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RCBC Bankard Visa Infinite Card
Best for Cash Back, Shopping, Dining, Rewards
Main Feature
5% rebate at local or international clothing retail shops
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5% rebate at local or international clothing retail shops
Annual Fees
₱3,600
Monthly Interest Rate
3.5%
Min Annual Income
₱498,000
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RCBC Bankard Visa Platinum
Best for Travel, Shopping, Groceries, Bill Payment, Fuel
Main Feature
1 Preferred Air Mile per ₱25 overseas spend/₱48 local spend
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1 Preferred Air Mile per ₱25 overseas spend/₱48 local spend
Annual Fees
₱5,000
Monthly Interest Rate
3.5%
Min Annual Income
₱498,000
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RCBC Bankard Black Card Platinum MasterCard
Best for Travel, Rewards
Main Feature
1 non-expiring Rewards point per ₱36/ USD 1 spend on shopping and dining
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1 non-expiring Rewards point per ₱36/ USD 1 spend on shopping and dining
Annual Fees
₱3,600
Monthly Interest Rate
3.50% / 2.50%
Min Annual Income
₱498,000
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RCBC Bankard Classic Card
Best for Rewards, Shopping, Groceries, Fuel
Main Feature
1 Rewards point per ₱36 spent shopping
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1 Rewards point per ₱36 spent shopping
Annual Fees
₱1,500
Monthly Interest Rate
3.5%
Min Annual Income
₱250,000
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RCBC Bankard JCB Platinum
Best for Shopping, Dining, Rewards
Main Feature
1 Rewards point per ₱25 spend in Japan
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1 Rewards point per ₱25 spend in Japan
Annual Fees
₱3,600
Monthly Interest Rate
3.5%
Min Annual Income
₱498,000
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RCBC Bankard Gold Card
Best for Shopping, Groceries, Fuel, Rewards
Main Feature
1 Rewards point per ₱36 spent shopping
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1 Rewards point per ₱36 spent shopping
Annual Fees
₱3,000
Monthly Interest Rate
3.5%
Min Annual Income
₱360,000
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RCBC Bankard Flex Visa
Best for Shopping, Groceries, Dining, Fuel, Rewards
Main Feature
2 Rewards points per ₱50 spent on two choice categories
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2 Rewards points per ₱50 spent on two choice categories
Annual Fees
₱1,500
Monthly Interest Rate
3.5%
Min Annual Income
₱250,000
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RCBC Bankard Diamond Card Platinum MasterCard
Best for Shopping, Dining
Main Feature
1 Rewards point for every ₱50 spent shopping or dining and ₱125 spent on gas or groceries.
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1 Rewards point for every ₱50 spent shopping or dining and ₱125 spent on gas or groceries.
Annual Fees
₱2,500
Monthly Interest Rate
3.5%
Min Annual Income
₱498,000
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