5% cash back on dining and 0.5% cash back on all others.

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    Main Feature

    Up to 5% cash back on dining and 0.5% cash back on all others.

    Annual Fees

    ₱2,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱200000

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  • Citi Rewards Mastercard

    Best for Rewards, Shopping, Groceries, Dining, Entertainment, Bill Payment

    Citi Rewards Mastercard

    Main Feature

    1 point for every ₱30 spent

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    Main Feature

    1 point for every ₱30 spent

    Annual Fees

    ₱2,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱180000

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  • EastWest Visa Platinum Credit Card

    Best for Shopping, Dining, Entertainment, Rewards

    EastWest Visa Platinum Credit Card

    Main Feature

    3% Cash Rewards for spending at department stores and dining

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    Main Feature

    3% Cash Rewards for spending at department stores and dining

    Annual Fees

    ₱2,750

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱480,000

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  • BDO Diners Club Premiere

    Best for Dining, Travel

    BDO Diners Club Premiere

    Main Feature

    1 Travel Mile per ₱30 spend

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    Main Feature

    1 Travel Mile per ₱30 spend

    Annual Fees

    ₱4,500

    First year free

    Monthly Interest Rate

    3.25%

    Min Annual Income

    ₱1,000,000

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  • BDO Visa Gold

    Best for Dining, Entertainment, Rewards

    BDO Visa Gold

    Main Feature

    2x Points on dining and entertainment spends

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    Main Feature

    2x Points on dining and entertainment spends

    Annual Fees

    ₱2,400

    First year free

    Monthly Interest Rate

    3.25%

    Min Annual Income

    ₱420,000

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  • Citi Shell Card

    Best for Fuel, Shopping, Groceries, Dining, Entertainment, Bill Payment, Cash Back

    Citi Shell Card

    Main Feature

    Get up to 5% rebate on Shell Fuel purchases

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    Main Feature

    Get up to 5% rebate on Shell Fuel purchases

    Annual Fees

    ₱2,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱180000

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  • Promotion: Welcome gift of ₱2,500 GrabPay credits equivalent to 12 free rides + vouchers worth ₱2,000 (Valid till 31/12/2020)

    Citi Grab Card

    Best for Rewards, Shopping, Groceries, Dining, Entertainment

    Citi Grab Card

    Main Feature

    Platinum Tier upgrade and benefits for first 6 months

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    Main Feature

    Platinum Tier upgrade and benefits for first 6 months

    Annual Fees

    ₱3,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱180000

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  • Citi Premiermiles Card

    Best for Travel, Shopping, Groceries, Dining, Entertainment, Bill Payment

    Citi Premiermiles Card

    Main Feature

    1 never-expiring PremierMile for every ₱30 spent

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    Main Feature

    1 never-expiring PremierMile for every ₱30 spent

    Annual Fees

    ₱5,000

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱360000

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  • Citi Cash Back Mastercard

    Best for Cash Back, Shopping, Groceries, Dining, Entertainment, Bill Payment

    Citi Cash Back Mastercard

    Main Feature

    Up to 6% cashback on supermarket purchases and 0.2% on all others

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    Main Feature

    Up to 6% cashback on supermarket purchases and 0.2% on all others

    Annual Fees

    ₱3500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱180000

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  • Citi Prestige Card

    Best for Rewards, Shopping, Groceries, Dining, Entertainment, Bill Payment

    Citi Prestige Card

    Main Feature

    1 Thank You Point with each ₱30 spent

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    Main Feature

    1 Thank You Point with each ₱30 spent

    Annual Fees

    ₱12,000

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱1000000

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  • HSBC Platinum Visa Credit Card

    Best for Travel, Shopping, Groceries, Dining, Entertainment, Bill Payment

    HSBC Platinum Visa Credit Card

    Main Feature

    1 air mile for as low as every ₱25 spent

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    Main Feature

    1 air mile for as low as every ₱25 spent

    Annual Fees

    ₱5,000

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱500000

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  • HSBC Red Mastercard

    Best for Shopping, Dining, Fuel

    HSBC Red Mastercard

    Main Feature

    Get 4X points on online shopping and dining. 3% rebate on Caltex Fuel.

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    Main Feature

    Get 4X points on online shopping and dining. 3% rebate on Caltex Fuel.

    Annual Fees

    ₱1,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱200000

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  • HSBC Premier Mastercard

    Best for Rewards, Shopping, Dining, Entertainment, Bill Payment, No Annual Fee

    HSBC Premier Mastercard

    Main Feature

    No annual fee for life and accelerated rewards

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    Main Feature

    No annual fee for life and accelerated rewards

    Annual Fees

    No Fee

    Monthly Interest Rate

    3.1%

    Min Annual Income

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  • BPI Amore Visa Platinum

    Best for Shopping, Dining, Entertainment, Cash Back

    BPI Amore Visa Platinum

    Main Feature

    Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.

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    Main Feature

    Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.

    Annual Fees

    ₱5,000

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱1,000,000

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  • BPI Amore Visa

    Best for Shopping, Easy Approval, Dining, Entertainment, Cash Back

    BPI Amore Visa

    Main Feature

    Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.

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    Main Feature

    Up to 4% in rebates per ₱1,000 spend at BPI-affiliated establishments in Ayala Malls.

    Annual Fees

    ₱2,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱180,000

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  • BPI eCredit

    Best for No Annual Fee, Easy Approval, Shopping, Dining

    BPI eCredit

    Main Feature

    No annual fees for life and lower credit limit

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    Main Feature

    No annual fees for life and lower credit limit

    Annual Fees

    No Fee

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱N.A

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  • BPI Edge Mastercard

    Best for Shopping, Easy Approval, Dining, Entertainment

    BPI Edge Mastercard

    Main Feature

    1 Real Thrills Point per ₱50 spend

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    Main Feature

    1 Real Thrills Point per ₱50 spend

    Annual Fees

    ₱1,320

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱180,000

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  • The American Express Cashback Credit Card

    Best for Cash Back, Shopping, Groceries, Dining, Bill Payment

    The American Express Cashback Credit Card

    Main Feature

    Up to 5% cashback for first 3 months and 1% cashback thereafter.

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    Main Feature

    Up to 5% cashback for first 3 months and 1% cashback thereafter.

    Annual Fees

    ₱3,000

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱420000

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  • The American Express Platinum Credit Card

    Best for Shopping, Groceries, Dining, Bill Payment

    The American Express Platinum Credit Card

    Main Feature

    1 Rewards point for every ₱45 spent and 24/7 concierge service

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    Main Feature

    1 Rewards point for every ₱45 spent and 24/7 concierge service

    Annual Fees

    ₱5,000

    First year free

    Monthly Interest Rate

    3%

    Min Annual Income

    ₱1800000

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  • The American Express Gold Credit Card

    Best for Shopping, Dining, Entertainment, Bill Payment

    The American Express Gold Credit Card

    Main Feature

    1 Rewards point for every ₱45 spent and 24/7 concierge service

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    Main Feature

    1 Rewards point for every ₱45 spent and 24/7 concierge service

    Annual Fees

    ₱3,000

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱850000

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  • BDO Platinum MasterCard

    Best for Shopping, Dining, Rewards

    BDO Platinum MasterCard

    Main Feature

    1 Point per ₱40 local/USD 1 international spend

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    Main Feature

    1 Point per ₱40 local/USD 1 international spend

    Annual Fees

    ₱4,500

    First year free

    Monthly Interest Rate

    3%

    Min Annual Income

    ₱420,000

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  • BDO Visa Platinum

    Best for Shopping, Shopping, Dining, Rewards

    BDO Visa Platinum

    Main Feature

    1 Point per ₱40 local/USD 1 international spend

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    Main Feature

    1 Point per ₱40 local/USD 1 international spend

    Annual Fees

    ₱4,500

    First year free

    Monthly Interest Rate

    3%

    Min Annual Income

    ₱600,000

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  • RCBC Bankard JCB Platinum

    Best for Shopping, Dining, Rewards

    RCBC Bankard JCB Platinum

    Main Feature

    1 Rewards point per ₱25 spend in Japan

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    Main Feature

    1 Rewards point per ₱25 spend in Japan

    Annual Fees

    ₱3,600

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱498,000

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  • RCBC Bankard Flex Visa

    Best for Shopping, Groceries, Dining, Fuel, Rewards

    RCBC Bankard Flex Visa

    Main Feature

    2 Rewards points per ₱50 spent on two choice categories

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    Main Feature

    2 Rewards points per ₱50 spent on two choice categories

    Annual Fees

    ₱1,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱250,000

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  • RCBC Bankard Diamond Card Platinum MasterCard

    Best for Shopping, Dining

    RCBC Bankard Diamond Card Platinum MasterCard

    Main Feature

    1 Rewards point for every ₱50 spent shopping or dining and ₱125 spent on gas or groceries.

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    Main Feature

    1 Rewards point for every ₱50 spent shopping or dining and ₱125 spent on gas or groceries.

    Annual Fees

    ₱2,500

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱498,000

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  • RCBC Bankard Visa Infinite Card

    Best for Cash Back, Shopping, Dining, Rewards

    RCBC Bankard Visa Infinite Card

    Main Feature

    5% rebate at local or international clothing retail shops

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    Main Feature

    5% rebate at local or international clothing retail shops

    Annual Fees

    ₱3,600

    First year free

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱498,000

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  • EastWest Dolce Vita Titanium MasterCard

    Best for Shopping, Dining, Rewards

    EastWest Dolce Vita Titanium MasterCard

    Main Feature

    1 Dolce Vita Charm per ₱100 spend

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    Main Feature

    1 Dolce Vita Charm per ₱100 spend

    Annual Fees

    ₱2,000

    Monthly Interest Rate

    3.5%

    Min Annual Income

    ₱300,000

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  • Bank of Commerce World MasterCard

    Best for Rewards, Travel, Shopping, Dining, Rewards

    Bank of Commerce World MasterCard

    Main Feature

    5x Rewards Points for travel-related spending

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    Main Feature

    5x Rewards Points for travel-related spending

    Annual Fees

    ₱5,000

    Monthly Interest Rate

    2.95%

    Min Annual Income

    ₱1,200,000

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  • Security Bank Complete Cashback MasterCard

    Best for Cash Back, Shopping, Groceries, Dining, Bill Payment, Fuel

    Security Bank Complete Cashback MasterCard

    Main Feature

    Up to 5% cashback on essential expenses

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    Main Feature

    Up to 5% cashback on essential expenses

    Annual Fees

    ₱3,000

    First year free

    Monthly Interest Rate

    3.50%

    Min Annual Income

    ₱360,000

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